Derek Asato is a financial advisor with Ameriprise in Honolulu, HI, holding a Series 63 designation and bringing 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 1991. Outside of his advisory role, he serves as Treasurer on the Board of Directors for AOAO 1906 Fern St. Ameriprise offers retirement-income planning services targeted at clients nearing or in retirement with substantial investable assets, delivering written recommendations that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools overseen by committees to provide tailored retirement planning, emphasizing assets held within Ameriprise-managed accounts.

Divina Gonzalez Maruyama is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds the Series 63 and Series 65 designations and has 30 years of industry experience. Her career includes over 20 years at First Hawaiian Bank and BancWest Investment Services. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm offers tailored non-discretionary planning and supports a range of advisory programs and institutional consulting services.

Charles Tanimura is a financial advisor with Ameriprise in Honolulu, HI, holding a Series 63 designation and 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored recommendations, primarily focused on assets managed within Ameriprise accounts.

Samantha Lau is a financial advisor with Raymond James Financial Services Advisors, Inc. in Honolulu, HI, holding a Series 66 credential and bringing 26 years of industry experience. She has worked extensively with First Hawaiian Bank and affiliated entities since 2002. Lau also provides life insurance products through First Hawaiian Bank that are not available via Raymond James. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse range of clients, including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning supported by advanced analytical tools and maintains unique affiliations such as a municipal advisor arrangement and specialized SIMPLE IRA advisory programs.

Susanne Millard is a financial advisor with Raymond James & Associates in Honolulu, HI, holding Series 63 and Series 66 credentials and bringing 37 years of industry experience. Her prior roles include positions at UBS Financial Services, Citigroup Global Markets, and Merrill. She serves on the Board of Trustees at Mid Pacific Institute, where she chairs the Investment and Governance committees, and is also the Chair of the Finance Committee for the nonprofit River of Life Mission. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a nationwide adviser network.

Eric Higashihara is a financial advisor with Ameriprise in Kailua, HI, holding a Series 63 designation and 28 years of industry experience. He has worked with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as a regulator for the Contractors License Board in the State of Hawaii. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations in partnership with advisors. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Jet Uechi is a Series 66-credentialed financial advisor at Charles Schwab with one year of industry experience. He previously worked at Central Pacific Investment Services and Northwestern Mutual. Outside of his advisory role, he is involved in event support at Ko'olau Ballrooms, assisting with banquet setup and food service. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and utilizes multi-asset model portfolios, providing clients with a comprehensive wealth management platform.

Daren Suzuki is a financial advisor with LPL Financial based in Honolulu, HI, holding Series 63, 65, and 66 designations and bringing 36 years of industry experience. His prior roles include positions at HawaiiUSA Federal Credit Union, CUSO Financial Services, and Diversified Investors Securities Corp. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a broad range of advisory and brokerage services. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by both discretionary and non-discretionary investment strategies.

Donn Ariyoshi is a financial advisor with Morgan Stanley in Honolulu, HI, holding a Series 66 designation and 26 years of industry experience. He has been with Morgan Stanley and its related entities since 2007, including Morgan Stanley Private Bank since 2015. Ariyoshi serves as an advisory council member at the John A. Burns School of Medicine. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and delivers services through its network of financial advisors and specialized planning groups.

Jimmy Rhymer is a CFP® professional with 24 years of experience in financial advisory roles. He is currently affiliated with Raymond James Financial Services Advisors, Inc., where he has worked for nine years, following six years at BancWest Investment Services and ongoing service at First Hawaiian Bank. He also works as an associate in a bank program under First Hawaiian Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports its clients through a large network of advisors and affiliated firms.

Sean Kauhini is a Series 66 licensed financial advisor with LPL Financial, based in Honolulu, HI, and has two years of industry experience. Prior to joining LPL, he worked at Ameriprise and Bank of Hawaii. Outside of his advisory role, Kauhini is involved in music composition and publishing, as well as singing in local choirs. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of advisors and advanced operational tools.

Refonne Bernath is a financial advisor with Morgan Stanley in Honolulu, HI, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs. The firm utilizes structured financial planning tools and offers access to extensive investment resources, managing approximately $2.74 trillion in client assets.

Kevin Asano is a financial advisor with Cetera who holds Series 63 and Series 65 designations and has 25 years of industry experience. He has worked at Cetera and its affiliates since 2012 and owns Pacific Rim Legacy Group, a financial services firm. Outside of advising, he is active in the nonprofit sector, serving as president of Personal Transformation International and holding various leadership roles in judo organizations and a church where he pastors. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm operates a multi-manager platform offering a variety of discretionary and non-discretionary portfolio management services, financial planning, and access to third-party money managers across multiple program structures and custodial relationships.

Alexander Fowler is a Series 66-licensed financial advisor with Morgan Stanley in Honolulu, Hawaii, and has 13 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013 and 2015, respectively. Outside of his advisory role, Fowler is involved in several entrepreneurial ventures in art, culture, automotive, virtual assistant services, and entertainment. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory and financial planning programs supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers services through a broad platform that includes retail and institutional offerings.

Jonathan Rossi is a financial advisor with LPL Financial in Honolulu, HI, holding a Series 66 designation and four years of industry experience. Prior to joining LPL Financial in 2021, he worked at TD Bank N.A. from 2014 to 2020 and has been associated with Central Pacific Bank since 2020. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational tools and oversight of over $819 billion in discretionary assets.

Alissa Kimura is a financial advisor with Osaic Wealth, Inc. in Honolulu, HI, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. She previously worked at Jhfn Sii for seven years before joining Osaic in 2018. Outside of her advisory role, she serves as a notary public and manages a consulting business. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and corporate clients through an extensive network of affiliated advisors. The firm offers an integrated suite of brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to construct diversified portfolios tailored to client risk tolerance and investment preferences.

Julia Castillo is a financial advisor at Edward Jones in Honolulu, HI, with 12 years of industry experience. She holds the ChFC® and Series 66 designations and has worked at Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients across a broad range of households and organizations. The firm manages approximately $1.01 trillion in assets under management and offers a variety of investment strategies and affiliated products through a large nationwide network of advisors and branch offices.

Roy Walsh is a financial advisor at Raymond James Financial with a Series 66 credential and one year of industry experience. Prior to joining Raymond James Financial, he has held various positions including roles at First Hawaiian Bank and teaching at secondary schools. Outside of financial services, he has experience working at Earl's Restaurant. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs a non-discretionary planning approach tailored to client goals and supports its offerings with technology-driven analytical tools and specialized programs like municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Victoria Clausen is a CFA® charterholder with 11 years of industry experience, currently serving as a financial advisor at UBS Financial Services since 2025. Prior to joining UBS, she spent 10 years at The Vanguard Group. She is also the owner of Desert Living Collective, LLC, a non-investment-related business based in Phoenix, AZ, and proprietor of an e-commerce venture that has not yet launched. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management solutions tailored through proprietary research and model-based asset allocation.

Eric Opheim is a financial advisor at LPL Enterprise with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones, Merrill, and Bank of America. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients including individuals, high-net-worth investors, retirement plans, banks, and charitable organizations. The firm’s investment approach is typically model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers access to third-party asset managers and financial planning services.