Jacek Holzwieser is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 11 years of industry experience. His prior roles include positions at Bank of the West, BancWest Investment Services, Wells Fargo Clearing, and Wells Fargo Advisors. He is also a co-owner of The Holzwieser Trust, a family investment entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing research from LPL Research and third-party subadvisors to provide both discretionary and non-discretionary portfolio management.

Stephen Pincin is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and over 32 years of industry experience. He has been with Raymond James Financial Services Advisors since 2016. Outside of his advisory work, he owns and operates Legacy Wealth Management, LLC and SMP Group, Inc., the latter involved in building, selling, and managing his personal real estate holdings. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning and consulting, using analytical tools to support client goals, and maintains specialized services in municipal finance and SIMPLE IRA employer consulting.

David Jakl is a financial advisor with Osaic holding a Series 66 designation and six years of industry experience. He previously worked at Woodbury Financial Services and maintains roles as a swim team head coach for the Manta Rays Parent Association and as a tax preparer through his own business, J&C Financial Services. Osaic Wealth, Inc. serves a diverse client base including individual and institutional investors through a wide network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and advisory services, offering a range of investment options and third-party solutions, with portfolios constructed using proprietary asset-allocation tools and risk-assessment methods.

Richard Pelfrey is a Series 66-registered financial advisor with Wells Fargo Clearing, based in Rancho Cucamonga, CA. He has 14 years of industry experience, including eight years at Bank of America and Merrill Lynch from 2012 to 2020, before joining Wells Fargo in 2020. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Eric Escobar is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. He previously worked at Capital Group for nine years. Outside of his advisory role, he owns a marketing business called Taco Mapper. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates nationwide with over 23,000 financial advisors and manages approximately $1.01 trillion in assets.

Gerald Hughes is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 44 years of industry experience. He has been with LPL Financial since 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing model portfolios, research, and technology-driven strategies.

Edwin Ramirez is a financial advisor with Merrill who holds Series 63 and Series 66 credentials and has 17 years of industry experience. His career includes roles at Washington Mutual, J.P. Morgan Securities, and Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, and charitable organizations.

Jeff Gonzales is a financial advisor at Edelman Financial Engines with 19 years of industry experience. He holds a Series 66 designation and has worked at various affiliates of Edelman Financial Engines since 2015. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diversified portfolios and both discretionary and non-discretionary advice.

Sally Eskander is a financial advisor at Merrill with 7 years of industry experience. She holds a Series 66 designation and has been with Merrill and Bank of America since 2006. Outside of her advisory role, she is involved in a car detailing business in Rancho Cucamonga, California. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Shannon Sapp is a financial advisor at Charles Schwab with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Charles Schwab and Charles Schwab Bank since 1995 and 2005, respectively. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, delivering investment guidance using multi-asset model portfolios and due diligence on alternative investments.

Carolyn Wyatt is a financial advisor at LPL Financial with 26 years of industry experience. She holds a Series 66 designation and has worked previously at Western International Securities, M Stevens Wealth Advisors, Kingswood Capital Partners, Chalice Wealth Advisors, the Women's Symposium of Southern California, and Waddell & Reed. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management and supporting diversified and alternative investment strategies.

Westley Bovee is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He works with clients and their families to construct and implement complex strategies aimed at supporting long-term investment planning. Prior to his current position, Westley held several roles within Fidelity Investments, including Investment Consultant (2024-2025), Planning Consultant (2022-2024), Relationship Manager (2021-2022), and Financial Representative (2021). Throughout his career at Fidelity Investments, Westley has gained experience in investment consultation, financial planning, client relationship management, and financial representation. He holds a California Insurance License, supporting his capacity to advise clients on insurance-related matters. No additional information regarding education, credentials beyond his insurance license, personal interests, or community involvement was provided.

Fanor Bohorquez is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 18 years of industry experience. He has worked at J.P. Morgan entities since 2018 and previously spent three years at Merrill and Bank of America. Outside of his advisory role, he manages rental properties. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations to deliver comprehensive services.

Yan Ye is a Series 66-licensed financial advisor with 17 years of industry experience. Yan has worked at UBS Financial Services Inc for 10 years before joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2026. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Paulina Becerra Gonzalez is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. Her prior work includes roles at Newnewfoods and Manuel Alarcon Trucking, as well as positions at UC San Diego. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to deliver personalized, written Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Johnatan Kokos is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 20 years of industry experience. He has been with J.P. Morgan Securities since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Gabriela Molina is a financial advisor with Primerica Advisors in Ontario, CA, holding Series 63 and Series 65 licenses and over 23 years of industry experience. She has been with Primerica since 2005. Molina also engages in part-time sales of home security, automation products, and loan products through affiliated companies of Primerica. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, with approximately $15.5 billion in assets under management. The firm utilizes model-driven investment strategies supported by third-party asset managers and offers a range of discretionary separately managed account options.

Stephen Williams is a financial advisor with LPL Financial in Ontario, CA, holding Series 63 and Series 65 licenses and 27 years of industry experience. His prior firms include Cetera and First Allied Advisory Services. Outside of his advisory work, he is involved in tax preparation through GYL LLP and owns a pizza business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and brokerage services supported by in-house and third-party research and technologies.

Sara Uribe is a financial advisor with Ameriprise in Glendora, CA, holding a Series 66 designation and 14 years of experience with the firm. She has worked exclusively at Ameriprise since 2012. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to offer written recommendation reports, delivered through a centralized consulting team in partnership with client advisors.

Jon Hong is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. His prior roles include extensive tenure at Scottrade and more recent positions at TD Ameritrade before joining J.P. Morgan in 2020. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering services on a non-discretionary basis.