Ramakrishna Gadiraju is a financial advisor with Transamerica Financial Advisors holding Series 63 and Series 65 licenses. He has one year of industry experience and previously worked at Antiva Biosciences and Nektar Therapeutics. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers advisory and broker-dealer services with a range of proprietary and third-party investment programs, managing several billion dollars in assets.

Isabella Torre is a financial advisor at IEQ Capital, LLC with one year of industry experience and holds a Series 66 designation. Prior to joining IEQ Capital, she worked at RBC Capital Markets, LLC and has held roles at the Atlantic Council and Georgetown University's McDonough School of Business. She has also been affiliated with the Council on Foreign Relations. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals, families, and various institutional clients. The firm emphasizes a macroeconomic-driven investment process and offers tailored portfolios including liquid strategies, independent managers, and private alternatives.

Dean Jackson is a financial advisor at Cresset Asset Management, LLC with 31 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at First Republic Investment Management and First Republic Securities from 2015 to 2023. Outside of his advisory role, Mr. Jackson serves as trustee for two client trust accounts, providing general administrative and fiduciary services. Cresset Asset Management, LLC is an SEC-registered investment adviser managing approximately $71.9 billion in assets for a diverse client base, including individuals, families, trusts, retirement plans, and charitable organizations. The firm employs a diversified, asset-allocation-driven investment approach that incorporates both active and passive strategies and emphasizes thorough manager due diligence and ongoing monitoring.

Jayant Joshi is a financial advisor at IEQ Capital, LLC holding a Series 65 designation. He has one year of industry experience, including prior roles at Mercor, Chick-Fil-A, and Morgan Stanley. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals, families, trusts, foundations, and other entities. The firm emphasizes a macroeconomic research-driven investment process and offers a range of services including discretionary SMA management, family-office support, OCIO engagements, and access to private alternative investments.

Kim Low is a financial advisor at Transamerica Financial Advisors with nine years of industry experience. She holds Series 63 and Series 65 licenses and has been with Transamerica Financial Advisors since 2017. Her prior experience includes roles at World Financial Group, Inc., Rhema Solutions LLC, and Mountain House High School. Transamerica Financial Advisors serves a diverse client base, including individual and high-net-worth investors, pension plans, trusts, and charitable organizations. The firm offers both advisory and broker-dealer services through proprietary and third-party model portfolios, providing discretionary and non-discretionary management options.

Daniel Dunham is a CFP® and ChFC® affiliated with Cerity Partners LLC, with two years of experience in the financial advisory industry. Prior to joining Cerity Partners, he worked at DWR Wealth Management and has been involved with Dunham Associates CPAs, Inc., an accounting and consulting firm where he assists with tax preparation and representation. Cerity Partners serves a diverse client base including high-net-worth individuals, families, trusts, charitable institutions, and institutional investors, managing approximately $166.2 billion in client assets. The firm provides customized wealth management services with an investment approach that integrates client-specific profiles and a combination of proprietary and third-party strategies, including access to alternative and private market solutions for qualified clients.

Daniel Hill is a financial advisor at IEQ Capital, LLC with seven years of industry experience. He holds the Series 65 designation and has prior experience at Goldman Sachs and Fleet Feet Sports. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals, families, and institutional clients. The firm’s investment process is guided by centralized macroeconomic research and client-specific Investment Policy Statements, employing a mix of liquid strategies, third-party managers, and private alternatives.

Isabelle De Andrade Araujo is a CFA® charterholder and holds the Series 65 designation with two years of industry experience. She is currently with Focus Partners Wealth, LLC and has prior experience at Bordeaux Wealth Advisors, Checkbook Inc, Stanford University, and Itau Unibanco SA. Outside of her advisory role, she serves as a volunteer member of the Member Programming Advisory Council for the CFA Society of San Francisco, supporting members and community professionals in career goals. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans by providing investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term investment approach incorporating both active and passive strategies, customizing portfolios based on client risk tolerance, liquidity, and tax circumstances.

Kyle Wills is a financial advisor at IEQ Capital, LLC with eight years of industry experience. He holds a Series 66 designation and has prior experience at Northwestern Mutual and North Star Resource Group. Before his advisory career, he worked at Cosmetic Laser Dermatology and attended the University of California Santa Barbara. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals, families, and institutional clients. The firm’s investment approach is guided by centralized macroeconomic research and client-specific Investment Policy Statements, with portfolios that include liquid strategies, third-party managers, and private alternative investments.

Xinxin Guan is a financial advisor at Citigroup Global Markets with 10 years of industry experience. She holds the Series 63 and Series 65 designations and has been with Citigroup since 2016. Based in Palo Alto, CA, Guan’s background is centered on her tenure at a major global financial institution. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing a wide range of investment advisory programs, execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and is notable for its large institutional scale combined with unique market roles, including operating as a swap dealer and futures commission merchant.

