Troy Robertson is a financial advisor at Copley Financial Group, Inc. in San Diego, CA, with nine years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Emerson Equity LLC and Mondelez Global, Inc. In addition to his advisory role, he is involved with Heritage Tax and Insurance Services, focusing on estate planning and insurance evaluation. Copley Financial Group is a team-based registered investment adviser serving individuals, high-net-worth households, and pension/profit-sharing plans. The firm offers asset management through direct management, third-party money managers, and model-based programs, incorporating alternative investments and using both discretionary and non-discretionary trading approaches.

Rana Davidson is a financial advisor at American Money Management, LLC with five years of industry experience. She holds a Series 65 designation and previously worked at Cubic Corporation and KPMG, LLP. American Money Management serves individual clients, including high-net-worth households, as well as various institutional clients. The firm’s investment approach involves customizable, asset-allocation strategies overseen by an investment committee, with ongoing account monitoring and a focus on both discretionary and non-discretionary advisory services.

David Reyes is a financial advisor at Reyes Financial Architecture Inc. in San Diego, CA, with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Reyes Financial Architecture since 2010. Reyes is also an author and co-author of financial-related books. Reyes Financial Architecture provides discretionary asset management, personalized financial planning, and consulting services primarily to high-net-worth individuals, trusts, estates, and small businesses. The firm employs a long-term investment approach using fundamental, technical, and cyclical analysis, and includes financial planning as a complimentary service alongside portfolio management.

George Hoover is a financial advisor with Torrey Growth & Income Advisors, LLC, holding Series 63 and Series 65 designations and bringing 20 years of industry experience. He has been with Torrey Growth & Income Advisors since 2006. Torrey Growth & Income Advisors primarily serves individual investors, including high-net-worth clients, as well as trusts, estates, charitable organizations, and businesses. The firm offers discretionary investment management and modular financial planning, employing both fundamental and technical analysis, tactical asset allocation, and various equity, ETF, fixed-income, and options strategies.

Susan Ferrari is a financial advisor with Carmel Capital Partners, LLC in San Diego, CA. She holds a Series 65 designation and has one year of industry experience. Her prior experience includes roles at Superior Planning LLC and Superior Planning Inc, as well as a decade working at Horizon Prep. Carmel Capital Partners provides discretionary and non-discretionary portfolio management primarily to individual and high-net-worth clients, offering financial planning, sub-advisory services, and private investment vehicle management. The firm emphasizes fundamental valuation with a focus on free cash flow and capital preservation, and actively sponsors and manages multiple private funds and special purpose vehicles.

Jordie Czapinski is a Series 66-licensed financial advisor with 18 years of industry experience. He has worked at Intelligence Driven Advisers, LLC since 2018 and concurrently at International Assets Advisory, LLC since 2016, in addition to previous experience at Labrum Wealth Management, LLC. Intelligence Driven Advisers, LLC is a multi-team SEC-registered advisory firm managing approximately $882 million for individual and institutional clients. The firm employs a risk-managed investment process overseen by an Investment Committee and offers comprehensive financial planning, discretionary management, retirement plan solutions, and consulting services.

Ashley Gagne is a CFP®-certified financial advisor with 15 years of industry experience. She is currently with Superior Planning Wealth Management & Family Office and has previously worked with Unionbanc Investment Services and PlanMember Securities Corporation. Superior Planning Wealth Management & Family Office provides investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, corporations, and charitable organizations. The firm uses a combination of proprietary allocation models and third-party strategists to manage portfolios, offering both discretionary management and coordination with external tax and legal advisors.

Brooke Courtney is a financial advisor at Ballast Rock Private Wealth with a Series 65 designation and over six years of industry experience. She has worked previously at Altair Advisers and Cambridge Financial Group, LLC, and has held various roles at The University of Alabama. Ballast Rock Private Wealth offers tailored portfolio management and investment policy statements for individuals, high-net-worth clients, and pension or profit-sharing plans. The firm combines fundamental analysis, modern portfolio theory, and quantitative methods to construct long-term portfolios and provides financial planning and consulting services to its clients.

Dean Kernus is a financial advisor with Willow Creek Financial in San Diego, CA, holding the CFP® and PFS™ designations and the Series 65 and Series 63 licenses. He has 18 years of industry experience, including roles at Orin Green Financial, LLC and Ameriprise Financial Services Inc. Kernus contributes to the American Institute of CPAs by developing questions for the Uniform CPA Exam and the Personal Financial Specialist exam, and he supports updates to adviser guides related to personal financial planning. Willow Creek Financial serves individuals, high-net-worth clients, trusts, retirement plans, and business entities by providing asset management through wrapped accounts, standalone financial planning, and retirement plan consulting. The firm manages approximately $529 million in assets across about 238 client relationships and employs portfolio strategies including derivatives and borrowing within a five-advisor team structure.

Andrew Canter is a financial advisor with Canter Wealth in La Jolla, CA, holding Series 65 and Series 66 licenses and bringing 11 years of industry experience. He has worked with Canter Strategic Wealth Management since 2013 and has been involved with Canter Companies since 2006. Outside of his advisory role, he is the owner of The Canter Group, Inc., which operates multiple real estate-related businesses including brokerage, development, and private equity transactions, where he dedicates significant time. Canter Wealth is a fee-only investment adviser serving individuals, families, trust accounts, and institutional clients. The firm emphasizes factor-based, low-cost, tax-efficient, globally diversified portfolios, primarily using ETFs and mutual funds, with ongoing portfolio management guided by an internal Investment Committee.

