Robert Diaz is a Series 66 licensed financial advisor at Edward Jones with nine years of industry experience. He has worked at Edward Jones since 2019 and previously held roles at RDSquared, various insurance carriers with W&R Insurance Agencies, Waddell & Reed Inc, and Asset Conversion Corp. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,000 financial advisors and offers a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and other services.

Phu Nguyen is a financial advisor at Fidelity with 20 years of industry experience. He holds the Series 63, Series 65, and Series 66 credentials. His prior experience includes roles at Morgan Stanley, Citigroup Global Markets, Jones Lang LaSalle, and ownership of The Maintenance Concierge Inc. Fidelity’s Strategic Advisers LLC, where Nguyen works, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm combines fundamental research with quantitative and algorithmic portfolio construction, offering model portfolios and discretionary management with oversight of affiliated sub-advisers.

Gemma May Labar is a Series 66-licensed financial advisor with Morgan Stanley in Menlo Park, CA, where she has worked since 2015. She has 18 years of industry experience. Outside of her advisory role, she operates an online retail business through Poshmark. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to individual and institutional clients. The firm provides tailored financial planning supported by firm-approved tools and emphasizes its advisory role in creating but not implementing client plans.

Edward Dinan is a financial advisor at Edelman Financial Engines with 16 years of industry experience. He holds a Series 66 designation and has been with Financial Engines Advisors L.L.C. since 2013. Outside of his advisory role, he serves as Treasurer and CFO for Samye, a 501(c)(3) religious organization, where he manages bookkeeping, bank accounts, taxes, and stock donations on a volunteer basis. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients, managing model-based and customized portfolios while supporting a large client base through advisor-led and online platforms.

Robert Fazo is a financial advisor with Primerica Advisors in San Jose, CA, holding Series 63 and Series 65 credentials and with 30 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 1996. In addition to his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by third-party asset managers and supports its advisory services with custodial and trade execution partners.

Luvien Tran serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, Tran focuses on helping clients develop personalized wealth management strategies that align with their comprehensive financial goals. Tran works to create flexible strategies adapted to changing market conditions, leveraging investment insights from Merrill and banking and lending solutions from Bank of America. Tran's expertise encompasses education planning, family wealth management, services for endowments, foundations, non-profits, defined benefit plans, personal retirement planning, portfolio management, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Tran holds professional designations including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Tran earned a bachelor's degree from the University of California Berkeley. In addition to professional work, Tran participates in community service through volunteering with local organizations, reflecting a commitment to the communities served. Tran follows a philosophy centered on connecting all aspects of a client’s financial life to prioritize and pursue the most important goals.

Kevin Harrington is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he is involved in a trust-related business activity in San Francisco. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured approach to financial planning using firm-approved tools and modeling techniques.

Joshua Go is a financial advisor at Fidelity with a Series 66 credential and experience spanning multiple financial institutions including JPMorgan Chase & Co. and First Republic Bank. He has worked at Fidelity since 2025 and is based in Los Gatos, CA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad range of clients including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

Hector Naranjo Lepe is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2019, following two years at Merrill. Outside of finance, he was involved with Rose Garden Massage from 2012 to 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and firm-approved tools to support client planning.

Linhvien Tran is a Senior Financial Advisor with nearly two decades of experience in the financial industry. She began her career as a Financial Advisor at Merrill Lynch Wealth Management in 2006 and focuses on working with high net worth individuals, families, senior-level executives, business owners, and corporations. Linhvien specializes in areas such as college education planning, executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, as well as women and wealth and retirement income planning. She holds the Chartered Retirement Planning Counselor (CRPC) designation and a Bachelor of Science degree in Business Administration from the University of California, Riverside. Linhvien is committed to delivering customized advice and guidance tailored to her clients' specific situations and goals. She works alongside Merrill's team of financial professionals and analysts to provide a comprehensive approach to financial strategy. Outside of her professional role, Linhvien enjoys spending time with her husband, Thach, and their three sons in San Jose. Her personal interests include traveling and playing volleyball. She also participates in community involvement through supporting several charitable organizations associated with Merrill Lynch.

