William Lee is a financial advisor with Mass Mutual Investors Services in El Dorado Hills, CA, holding Series 63 and 66 licenses and bringing 31 years of industry experience. He has been with MML Investors Services Inc. and Mass Mutual Life Insurance since 2002. Outside of his advisory work, he is involved in a separate health insurance business as an agent. Mass Mutual Investors Services, a subsidiary of MassMutual, provides ongoing financial planning and asset management to individuals, business owners, trusts, charitable organizations, and employers. The firm offers collaborative, annual planning engagements using firm-approved tools and supports a range of financial strategies without discretionary control.

William Pacheco is a financial advisor with LPL Financial, holding a Series 66 designation and 18 years of industry experience. He has been with LPL Financial since 2012, primarily operating his advisory services through W J Pacheco Wealth Management in Folsom, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Thomas Coombs is a financial advisor at Edward Jones in Roseville, CA, holding a Series 66 designation with 16 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets through a large network of advisors and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Timothy Rogers is a financial advisor at Edward Jones with 38 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Edward Jones since 1988. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Loren Taing is a Series 66 licensed financial advisor with five years of industry experience, currently affiliated with LPL Enterprise in Roseville, CA. His prior work history includes roles at U.S. Bank and CDC Small Business Finance Corp. He is also involved in a non-variable insurance agency based in West Sacramento, CA. LPL Enterprise serves a diverse client base that includes individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products supported by an integrated platform.

Erik Nelson is a financial advisor with Wells Fargo Clearing in El Dorado Hills, CA, holding a Series 66 designation and 12 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2013 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management. The firm’s advisory process is IPS-driven and aligned with modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Allison Devcich is a financial advisor at Edward Jones with one year of industry experience. She holds a Series 66 designation and previously worked at Studio Collins Weir, Catherine Macfee Design, Kidder Mathews, Kristi Will Design, and Sam's Chowder House. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a nationwide network of over 23,700 financial advisors.

Peter Frederick is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors from 2013 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Tyler Gunderson is a financial advisor with Fidelity Investments in Folsom, CA, holding Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Fidelity in 2025, he held positions at Hyatt Centric, Texas Roadhouse, Acura, Walmart, and worked in education at Pleasant Grove High and Albiani Middle School. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and manage diversified investment funds.

Eric Andersen is a financial advisor with LPL Financial in Roseville, CA, holding the Series 66 designation and 26 years of industry experience. He has been with LPL Financial since 2009. Andersen also offers health savings accounts (HSAs) to clients and operates a pension and wealth advisory business under the name Safe Harbor Pension & Wealth. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm provides a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Robert Bresman is a financial advisor with Wells Fargo Clearing in El Dorado Hills, CA, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he participates in online surveys. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Jerry Rickey is a financial advisor with LPL Financial in Placerville, CA, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has worked at LPL Financial since 2003, with a brief tenure at Wells Fargo Clearing in 2017-2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, financial institutions, corporations, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management alongside research and model portfolios from multiple sources.

Geremy Zezini is a financial advisor with LPL Enterprise in Roseville, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His prior roles include positions at Charles Schwab and CliftonLarsonAllen Wealth Advisors. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to various advisory and brokerage products through an integrated platform.

Courtland Mulliken is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has over 15 years of experience with a focus on Wealth Management and Corporate Retirement Services. His wealth management services include financial, estate, investment advisory, and cash management for a select group of affluent clients. In corporate retirement services, he specializes in qualified and non-qualified deferred compensation plans, concentrated stock and option plans, business succession planning, and cash management. Court graduated from the University of Colorado, Boulder, with dual degrees in Chemistry and Mathematics. He served as a Submarine Officer in the US Navy for over 10 years in active and reserve capacities. Following his military service, he worked in the Semiconductor Equipment Manufacturing and Medical Device Manufacturing industries. He holds several professional designations including Chartered Financial Analyst (CFA), Wealth Management Advisor (WMA), Chartered Retirement Planning Counselor (CRPC), and Chartered Retirement Plans Specialist (CRPS). Court is a member of the CFA society of Sacramento and the Civil Air Patrol. He lives in El Dorado Hills, California with his wife, Taira, and is an active member of the community. His personal interests include fishing, golfing, and ice hockey.

Gary Arena is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo in various capacities since 2010. Outside of his advisory role, he owns and operates Arena Wealth Management LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and financial planning services tailored to clients who meet certain net-worth criteria. The firm offers a broad range of planning options, utilizing Wells Fargo’s research and tools, and incorporates advisory services alongside other financial products and referral channels.

Matthew Cimino is a CFP® with 12 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors, LLC from 2012 to 2016. He also serves as Treasurer for United Walk Inc., where he provides oversight for revenue, donations, and strategic activities. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

William Dean is a financial advisor with Edward Jones in El Dorado Hills, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked in the retail automotive sector with Harley-Davidson dealerships for eight years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Summer Lemmon is a financial advisor at Charles Schwab with 15 years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2013. Outside of her advisory role, she serves as Treasurer for Cub Scout Pack 310 in Orangevale, CA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.

Sonia Perez is a financial advisor at Merrill with one year of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo N.A. and First Northern Bank. Outside of her advisory role, she works as a consultant and independent contractor for DoorDash. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients, offering a range of model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Lucas Eastburn is a financial advisor at Fidelity with two years of industry experience and holds a Series 66 designation. Prior to joining Fidelity, he worked at Equitable Advisors and has also served as an independent contractor with the Sierra Native Alliance, where he supported youth activities and event logistics. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is noted for its advisory roles to registered investment companies and its use of systematic methodologies and AI-driven research.