Ian Maher is a financial advisor at Cerity Partners LLC with a Series 65 designation and one year of industry experience. His prior work includes roles at Baird and J.R. Financial and Insurance, along with periods focused on full-time education. Cerity Partners is an SEC-registered investment adviser serving a diverse client base, including high- and ultra-high-net-worth individuals, families, institutions, and corporations. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing customized, diversified portfolios and a mix of proprietary and third-party management strategies.

Fabian Garces is a CFP® and CFA® with five years of industry experience. He currently works at Focus Partners Wealth, LLC and has prior experience at Bordeaux Wealth Advisors and Calvo Enterprises. He serves as Vice-Chairman and Chair of the Asset/Liability Committee on the Board of Directors at Bank of Saipan, a community bank. Focus Partners Wealth serves a diverse client base including individuals, high-net-worth families, corporate and institutional clients, offering investment management, financial counseling, and a range of wealth services. The firm employs a long-term, tax- and fee-sensitive investment approach using a combination of fundamental and quantitative analysis and integrates various investment strategies and affiliated service companies.

Ryan Tran is a financial advisor with Principal Financial Services in San Jose, CA, holding Series 63 and Series 66 licenses and six years of industry experience. His prior roles include positions at Pruco Securities LLC, The Prudential Insurance Company of America, Shurwest Financial, Asurea, and Promark Financial. Additionally, he is an insurance agent involved in the sales and service of fixed life, fixed annuities, disability insurance, long-term care, property and casualty, health, and group benefits. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel stationed abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager programs under adviser and promoter arrangements.

Kalyani Chandra is a Series 65-licensed financial advisor at Schwab Wealth Advisory with experience in estate and gift tax from her 16-year tenure at the Internal Revenue Service. She joined Schwab Wealth Advisory in 2025 after working at Charles Schwab since 2024. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations while clients retain final trading decisions. The firm operates within the Schwab ecosystem and uses standard asset allocation models and research tools to support its advisory services.

Shao Tsung Tseng is a financial advisor with Independent Financial Group, LLC, holding the ChFC® designation and Series 63 and 65 licenses. He has 16 years of industry experience and has been with Independent Financial Group since 2015. Outside of his advisory role, he is also a licensed California insurance agent offering various insurance products. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national field force, utilizing multiple investment program options and third-party asset managers.

Jiyan Hu is a financial advisor with Citigroup Global Markets in Fremont, CA, holding a Series 66 designation and 14 years of industry experience. Prior to joining Citigroup in 2017, Hu worked at HSBC Bank USA, N.A. for one year. Outside of advisory work, Hu has involvement as a landlord in a joint rental property ownership. Citigroup Global Markets serves a broad client base including workplace, high-net-worth, and ultra-high-net-worth segments, offering multi-asset and multi-manager investment programs through both discretionary and non-discretionary approaches. The firm combines large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant, supporting a wide array of advisory and execution services.

David Hanna is a CFP®-credentialed financial advisor with 10 years of industry experience, currently affiliated with Focus Advisor Solutions, LLC. His prior work includes positions at Buckingham Strategic Partners and Loring Ward. Outside of his advisory role, he serves as Treasurer/CFO for the Assyrian American Association of San Jose, managing the organization's expenses and budgeting. Focus Advisor Solutions provides turnkey asset management and back-office services to independent registered investment advisors and their clients, offering model portfolios, operational support, and fixed-income sub-advisory services. The firm manages approximately $41 billion in assets and serves more than 33,000 clients through a team of 42 advisors.

Kevin Ryan is a financial advisor at Mariner with 15 years of industry experience. He holds the CFP® and ChFC® designations and has worked previously at Northern Trust Securities, Inc. and Charles Schwab Bank. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations through investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm employs discretionary, customized portfolios supported by in-house research and third-party managers, and offers integrated tax, accounting, and financial wellness services uncommon at firms of its size.

Jon Goldstein is a financial advisor at Cresset Asset Management, LLC with 35 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at First Republic Securities Company, LLC and First Republic Investment Management, Inc. Goldstein is also involved in winemaking through CV Wine, LLC, where he makes and sells wine. Cresset Asset Management manages approximately $78.9 billion in client assets and serves individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles. The firm employs a disciplined, risk-aware approach combining strategic asset allocation, active and passive implementation, and manager selection across multiple asset classes, including alternatives.

