Duc Nguyen is a financial advisor with J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 66 licenses and six years of industry experience. His prior roles include positions at Edward Jones, Fidelity Investments, and Frost Brokerage Services Inc. Outside of financial services, he is a co-owner of BYD Group LLC, a family arcade business in Houston. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager research, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Annie Ramirez is Vice President and Financial Consultant at Fidelity Investments, a role she has held since 2022. She has been with Fidelity Investments since 2011, progressing through positions including Financial Consultant, Investment Consultant, and Financial Representative. Prior to joining Fidelity, Annie worked as a Financial Sales Advisor at BBVA Compass and as an Advisor at First Investors Corporation. With over 16 years of experience in financial services, Annie focuses on building meaningful relationships with the families she serves and assisting them in navigating their unique financial goals and needs. She provides trusted guidance and leverages Fidelity's resources to help clients generate income, protect assets, and strategically grow and transfer wealth across generations. Annie's personal interests include family activities, enjoying food, social events with friends, outdoor adventures, parenthood, and traveling.

Glenn Lu is a CFP®-designated financial advisor with 28 years of industry experience, currently serving at J.P. Morgan Securities since 2012. He has previously worked with JPMorgan Chase Bank, N.A. for over two decades and spent a year at Concourse Financial Group Securities, Inc. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG criteria within a framework supported by affiliated investment-management entities.

Robert Bozka is a financial advisor with Edward Jones in Friendswood, TX, holding Series 63 and Series 66 credentials and bringing 35 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1990. Outside of advising, he serves on the Investment Committee for the City of Friendswood, Texas and has involvement in family partnerships and oil and gas royalty interests. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm provides a range of advisory programs and investment options supported by a large network of advisors and branch offices nationwide.

Harriss Lauderdale is a Senior Financial Advisor at Merrill Lynch Wealth Management. He manages the financial affairs of a select group of individuals, families, corporate executives, and business owners in the Houston metropolitan area and across the country. Harriss focuses on wealth preservation and emphasizes providing holistic education to clients to help them make informed decisions about their financial matters. Since beginning his career in financial services in 1990, Harriss has aimed to simplify and clarify his clients' financial lives. He leverages the comprehensive services of Merrill Lynch Wealth Management and the banking capabilities of Bank of America to offer clients a unified point of contact for many of their financial needs. His approach extends beyond financial services to consider seven areas of life—Health, Home, Family, Work, Leisure, Giving, and Finances—to better understand and address clients' goals and aspirations. He maintains regular client meetings and conducts an annual Financial Physical to review and adjust wealth management plans, coordinating with clients' other advisors when appropriate. Harriss holds a Bachelor's Degree from Tulane University and a Non Accredited Certificate Program from the Musicians Institute. He carries the designation of Personal Investment Advisor (PIA). Outside of his professional work, he is active in his community, supporting organizations such as K9S4COPS and Sky High for Kids. Harriss has a background as a professional guitarist and enjoys music, fitness, health, biking, reading, and spending time with his family.

Richard Ethun is a financial advisor with OSAIC who holds Series 63 and Series 66 licenses and has 30 years of industry experience. His career includes 14 years at FSC Securities Corporation and 13 years at Advantage Capital Corporation prior to joining OSAIC in 2023. He is a partner at The Legacy One Group, where he is involved in offering insurance products and asset monitoring services. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, offering a range of brokerage and advisory services supported by a complex affiliate network and proprietary investment models.

Kim Ngan Anaya is a financial advisor with J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. She has been with J.P. Morgan since 2014 and is also co-owner of Ervey Properties, LLC. J.P. Morgan Securities provides institutional consulting services primarily to plan sponsors, corporations, and endowments through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process incorporates both quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Jason Bo is a Financial Consultant I at Fidelity Investments in Sugar Land. In this role, he works closely with clients to understand their financial needs and long-term investment goals, collaborating with them to develop financial roadmaps designed to assist in reaching their financial objectives and making informed decisions. Jason has held various positions within the financial services industry, beginning as a Client Service Specialist at TD Ameritrade from 2018 to 2021. He then served as a Client Relationship Specialist at Charles Schwab until 2022. Since joining Fidelity Investments, he progressed through roles including Relationship Manager and Planning Consultant before his current position as Financial Consultant I starting in 2025. Outside of his professional work, Jason enjoys cooking and baking, exploring food as a foodie, watching movies, singing, swimming, and traveling.

