Paul Mosqueda is a financial advisor at RBC Capital Markets with 40 years of industry experience. He holds the Series 63 and Series 66 designations and has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a variety of wrap fee advisory programs and tailors strategies to clients’ Advisory Risk Profiles using a mix of in-house and third-party investment managers, providing portfolio management, financial planning, custody, and brokerage services.

Jose Paz is a financial advisor at Ameriprise with 18 years of industry experience. He holds Series 63 and Series 66 designations and has been with Ameriprise and its affiliated entities since 2013. Outside of his advisory role, he works as a soccer referee. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing advice focused on retirement income planning, tax-aware withdrawal strategies, and dependable income sources.

Michael Lakovich is a financial advisor with Wells Fargo Clearing in Fresno, CA, holding a Series 66 designation and eight years of industry experience. He has worked at Wells Fargo Clearing since 2017 and previously spent six years at Guarantee Real Estate. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Celina Rodriguez is a financial advisor at RBC Capital Markets with 11 years of industry experience. She holds a Series 66 designation and has been with RBC Wealth Management since 2014. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers advisory programs tailored to clients’ risk profiles using a combination of in-house and third-party investment managers, with services that include portfolio management, financial planning, custody, and brokerage.

Daniel Conniff is a financial advisor with Morgan Stanley in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets starting in 2005. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Sheila Gray is a financial advisor at RBC Capital Markets in Fresno, CA, with 9 years of industry experience. She holds Series 63 and Series 66 licenses and has been with RBC Capital Markets since 2006. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored portfolio management and financial planning services, utilizing both in-house and third-party investment managers.

Karl Preheim is a financial advisor with LPL Financial in Fresno, CA, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. He has worked at LPL Financial since 2018 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Mark Macedo is a financial advisor with RBC Capital Markets in Fresno, CA, holding a Series 66 designation and 16 years of industry experience. He has been with RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management, financial planning, custody, and brokerage services, tailoring strategies to clients’ risk profiles through a range of in-house and third-party investment managers.

Shawn Urena is a financial advisor with Wells Fargo Clearing in Fresno, CA, holding a Series 66 designation and 24 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2011 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Outside of his advisory role, he serves as a trustee of a family trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its offerings.

Christopher Underdown is a financial advisor with Ameriprise in Fresno, CA, holding a Series 66 credential and two years of industry experience. His background includes roles at Equitable Advisors, LLC and Bitwise Capital, as well as experience in the food and beverage sector. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Ellen Field is a ChFC® and Series 66 credentialed financial advisor with 39 years of industry experience. She has been with Cambridge Investment Research Advisors since 2010. In addition to her advisory role, she is active as an independent insurance agent and is involved in marketing long-term care and Medi-Cal benefits, as well as working as a real estate agent in Northern California. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension plans, and charitable organizations. The firm offers financial planning and investment management through a network of independent professionals, utilizing a range of portfolio and model-based solutions tailored to client objectives.

Anthony Linares is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds the Series 66 designation and has previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, and Bank of America/Merrill Lynch. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Kami Mcdonald is a financial advisor at Morgan Stanley with 21 years of industry experience. She has been with Morgan Stanley since 2009 and holds the Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning using structured discovery processes and firm-approved tools.

Andrew Wheeler is a financial advisor with LPL Financial in Fresno, CA, holding Series 63 and Series 65 designations and 27 years of industry experience. His prior roles include positions at WELLth Advisory Services, Global Retirement Partners, Roush Investment Group, and Wells Fargo Advisors. Outside of finance, he serves on the Board of Trustees for the Golden Valley Unified School District and is a candidate delegate for the Madera Republican Central Committee. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies.

John Otto is a financial advisor at LPL Financial with 23 years of industry experience. He has been with LPL Financial since 2013 and also has a long-term affiliation with Educational Employee Credit Union. He holds Series 63 and Series 65 designations. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and research from various sources.

Kimberly Choi Lindley is a financial advisor with LPL Financial, holding a Series 66 designation and 14 years of industry experience. She has been with LPL Financial since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Jason Ahronian is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2009, currently working at Morgan Stanley Private Bank, N.A. Outside of his advisory role, he owns a rental property in Las Vegas that is managed by a third party. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its advisory process.

Tyler Garrett is a financial advisor with Wells Fargo Clearing in Fresno, CA. He holds the Series 66 designation and has four years of industry experience. Prior to his current role, he worked in real estate and care services. Outside of finance, he provides respite care to his disabled brother through Pacific Home Care Services. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 financial advisors and delivers both brokerage and advisory solutions.

Rajinder Kumar is a Financial Advisor with Merrill Lynch Wealth Management, specializing in personalized financial planning and wealth management. He works closely with clients to understand their individual priorities and ambitions, helping them pursue goals such as retirement planning, education funding, and long-term family financial objectives. His approach emphasizes simplicity and transparency in navigating the complexities of investing. Rajinder holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, reflecting his expertise in retirement and investment strategies. He completed an Accredited Certificate Program from the Australian Institute of Technology and Education. Fluent in English, Punjabi, Hindi, and Urdu, Rajinder is committed to building strong client relationships and providing ongoing guidance as financial needs evolve. In addition to his professional work, Rajinder is involved with the Fresno Cambodian Buddhist Society, Inc., demonstrating his engagement with community organizations.

Jim Karas Jr. is a financial advisor with LPL Financial in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC and Wells Fargo Clearing. He manages a home-based business entity for tax purposes unrelated to investment activities. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house research and third-party subadvisors.