Cheryl Farley is a financial advisor at J.P. Morgan Securities with 39 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at J.P. Morgan Securities since 2020. Her prior experience includes roles at Charles Schwab and Bancwest Investment Services, Inc. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm employs a centralized due diligence process combining quantitative and qualitative research and offers a range of portfolio services supported by related investment-management affiliates.

Elisabeth Lee is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior work includes roles at the Law Offices of Andrew B Shin and the University of Southern California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Chad Bell is a financial advisor at Morgan Stanley with over 23 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2011. Outside of his advisory role, he serves on the administration and finance committee for Trinity Presbyterian Church and works as a bookkeeper and payroll assistant for the Santa Cruz Forest School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer managing approximately $2.74 trillion in client assets. The firm offers a range of advisory programs and financial planning services to individuals and institutions, utilizing structured planning tools and methodologies without providing individual security recommendations as part of its standalone planning services.

Lan Lin is a financial advisor with LPL Financial based in Sunnyvale, CA, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. He has been with LPL Financial since 2009, following earlier roles at Investment Advisors International, Inc. and several other firms in 2009. Lan Lin is also involved in non-variable insurance sales through Polaris Advisory, focusing on life, health, disability, long-term care insurance, and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual clients, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including access to model portfolios, third-party asset managers, and institutional platforms.

Emma Tornel is a financial advisor at Charles Schwab with Series 66 registration and experience beginning in 2023. Prior to joining Charles Schwab, she held positions at JPMorgan Chase and Capital One, among other roles in diverse industries. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers an integrated platform including brokerage, custody, and advisory services.

Christopher Olivarez is a CFP® with 14 years of industry experience. He is currently a financial advisor at OSAIC and previously worked at Securities America Advisors, Fidelity Personal and Workplace Advisors, and Merrill. Olivarez operates a sole proprietorship involved in insurance sales and service. OSAIC Wealth serves a diverse client base, including retail and institutional investors, through a multi-advisor platform offering brokerage and advisory services. The firm utilizes model-based asset allocation and portfolio optimization, providing a variety of investment programs and third-party manager options.

Sy Nguyen is a Financial Advisor with Merrill Lynch Wealth Management, where he has been advising clients since 2022. He assists clients in wealth accumulation and preservation by developing personalized financial strategies tailored to their long-term goals. Sy works closely with clients to understand their priorities and provides appropriate solutions to improve their financial situations. He also facilitates access to Merrill Lynch's resources and the banking services of Bank of America to address various financial aspects. Before joining Merrill Lynch, Sy accumulated over three years of experience as a Financial Advisor at Edward Jones. His expertise encompasses services for defined benefit and contribution plans, managing new wealth, personal retirement planning, portfolio management, and retirement income. Sy holds several professional designations, including Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his MBA in Finance from the Neeley School of Business at Texas Christian University and completed his undergraduate studies in Finance and Accounting. Outside of his professional responsibilities, Sy enjoys hiking, running, and spending time with his family. He is also involved in community activities through organizations such as Second Harvest of Silicon Valley and the Vietnamese American Organization.

Richard Dupont is a Series 66-licensed financial advisor with 25 years of industry experience. He is currently with J.P. Morgan Securities in Palo Alto, CA, having previously worked at firms including First Republic Investment Management, Bank of America, Merrill, and Banc of America Investment Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of advisors. Their non-discretionary advisory program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and integrating ESG eligibility frameworks.

William Wang is a financial advisor with Charles Schwab in Cupertino, CA, holding Series 66 and Series 63 licenses and 13 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2014. Outside of his advisory role, he owns and operates an automotive repair business focused on building and restoring cars. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, integrating multi-asset model portfolios with access to alternative investments and comprehensive custody and brokerage services.

Adam Fischer is a Series 66-registered financial advisor with UBS Financial Services in Los Gatos, CA, where he has worked since 2013. He has 21 years of industry experience. Fischer serves on the Finance Commission for the Town of Los Gatos, advising on financial and budgetary matters for the local government. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and advisory offerings, including financial planning, portfolio management, and mutual fund distribution. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor financial plans.