Joe Fulmer is a CFP® with 29 years of industry experience, currently affiliated with Raymond James Financial in Sugar Land, TX. He previously spent 27 years with Comerica Securities and is the founding partner of BrightHawk Wealth Management LLC. He also owns Fulmer Wealth Management Services LLC, which involves the distribution of fixed annuities and Universal Life policies. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning with advanced analytical tools and supports municipal and public-finance services through unique institutional affiliations.

J Thomas Ybarbo is a CFP®-designated financial advisor with J.P. Morgan Securities in Pearland, TX, bringing 16 years of industry experience. He has been with J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 2010. Outside of his advisory role, he is a partner in Lion's Den Capital Group, LLC, an entity he co-owns with his wife that invests in real estate and provides capital for equity stakes in existing businesses. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a focused wealth advisory program that emphasizes written asset allocation advice, investment manager searches, and customized reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Reginald Green is a financial advisor with Primerica Advisors in Missouri City, TX, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked with PFS Investments, Inc. since 2006 and with Primerica Financial Services since 2002. Outside of traditional advisory roles, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Zachary Williams is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has worked at Stifel since 2019, following previous roles at Bank of America and Merrill Lynch. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services based on a proprietary investment methodology developed by its Investment Strategy Group.

Nathan Smith is a Series 66-licensed financial advisor at Edward Jones with eight years of industry experience. Prior to joining Edward Jones in 2018, he worked seven years at Cameron, a Schlumberger Company. Outside of his advisory role, he owns a rental property managed by a third party. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad range of account types. The firm offers both discretionary and non-discretionary investment strategies and provides affiliated mutual funds, tax-efficient services, and operates under a fiduciary standard.

Steven Spiller is a financial advisor at Primerica Advisors with 10 years of industry experience. He holds Series 63 and Series 65 licenses. His work history includes roles at PFS Investments Inc., Sears, and Primerica Financial Services. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management, delivering advisory services through model-driven strategies primarily developed by unaffiliated asset managers.

Max Cameau is a financial advisor at Stifel with 22 years of industry experience. He holds the ChFC® designation and Series 66 license. Prior to joining Stifel in 2021, he worked at Bank of America for 12 years. Outside of his advisory role, he is the founder and speaker of Behind the Label, a wine education venture, and serves as the Alumni Chapter Chair for the New York Institute of Technology in Houston. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach incorporates proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Landon Durham is a financial advisor at OSAIC with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously at Transamerica Life Insurance Company, Lincoln Financial Distributors, and Paychex, among other firms. OSAIC Wealth serves a diverse client base, including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by a model-based investment process emphasizing asset allocation and portfolio optimization.

Jiaying Zhao is a financial advisor at Cetera with five years of industry experience. Zhao holds Series 65 and Series 63 licenses and has worked at firms including HSBC Securities (USA) Inc. and East West Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform with various program options and custodial arrangements.

Jon Andersen is a financial advisor at Morgan Stanley with 36 years of industry experience. He has worked with various Morgan Stanley entities since 1990 and holds the Series 63 and Series 65 designations. In addition to his advisory role, he is the owner of AJALA Investments, LLC, a recreation-related business based in Sugar Land, Texas. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a wide range of advisory programs and financial planning services, utilizing structured planning tools and investment modeling techniques as part of its comprehensive approach.

Kelly Schubert is a financial advisor with RBC Capital Markets in Sugar Land, TX, holding Series 63 and Series 66 licenses. She has 25 years of industry experience and has been with RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, and charitable organizations with a range of advisory programs offering portfolio management, financial planning, custody, and brokerage services. The firm integrates in-house and third-party investment managers and provides tailored strategies based on clients’ risk profiles.

Cameron Bourque is a financial advisor with J.P. Morgan Securities in Houston, TX, holding a Series 66 license and having 10 years of industry experience. He has been with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2018. Outside of his advisory role, he owns a personal investment company, B Enterprises, which holds individual investable assets. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and includes broader derivatives and commodities capabilities.