Phillip Campit is a financial advisor with Mariner, holding Series 65 and Series 63 licenses and bringing 18 years of industry experience. His prior roles include positions at Summitry, LLC, TIAA Financial, EquityBee Securities LLC, and Charles Schwab. Outside of his advisory work, he maintains a food blog. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds through investment management, financial planning, and retirement plan consulting. The firm employs discretionary, customized portfolios supported by internal research and third-party managers, and offers integrated tax and accounting services alongside traditional portfolio management.

Paolo Ferretti is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Creative Planning since 2017. Prior to joining Creative Planning, he worked at Roof, Eidam & Maycock from 2010 to 2017. Creative Planning offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning-led investment process with an emphasis on low-cost indexing and buy-and-hold strategies, supported by a broad range of supplemental investment options and integrated retirement plan services.

Liangchih Lin is a financial advisor with Eagle Strategies (NY Life) based in San Jose, CA. He holds the ChFC® designation and Series 63 license and has eight years of industry experience. Prior to joining Eagle Strategies in 2025, Lin worked with NYLIFE Securities LLC and New York Life Insurance Company since 2018, and he has previous experience at Lyft and Uber. Eagle Strategies serves a diverse client base including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types with an emphasis on tailoring recommendations to client objectives and manages the majority of its assets on a non-discretionary basis.

Angela Lau is a financial advisor at Citigroup Global Markets with 15 years of industry experience. She has been with CitiGroup since 2014 and holds Series 63 and Series 66 licenses. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and combines large institutional scale with unique market roles, including in-house research and specialized trading activities.

Alex Macapagal is a financial advisor with Empower Advisory Group based in East Palo Alto, CA. He holds Series 63 and Series 66 licenses and has six years of industry experience, including prior roles at Bank of America, Merrill, and Wells Fargo. His background also includes extensive experience in hospitality and service industries. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated model leverages proprietary and third-party methodologies focused on long-term portfolio returns and client savings rates.

Michael Casey is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His prior work includes roles at Netlaw, Microchip, and WealthWave, where he has been involved since 2015. He is also engaged in the sale of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a broad client base, including individual investors, retirement plans, trusts, and businesses, and delivers services through a large advisor network using model portfolios and third-party managers. The firm offers multiple program platforms such as Transamerica ONE, TFA365, and Transamerica ALPHA, with regulatory assets under management of about $1.7 billion.

Gopinath Chandra is a financial advisor at Transamerica Financial Advisors with 19 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Primerica and World Financial Group. Outside of advising, he is CEO of GF Software Services, where he consults on AWS-related projects. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations. The firm provides both advisory and broker-dealer services through proprietary and third-party model portfolios, offering discretionary and non-discretionary program options.

Zhaohui Chen is a financial advisor with Transamerica Financial Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and also owns A-One Team Enterprise, a pass-through entity used for office leasing and bookkeeping. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm’s advisory model primarily utilizes model portfolios and third-party managers, delivering services through multiple program platforms such as Transamerica ONE and TFA365.

Dean Jackson is a financial advisor at Cresset Asset Management, LLC with 31 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at First Republic Investment Management and First Republic Securities from 2015 to 2023. Outside of his advisory role, Mr. Jackson serves as trustee for two client trust accounts, providing general administrative and fiduciary services. Cresset Asset Management, LLC is an SEC-registered investment adviser managing approximately $71.9 billion in assets for a diverse client base, including individuals, families, trusts, retirement plans, and charitable organizations. The firm employs a diversified, asset-allocation-driven investment approach that incorporates both active and passive strategies and emphasizes thorough manager due diligence and ongoing monitoring.

Elaine Ellis is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 designation and having 25 years of industry experience. She has worked with Guardian Life and its affiliates since 1998 and has sold life, disability, and long-term care insurance through approved companies outside of Guardian since 2002. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, serves individuals, pension plans, charitable organizations, and corporate clients with brokerage services, financial planning, and a range of investment advisory programs, including proprietary and third-party model portfolios.

Catherine Stieber is a financial advisor at Kestra Advisory Services with 12 years of industry experience. She holds a Series 66 designation and has worked at Kestra in various capacities since 2016. In addition to her advisory role, she manages team calendars and schedules client meetings for Transitions Wealth Advisors and Kestra Advisory Services. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base including plan sponsors, institutional investors, and individuals, offering services such as fiduciary consulting, plan design, and employee education. The firm serves large institutional clients and utilizes multiple management platforms and third-party solutions within a comprehensive supervisory framework.