Jordan Gibbs is a CFP® professional with 18 years of experience in financial advising. He is currently with Heritage Wealth Management, Inc., where he has worked since 2009, and previously held roles at The Kocen Financial Group, Inc. and Financial Goal Securities, Inc. Heritage Wealth Management is a SEC-registered advisory firm that offers discretionary portfolio management and financial planning services to individuals, institutions, and various entities. The firm employs diversified investment strategies including global allocation, tax-sensitive, and ETFs-only approaches, and manages private funds and option-enhanced strategies.

Alexa Cammarano is a financial advisor at CoastEdge Partners, LLC with eight years of industry experience. She holds the Series 66 designation and has worked at CoastEdge since 2021. Her prior roles include positions at Dunham & Associates Investment Counsel, LPL Financial, and Pharaoh Financial Group. CoastEdge Partners serves high-net-worth families, family foundations, and institutional clients by providing investment management, financial planning, and comprehensive reporting. The firm emphasizes capital preservation, diversification, and liquidity management, using customized multi-asset portfolios and proprietary fund vehicles tailored to each client’s objectives.

Morry Morales is a financial advisor with Axos Invest, Inc, holding Series 63 and Series 66 licenses and six years of industry experience. His prior roles include positions at Charles Schwab & Co., Inc., Wells Fargo Clearing Services LLC, and Wells Fargo Bank NA. Morales also worked for Banana Republic for ten years. Axos Invest provides automated investment advisory services to individual investors through a digital platform, offering model-based portfolio management primarily using mutual funds and ETFs. The firm emphasizes asset allocation, diversification, and thematic exposures, with ongoing implementation and monitoring managed by an internal Portfolio Management Group.

Parker Bush is a financial advisor at CoastEdge Partners, LLC with 10 years of industry experience. He holds the Series 66 designation and has worked at CoastEdge Partners since 2016. Outside of his advisory role, he is also a school teacher at the San Diego Jewish Academy. CoastEdge Partners provides investment management, financial planning, and comprehensive reporting services primarily for high-net-worth families, family foundations, and institutional clients. The firm emphasizes capital preservation, diversification, and tailored portfolio management through a combination of discretionary management, third-party managers, and proprietary fund vehicles.

Jonathan Freeman is a financial advisor at Presidio Capital Management, LLC in San Diego, CA, holding a Series 65 designation with seven years of industry experience. His prior roles include positions at Entrewealth, LLC, Axxcess Wealth Management, LLC, and CCG Wealth Management LLC. Presidio Capital Management provides discretionary investment management, financial planning, and retirement plan consulting to a range of clients including individuals, high-net-worth clients, business owners, and charitable organizations. The firm employs a long-term, fundamentally driven investment approach using diversified portfolios of low-cost mutual funds and ETFs, while also utilizing individual securities and alternative investments as appropriate.

George Stratmann is a financial advisor at Invicta Financial Group with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at BDT & Associates, Inc. and Cambridge Investment Research Advisors, Inc. Stratmann is also involved as a licensed insurance agent, selling and servicing health and life insurance products. Invicta Financial Group advises individuals, high-net-worth clients, and business entities primarily through financial planning and implementation services. The firm directs clients to third-party investment advisers for asset management and focuses on client-specific planning with ongoing reviews.

John Wells is a financial advisor with Christopher Weil & Company, Inc., holding a Series 63 designation and 20 years of industry experience. He has been with Christopher Weil & Company, Inc. since 1991. Christopher Weil & Company, Inc. provides discretionary investment management, financial planning, estate transition, and pension consulting services to individuals, pension plans, charities, and corporate entities. The firm employs diversified portfolio strategies that include the use of derivatives and investments in ETFs with cryptocurrency exposure, guided by fundamental, quantitative, and qualitative analysis.

Michael Canzone is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Canter Wealth since 2018. His prior roles include positions at Nautilus Advisors LLC and Ameriprise Financial Services, Inc. Located in La Jolla, CA, he holds Series 63 and Series 65 licenses. Canter Wealth is a fee-only investment adviser serving individuals, families, trusts, and institutional clients. The firm emphasizes factor-based, low-cost, tax-efficient, globally diversified portfolios primarily using ETFs and mutual funds, supported by an internal Investment Committee and technology tools, with approximately $418.6 million in discretionary assets under management.

Charles Schwab is a CFP® professional with one year of industry experience, currently serving at Define Financial, LLC. He has previously worked at Cerity Partners, Cetera Financial Group, and Ginsburg Financial Advisors, and has a background including roles in education and at Roche Molecular Systems. Define Financial, LLC is an SEC-registered investment adviser serving individuals, high-net-worth clients, and select charitable organizations. The firm uses passive, risk-based portfolios mainly composed of no-load mutual funds and ETFs, providing discretionary investment management, financial planning, and pension consulting through a three-advisor team.

Michael Moore is a financial advisor at American Money Management, LLC with 24 years of industry experience. He has been with the firm since 2001 and holds a Series 65 designation. American Money Management, LLC serves individual clients, including high-net-worth households, as well as institutions such as pension plans and trusts. The firm employs an investment committee to manage customizable, asset-allocation strategies ranging from aggressive growth to conservative income and offers discretionary portfolio management, 401(k) advisory services, and periodic financial planning.