Jonathan Isaac is a financial advisor with Osaic who holds Series 63 and Series 66 designations and has 27 years of industry experience. He previously worked at SagePoint Financial, Inc. from 2009 to 2023 and has been affiliated with Independent Capital Management since 1999. Outside of advisory services, he is involved in mortgage origination and serves as a certified estate planner referring clients for estate planning services. Osaic Wealth, Inc. serves a mix of retail and institutional clients through a broad network of affiliated advisers, offering integrated brokerage, investment advisory, financial planning, and retirement consulting services. The firm employs various portfolio construction tools and provides access to third-party money managers and managed account solutions.

Patricia Fleming is a CFP® professional with 36 years of industry experience, currently serving as a financial advisor at LPL Financial since 2021. Her prior experience includes roles at Waddell & Reed, Inc., various insurance carriers, and Lumena Financial Strategies, Inc., which she founded and operated from 2017 to 2021. She also served on the Women In Blue Executive Cabinet and was involved with Act Today (Autism Care & Treatment). LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers comprehensive financial planning and advisory programs with both discretionary and non-discretionary management supported by research and model portfolios.

Jeffrey Naiman is a financial advisor with LPL Financial in La Mesa, CA, holding Series 63 and Series 65 designations and having 26 years of industry experience. He has been with LPL Financial since 2004. Additionally, he is involved in a non-variable insurance business under the name Treble Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by model portfolios and research.

Fany Hirales is a CFP®-designated financial advisor with 16 years of industry experience, currently serving at OSAIC since 2023. Previously, she worked at SagePoint Financial and Independent Capital Management for 13 years. She is also the owner of Hirales Wealth Solutions, an LLC involved in administrative activities. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services using asset allocation tools, risk tolerance assessments, and multiple investment strategies across discretionary and non-discretionary accounts.

Elizabeth Mc Quade is a financial advisor with Cetera and holds a Series 66 credential. She has eight years of industry experience, including prior roles at Ameriprise, Wells Fargo, and several other firms. Based in San Diego, CA, she has worked at multiple financial services organizations throughout her career. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers both discretionary and non-discretionary portfolio management and provides access to various third-party money managers through a multi-manager platform.

David Bretz is a CFP® professional with 27 years of industry experience, currently affiliated with Cetera. He has worked at Cetera and its related entities since 2013 and is owner and president of Everstead Financial Group, a financial services firm. Bretz also serves as president of Bretz Financial Group, which focuses on tax and expense management, and holds a role as an insurance agent for fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

Eric Anderson is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since January 1994. He focuses on assisting clients with investment, lending, and planning needs, particularly during life transitions such as loss of a spouse, divorce, retirement, inheritance, or sale of a business. Eric works alongside Bank of America banking and Merrill specialists, as well as clients' legal and tax professionals, to develop appropriate financial strategies and monitor portfolio efficiency. He holds a Bachelor of Science degree in Building Construction from the University of Washington and a Master of Business Administration from Seattle University. Eric has earned professional designations including Certified Investment Management Analyst (CIMA), Certified Divorce Financial Analyst (CDFA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He has also completed financial certificate programs offered by The Wharton School. Eric is actively involved in his community through volunteer work and enjoys adventure sports, scuba diving, skiing, tennis, and traveling. He and his wife, Erin, have a blended family of seven children. Eric's approach is to work one-on-one with clients to develop personalized financial strategies designed to help them pursue their long-term goals.

Sebastian Marti is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 16 years of industry experience. He has worked at Cetera and Cetera Investment Services LLC since 2020 and was previously employed by TIAA-CREF from 2015 to 2020. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform with access to affiliated and third-party managers.

Nicholas Kolata is a Series 66-licensed financial advisor at Edward Jones with 12 years of industry experience. He previously worked at Bank of America (Merrill Lynch), Priority Financial Group, and MUFG Union Bank. He is based in Chula Vista, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Gilbert Gil is a financial advisor at LPL Financial with 17 years of industry experience and holds a Series 66 designation. His previous work includes roles at CUSO Financial Services, U.S. Bancorp Investments, Merrill, and Bank of America. He is based in San Diego, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual clients, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing research from LPL Research, third-party subadvisors, and various portfolio management options.

Jennifer Antoniadis is a financial advisor at LPL Financial with 16 years of industry experience. She holds the Series 66 designation and has been with LPL Financial since 2008. Prior to her advisory role, she worked for Princess Pub from 2010 to 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofit organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Peggine Tellez is a financial advisor at LPL Financial with 23 years of industry experience. She has held positions at Securities America Advisors, Inc. and Securities America, Inc. for a decade prior to joining LPL Financial. She is licensed as a Series 63 and Series 66 representative and also works as a non-variable insurance agent offering term, whole life, and long-term care insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services through a national network of investment adviser representatives.

Nick Torres is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 26 years of industry experience. He has worked at LPL Financial since 2018 and previously held roles at First Allied Advisory Services and First Allied Securities. In addition to his advisory work, Torres is involved with Hochman Cohen Insurance Services and the accounting firm Hochman Torres LLP. LPL Financial serves a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management along with access to model portfolios and research.

Aaron Muther is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. Prior to joining Edward Jones, he worked at Paychex Securities Corporation from 2016 to 2018. Outside of his advisory role, he is involved in property management as a rental property owner and landlord in San Diego. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Jackson Montgomery is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and previously worked at Interactive Brokers LLC and LPL Financial. His background also includes roles outside finance, such as working for Pizza Hut and involvement with the Cal South Soccer Organization. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large nationwide network of advisors and branch offices.

Jacob Bauchmann is a financial advisor with LPL Financial in La Mesa, CA, holding the CFP® and CFA® designations and 14 years of industry experience. He has been with LPL Financial since 2011. Outside of his advisory work, he is involved in a family business as a bookkeeper and videographer. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management with support from internal and third-party research.

Gary Glockzin is a CFP® with 40 years of industry experience, currently serving as a financial advisor at LPL Financial since 2024. Prior to joining LPL, he spent 25 years at Crown Capital Securities, L.P. He is also a licensed real estate agent with involvement in related business activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, and brokerage services, with discretionary and non-discretionary management supported by research and model portfolios.

David Harding is a financial advisor with Edward Jones in San Diego, CA, holding a Series 66 designation and eight years of industry experience. He has been with Edward Jones since 2017 and previously worked at Stave Apps for one year. Outside of advising, he owns and maintains rental property. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment strategies, supported by a large network of advisors and branch offices nationwide.

Marcos Mendoza is a financial advisor at Edward Jones in San Diego, CA, holding a Series 66 designation with four years of industry experience. His prior roles include positions at Minnesota Life Insurance Company, Tax & Financial Group, Securian Financial Services, and Automatic Data Processing (ADP). Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors.

Austin Sandoval is a financial advisor at Merrill with four years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Thrivent Financial and Bank of America. Outside of finance, Sandoval has experience in the hospitality sector, including roles at Le Papagayo and Belly Up Tavern. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.