Cody Riecks is a financial advisor with Morgan Stanley in Sacramento, CA, holding a Series 66 license and two years of industry experience. Prior to joining Morgan Stanley, he worked at Steris IMS, Sazerac, and Gallo Sales Company. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, offering tailored financial planning supported by firm-approved tools and a structured process. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and Corporate Financial Planning agreements.

Wade Lokka is a CFP® professional with 25 years of industry experience, currently with Raymond James Financial Services Advisors, Inc. He previously worked at Edward Jones for 19 years before joining Raymond James in 2019. Outside of his advisory role, he is president and managing partner of Season 59 Financial LLC, a support company focused on limiting liability and managing administrative aspects of his advisory business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Shawn Paschal is a financial advisor with Morgan Stanley in Sacramento, CA, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process incorporating firm-approved tools and models.

Laura Kellejian is a financial advisor with Wells Fargo Advisors in Sacramento, CA, holding a Series 63 designation and having 36 years of industry experience. She has worked within Wells Fargo firms since 2009 across various capacities. Outside of her advisory role, she owns and operates LRK Advisory Services, an independent financial practice. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and special-needs planning, using proprietary research and planning tools.

Kimberly Friedman is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2018 and Morgan Stanley Smith Barney LLC since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Karen Vick is a financial advisor with Charles Schwab in Sacramento, CA, holding Series 63 and Series 66 licenses and 19 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary and discretionary advisory models supported by multi-asset model portfolios and centralized custody and order-routing arrangements.

Logan Shaw is a financial advisor with Morgan Stanley in Eureka, CA, holding a Series 66 credential and six years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2019 and has been affiliated with Morgan Stanley Smith Barney LLC since 2014. His background includes a brief tenure at Stanford University. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and financial planning services supported by structured planning tools and investment modeling techniques.

Nguyen Tram Anh Le is a financial advisor with Ameriprise in Sacramento, CA, holding a Series 66 designation and beginning her advisory career in 2026. Her prior work experience includes roles in education and apartment development. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. It offers a specialized Premier Retirement Income service that provides detailed retirement-income planning advice based on proprietary research, third-party data, and algorithmic tools, with a focus on dependable income and tax-aware withdrawal strategies.

Andrew Cloninger is a Sales Manager and Wealth Management Advisor with Merrill Lynch Wealth Management, based in Sacramento, California. He has been with Merrill Lynch Wealth Management for 28 years and holds the title of Senior Vice President. In his role, he focuses on wealth management strategies tailored to wealthy individuals and families, small and medium-sized businesses, and senior executives of publicly traded companies. As a Portfolio Manager, he manages personalized investment strategies that may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment solutions. Mr. Cloninger holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation and is also a Personal Investment Advisor (PIA). He earned his high school diploma from John F. Kennedy Senior High School in Sacramento, California, and completed his bachelor's degree at Cal Poly San Luis Obispo. His areas of focus include college education planning, executive compensation, equity compensation services, family wealth management, retirement income, tax minimization, and portfolio management. Outside of his professional work, Andrew Cloninger participates in community volunteering and has personal interests that include cooking, hiking, music, photography, soccer, and traveling. He lives in Sacramento with his three grown children.

Katherine Davalos is a CFP® professional with 12 years of experience in the financial services industry. She is currently with Raymond James & Associates, where she has worked since 2020. Prior to this, she held positions at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Outside of her advisory role, she has been involved as an owner in rental real estate. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Dylan Michell is a financial advisor with Charles Schwab holding a Series 66 designation and has been in the industry since 2025. Prior to joining Charles Schwab, he was involved in entrepreneurial activities with several LLCs and spent multiple years in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by proprietary research and a formal alternative investment process.

David Bennette is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Outside of his advisory role, he is involved in managing rental properties. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individuals and institutional clients, providing tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Douglas Van Dyke is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and bringing 33 years of industry experience. He previously worked at Cantella & Co., Inc. for 20 years before joining Cambridge in 2022. Van Dyke serves as a board member for TKOP Investment LLC, focusing on estate planning. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm offers a range of investment solutions, including proprietary model strategies and access to third-party managers, with both discretionary and non-discretionary options tailored to client objectives.

Francis Cockrell is a financial advisor with OSAIC, holding the CFP® designation and Series 63 and 65 licenses, with 28 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 28 years before joining OSAIC in 2025. Outside of his advisory role, he serves as chair of the San Juan School District Facilities Committee and acts as a successor trustee for his mother’s estate. OSAIC Wealth, Inc. serves a broad range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party managers to construct diversified portfolios across various asset classes.

Eric Schott is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding a Series 66 designation and 16 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Outside of his advisory duties, he co-owns a rental property with his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a broad range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

John Nordstrom is a CFP® professional with 19 years of industry experience, currently advising at Charles Schwab in Sacramento, CA. His prior experience includes roles at Edward Jones and Fidelity Investments among other firms. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Beverly Brautigam is a financial advisor with Cetera who holds the PFS™ and Series 66 designations and has 27 years of industry experience. She previously worked at Avantax Insurance Services, Inc. for five years and has operated Brautigam & Co. since 1984. Beverly also speaks at conferences on tax-related topics through the California CPA Education Foundation. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment managers.

Michael Brandt is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2022, he worked for Marathon Petroleum Company for six years. Outside of his advisory role, he is involved with Associated Students Inc. as special event staff at an aquatic center, where he networks within the rowing community. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and supports its clients through a nationwide network of financial advisors and branch offices.

Henna Nazari is a financial advisor with Merrill in Sacramento, CA, holding the Series 66 designation. She has been in the industry since 2026, with prior experience at Fidelity Investments and legal roles at firms including Morgan Lewis & Bockius. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of individual and institutional clients.

Paul Cutter is a financial advisor with UBS Financial Services in Sacramento, CA, holding Series 63 and Series 65 licenses. He has 40 years of industry experience, including over three decades at Painewebber Incorporated. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and utilizing proprietary research and model-based asset allocations to tailor client solutions.