Robert Pessell is a CFP® with 40 years of industry experience, currently serving as an Investment Advisor Representative at Kestra Advisory, where he has worked since 2016. His prior experience includes long-term roles with Kestra Investment Services, Pacific Mutual, and Financial Management Services, Inc. He is also the sole owner and president of Pessell Financial & Insurance Services, Inc., and serves on the management committee of FMS Financial Partners, Inc. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm offers fiduciary services, plan design and compliance, employee education, and access to multiple management platforms and third-party solutions, managing approximately $79.8 billion in assets.

Jamshid Seleh is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 65 credential and three years of industry experience. His prior work includes roles at Transamerica Financial Advisors, Inc. and WFGIA. Outside of advising, he works as a real estate agent with Keller Williams Realty and provides caregiving services for his mother. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser that serves mass-affluent and high-net-worth individuals through discretionary portfolio management and retirement consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to create tailored asset allocations aligned with client goals and risk tolerances.

Marisela Gonzalez is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. She has been with Citigroup since 2009. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and combines large institutional scale with unique market roles such as swap dealing and futures commission merchant activities.

Mona Arabshahi is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 16 years of industry experience. Her career includes roles at U.S. Bancorp Investments, U.S. Bank, Unionbanc Investment Services, MUFG Union Bank, and Wells Fargo Clearing. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with rigorous manager selection and oversight processes, combining large institutional scale with specialized market roles.

Sarah Woodward is a financial advisor at Citigroup Global Markets with eight years of industry experience. She holds a Series 66 designation and has worked at Citigroup since 2018. Prior to joining Citigroup, she was employed at Potomac Government Relations and has held academic positions at the University of Southern California. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and execution services, and provides tailored discretionary solutions for high-net-worth clients.

Matthew Sullivan is a CFA® charterholder with 15 years of experience in the financial services industry. He is currently with Citigroup Global Markets Inc., where he has held various roles since 2018, and previously worked at Deutsche Bank Securities Inc. from 2016 to 2018. Citigroup Global Markets Inc. serves individual and institutional clients across several wealth segments, offering a range of investment advisory programs and execution services. The firm combines large institutional scale with distinctive market roles, including in-house research and security pricing, and provides bespoke discretionary solutions for high-net-worth clients.

Robert Wareing is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 66 designation and 28 years of industry experience. His prior roles include positions at Raymond James, Merrill, UBS Financial Services, and Purshe Kaplan Sterling Investments. Outside of advisory work, he is involved in the film and entertainment industry as the managing member of ILL Luxury LLC, which develops scripts, produces films, and offers consulting services. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm’s investment approach focuses on customized, primarily long-term portfolios using ETFs, mutual funds, individual securities, bonds, and alternative investments, supported by internal due diligence and strategic asset allocation.

Robert Elster is a financial advisor with Valic Financial Advisors in Glendale, CA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Valic Financial Advisors since 2003 and also serves as an insurance agent with Agia. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Shawn Abrahamse is a financial advisor at Citigroup Global Markets with 27 years of industry experience. He holds a Series 66 designation and has been with Citigroup Global Markets since 2007. The firm serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. Citigroup Global Markets is notable for its large institutional scale, multi-asset strategies, and unique market roles including swap dealing and futures commission merchant activities.

Artin Esmaelian Masihi is a financial advisor at Citigroup Global Markets with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Wells Fargo Clearing, Wells Fargo Bank, and J.P. Morgan Securities. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with in-house research, custody services, and specialized market roles.

Andrea Graham is a Series 66-licensed financial advisor with 24 years of industry experience, currently affiliated with Carson Wealth. Her prior experience includes roles at Cetera Wealth Services, LPL Financial, Applied Financial Planning, Stifel, and Ameriprise. She also holds a role as an insurance agent specializing in life and long-term care insurance. Carson Wealth is an SEC-registered investment adviser operating an enterprise platform with more than 650 advisors and overseeing approximately $50.6 billion in assets. The firm provides discretionary asset management, financial planning, retirement plan services, and sub-advisory relationships, supported by an Investment Committee that manages model portfolios and offers tailored solutions, including alternative investments and custom indexing.

Adolph Kristunas is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and three years of industry experience. His work history includes roles at Citi, Starbucks, New York Life, Lowe’s, Amazon, and the Tunkhannock Area School District. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, providing research, execution, custody services, and specialized lending solutions.

Joshua Fein is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and 17 years of industry experience. He is also the owner of BSF Advisors, an independent financial services practice he has operated since 2012. Additionally, Mr. Fein is a licensed realtor, although he currently does not devote time to real estate activities. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model and utilizes various investment strategies implemented through proprietary platforms and third-party managers.

Eileen Shahnazari is a financial advisor at Citigroup Global Markets with eight years of industry experience. She holds Series 65 and Series 63 licenses and has worked in various roles at Wells Fargo and Citigroup since 2015. Outside of her advisory work, she is involved in providing in-home supportive services for elderly parents. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services.

Nelson Chavez is a financial advisor with Eagle Strategies (NY Life) based in Glendale, CA. He holds a Series 66 designation and has 17 years of industry experience, including prior roles at Wells Fargo Clearing, Wells Fargo Investments, and Ameriprise. Outside of financial services, he has been involved in a car rental business on the Turo platform since 2020. Eagle Strategies serves a broad range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of investment adviser representatives. The firm offers tailored advice across multiple program types, emphasizing non-discretionary asset management and working within an integrated New York Life affiliate structure.

Cooper Allen is a financial advisor at GWN Securities Inc. holding a Series 66 designation. He has been with GWN Securities since 2026 and has prior experience related to Greentrike and the University of Puget Sound. GWN Securities provides investment advisory and related services to individual and corporate clients through multiple managed account programs and financial planning offerings. The firm employs both affiliated and unaffiliated sub-advisers and utilizes tactical strategies including market-timing and momentum-based approaches in some of its legacy programs.

Frederick Johnston is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and three years of industry experience. His prior roles include positions at Caleb and Brown Ltd, Fidelity Investments, and JPMorgan Chase & Co. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs along with execution and custody services. The firm operates with institutional scale and provides specialized roles such as security-based swap dealing and futures commission merchant services.

Jonah Barkenhagen is a financial advisor at GWN Securities Inc. with a Series 66 designation and one year of industry experience. Prior to joining GWN Securities, he worked at California State Polytechnic University, Pomona and has been involved with Bootleggers Brewery since 2020. GWN Securities provides investment advisory and related services to individual and corporate clients through a variety of managed account programs, employing a blend of discretionary portfolio management, model portfolios, and financial planning consults that incorporate asset allocation and Modern Portfolio Theory. The firm is noted for its use of market-timing and momentum-based strategies in several legacy programs.

Cenovio Melendez is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. Melendez is based in North Hollywood, CA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains significant in-house research and market functions alongside large-scale institutional capabilities.

Priti Mora is a financial advisor at First Citizens Investor Services, Inc. with 17 years of industry experience. She holds a Series 66 credential and has worked at Wells Fargo and First Citizens in various capacities since 2006. Outside of her advisory role, she has a 5 percent ownership interest in a hotel partnership operating a Holiday Inn Express in Monterey, California. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension plans, charitable organizations, and business entities. The firm employs an IAR-led process combining financial needs assessments with fundamental, quantitative, and technical analysis to manage portfolios that include equities, fixed income, mutual funds, and ETFs.