Yassin Ashour is a financial advisor at IEQ Capital, LLC with 10 years of industry experience. He holds a Series 65 designation and previously worked at Fisher Investments for six years before joining IEQ Capital in 2021. IEQ Capital provides discretionary and non-discretionary portfolio management and advisory services primarily to high-net-worth individuals and families, trusts, foundations, endowments, donor-advised funds, and private funds. The firm’s investment approach combines centralized macro and manager research with allocations to both liquid and private alternative investments, serving clients with net worth generally at or above $10 million.

Daniel Loy is a financial advisor with Independent Financial Group, LLC and holds the Series 63 and Series 65 licenses. He has 28 years of industry experience, having previously worked at VOYA Financial Advisors, MSI Financial Services, and Citicorp Investment Services. Outside of his advisory role, he serves as a board member and secretary of the Venture Commerce Center Milpitas Condo Association. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate and pension plans. The firm combines strategic asset allocation with multi-manager portfolios using both passive and active investment approaches and supports its advisors with model portfolios and third-party asset manager programs.

Mason Ford is a CFA® charterholder with 21 years of industry experience. He has worked at Cerity Partners LLC since 2026 and previously spent 25 years at Cornerstone Capital, Inc. Mason is based in Palo Alto, CA. Cerity Partners advises a diverse client base including individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in assets as of the end of 2025. The firm offers customized wealth management services and employs an investment approach centered on client-specific Investment Profiles combined with proprietary quantitative methods, manager selection, and access to alternative and private market solutions.

Dylan Bowsky is a financial advisor at Citigroup Global Markets with Series 63 and Series 65 credentials and four years of industry experience. His prior roles include positions at Wells Fargo Bank, J.P. Morgan Securities, and Provident Credit Union. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services, supporting tailored solutions for a broad client base.

Mason Fung is a financial advisor at IEQ Capital, LLC with one year of industry experience. He holds a Series 65 designation. Prior to joining IEQ Capital in 2024, he had roles associated with Boston College and Hamilton Zanze. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals, families, and institutions. The firm’s investment approach centers on macroeconomic research and customized Investment Policy Statements, utilizing a blend of liquid strategies, third-party managers, and private alternatives.

Nicolle Baria is a financial advisor at IEQ Capital, LLC with five years of industry experience. She holds a Series 65 designation and has worked at IEQ Capital since 2019, following roles at First Republic Investment Management and Northwestern Mutual Investment Services. IEQ Capital provides portfolio management and advisory services primarily to high-net-worth individuals, families, and institutional clients. The firm’s investment approach integrates centralized macro and manager research with allocations to liquid and private alternative investments, serving clients generally with net worth at or above $10 million.

Andrew Newmark is a financial advisor at IEQ Capital, LLC. He holds a Series 65 designation and has one year of industry experience. His prior roles include positions at The Olivier Group, Rockefeller Capital Management, and RFK Racing. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals, families, and various institutions. The firm’s investment approach includes centralized macroeconomic research, client-specific Investment Policy Statements, and diversified portfolios composed of liquid strategies, independent managers, and private alternative investments.

Michael Henry is a CFP® professional with 10 years of industry experience, currently serving as an advisor at IEQ Capital, LLC since 2019. He previously worked at Bank of America, N.A. and Merrill. Based in Dallas, TX, he holds the Series 66 designation in addition to his CFP® credential. IEQ Capital provides discretionary and non-discretionary portfolio management and advisory services primarily to high-net-worth individuals, families, and institutional clients. The firm focuses on separately managed accounts and family-office services, utilizing a centralized investment process that includes independent managers and alternative investments across liquid and private markets.

Bradley Hamada is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 licenses and has 20 years of industry experience. His career includes roles with LSPN Pro, LLC, the National Association of Registered Social Security Analysts, JAR Insurance Services, and Heartland Institute of Financial Education. Outside of advising, he works as a registered Social Security analyst helping clients optimize benefits and serves as a certified financial educator and college planner. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a wide range of clients including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement its advisory services and supports its large advisor network through multiple program platforms.

Michael Britton is a Series 66-credentialed advisor with PlanMember Securities Corporation, based in Alameda, CA, and has four years of industry experience. Prior to joining PlanMember, he worked at Raymond James Financial Services Advisors and has held a director role in supply planning and co-manufacturing at Peet's Coffee since 2017. Outside of his advisory work, he maintains a self-employed practice focused on investment-related insurance services. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, focusing on ERISA Section 3(38) fiduciary responsibilities and participant-level investment options. The firm employs a top-down strategic asset allocation framework and manages risk-based mutual fund portfolios, while offering education and support services including seminars and personalized retirement planning.