Jorge Montealegre is a financial advisor at Oppenheimer with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at UBS International Inc. and Painewebber Inc., where he has been employed for over two decades. He is also a member of the Nicaraguan American Golf Association. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm offers a range of investment programs and advisory services, including strategic asset allocation and retirement consulting, and uniquely maintains custody of client assets while managing a significant portion of advisory assets on a non-discretionary basis.

Enrique Olavarria is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services, including multi-asset, multi-manager strategies with both discretionary and non-discretionary options. The firm is notable for its scale, in-house research, unique market roles, and specialized solutions for large client relationships.

John Stock is a financial advisor at Oppenheimer with 33 years of industry experience. He holds a Series 63 designation and has worked at Oppenheimer since 2017. His prior experience includes roles at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Citigroup Global Markets. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs. The firm provides a range of programs and advisory services, including asset management, consulting, and retirement planning, using both discretionary and non‑discretionary approaches.

Arturo Montemayor is a financial advisor at HSBC Securities (USA) Inc. based in Miami, FL, holding a Series 66 designation with 20 years of industry experience. His prior firms include Bank of America, Merrill, Wells Fargo Clearing, JPMorgan Chase, Morgan Stanley, and Deutsche Bank. HSBC Securities (USA) Inc. serves a diverse clientele through managed account programs, offering both client-directed and fully discretionary portfolio options. The firm employs a structured investment process with multiple risk profiles and collaborates with affiliated and third-party providers for fund selection and portfolio management.

Luis Garcia is a financial advisor with Oppenheimer in Coral Gables, FL, holding a Series 66 designation and 26 years of industry experience. His prior positions include roles at RBC Capital Markets and Merrill. Garcia has been with Oppenheimer since 2015. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a broad range of programs and advisory services that include strategic and tactical asset allocation, manager selection, and tailored consulting and retirement planning.

Christopher Bell is a CFA® charterholder with nine years of industry experience. He is currently an advisor at Oppenheimer & Co. Inc. and has previously worked at Barclays Capital and BlackRock. He also held a position at the University of Virginia Darden School of Business. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm offers a range of investment programs and advisory services, including discretionary and non-discretionary portfolio management, with oversight processes and client-tailored consulting and retirement services.

Jonathan Meadows is a financial advisor at Oppenheimer with a Series 66 designation and four years of industry experience. He has worked at Oppenheimer since 2019, with intermittent roles at Florida State University and the Hilton Sandestin Beach Golf Resort & Spa. Meadows serves on the board of directors for BADU Foundation, a charitable organization. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs. The firm offers a wide range of discretionary and non-discretionary investment programs, including asset management, consulting, and retirement services.

Ashley Moncada is a financial advisor at Oppenheimer with two years of industry experience. She holds a Series 66 designation and has worked at Oppenheimer since 2023. Outside of her advisory role, she is involved in an ice cream business. Oppenheimer serves individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a broad range of programs including asset management, consulting, and retirement services, using both discretionary and non-discretionary approaches with an emphasis on strategic asset allocation and portfolio oversight.

Richard Hemingway is a CFP® and ChFC® with 49 years of experience in the financial services industry. He has been affiliated with United Planners' Financial Services of America since 2015 and operates under the marketing name Hemingway Wealth Management. Hemingway also holds a license as a non-variable insurance agent. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, and institutional investors. The firm employs an open-architecture platform with multiple custodians and offers both fee-based and commission-based financial solutions through its network of independent advisors.

Cesar Hurtado is a financial advisor at Oppenheimer with 26 years of industry experience. He has been with Oppenheimer since 2003 and holds Series 63 and Series 65 licenses. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and other clients. The firm offers a range of advisory programs covering equity, balanced, and fixed-income portfolios, using both discretionary and non-discretionary management tailored to client objectives.

Elaine Edwards is a CFP® professional at Brookstone Capital Management LLC with 10 years of industry experience. She also serves as a business consultant and advisor at Forte Insurance Professional Associates, Inc., where she provides consulting services to business owners on mergers and acquisitions and operational improvements. Brookstone Capital Management offers fee-based asset management and financial planning services to individuals, retirement plans, corporations, trusts, and other entities. The firm employs strategic and dynamic asset-allocation models and manages portfolios using a variety of investment vehicles, including proprietary funds and external sub-advisors.

Rafael Cortez Bernal is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 66 designations and nine years of industry experience. He has worked with various HSBC entities since 2017 and also serves as a bank officer for HSBC Bank (USA) N.A., an affiliate of his advisory firm. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering a range of client-directed and discretionary investment solutions supported by strategic asset allocation and ongoing fund oversight.

Paulo Bettega is a financial advisor at Citigroup Global Markets with 11 years of industry experience. He holds a Series 66 designation and has worked at notable firms including Morgan Stanley, HSBC, and Wells Fargo Clearing. Outside of his advisory roles, he has been involved with Hollywood FC and Sportunity Soccer Academy. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, supported by internal oversight and research capabilities.

Diana Alvarez is a financial advisor at Citigroup Global Markets with nine years of industry experience. She holds the Series 63 and Series 66 designations. Her prior work includes roles at Merrill and Wells Fargo Bank NA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides discretionary and non-discretionary portfolio management, including access to alternative investments and digital-asset products.

Kristina Shamonina is a financial advisor with Commonwealth Financial Network in Miami, FL, holding CFP® and ChFC® designations and 18 years of industry experience. She has been with Commonwealth since 2011 and also works with Rick Tonkinson & Associates. Outside of her advisory role, she is involved in fixed insurance sales conducted under the name Tonkinson Financial. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office support, including investment management, compliance, and technology services, allowing advisors discretion to construct portfolios from diverse securities and insurance products.

Sabrina Chierchio is a financial advisor at Janney Montgomery Scott with one year of industry experience. She holds a Series 66 designation and has worked in various roles including at Tara Lynn Events LLC and American Social. Prior to her advisory career, she gained experience at Saint John's University, Notre Dame Academy, and Campania Coal Fired Pizza. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse range of clients including individuals, families, trusts, estates, and institutional sponsors, offering brokerage, financial planning, consulting, and multiple advisory programs.

Nicole Izquierdo is a financial advisor at OSAIC Institutions, Inc. with seven years of industry experience and holds a Series 66 designation. Her prior roles include positions at Grove Bank & Trust, RBC Capital Markets, LLC, and BNY Mellon Wealth Management. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, wrap programs, third-party asset manager referrals, and access to alternative investments and lending solutions, operating with a hybrid adviser/broker-dealer structure.

Belkys Mejia is a financial advisor with Truist Advisory Services in Coral Gables, FL, holding a Series 66 designation and 17 years of industry experience. She has worked at Truist Advisory Services and its affiliated entities since 2018, with prior experience at Principal Securities Inc and Principal Life Insurance Company. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation and investment policy analysis, plan sponsor fiduciary support, and a manager-selection program, utilizing a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Liz Arza is a financial advisor at Janney Montgomery Scott with six years of industry experience. She holds a Series 66 designation and has previously worked at Raymond James & Associates and Coral Gables Trust Company. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, and institutional clients, offering brokerage services, financial planning, and advisory programs with a centralized asset management structure.

Javier Martinez Sr. is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. He has worked at SunTrust Advisory Services since 2016 and SunTrust Investment Services, Inc. since 2011. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, participants, and charitable organizations. The firm employs a combination of discretionary and non-discretionary approaches, supported by third-party platforms and AI-enabled research, to deliver asset allocation, fiduciary support, and manager selection services.