Steven Breen is a CFP® with 33 years of industry experience, currently serving as a financial advisor at Ameriprise Financial Services, LLC since 2020. His prior roles include positions at Wells Fargo Clearing and several branches of Morgan Stanley from 2003 to 2018. He serves as president on the board of the Hilton Head Foundation to Benefit America's Veterans, Inc. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, notable for its specialized Premier Retirement Income service that provides retirement income planning and ongoing advice through a structured, research-driven process.

Cassie Panzenbeck is a financial advisor with Raymond James & Associates in Charleston, SC, holding a Series 66 designation and four years of industry experience. Prior to joining Raymond James, she worked at Fiscally Fit, Inc. and was involved with JMJ Youth Pilgrimages. She is also a co-owner and partner in a for-profit event called the Catholic Women’s Leadership Breakfast. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a broad client base, including individuals, institutions, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and municipal advisory services, drawing on a range of portfolio management styles supported by affiliated research and model manager options.

Michael Dare is a financial advisor at MassMutual Investors Services with 21 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Guardian Life, Woodbury Financial Services, and Park Avenue Securities. Outside of his advisory role, he is involved in insurance brokerage and participates in structured settlement referrals. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning relationships and event-driven planning services.

Nicholas Villamater is a financial advisor with Morgan Stanley in Charleston, SC, holding a Series 66 credential and eight years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley since 2018. Prior to his current role, he was employed with VIPkid and CIEE. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery conversations and analytical tools but does not include individual security recommendations in standalone planning services.

Michael Cole is a CFP® professional with 25 years of industry experience, currently serving at MML Investors Services, LLC, a subsidiary of MassMutual. He previously worked at Grant Williams for eight years. Cole is involved with Affluence Financial Group LLC and Affluence Consulting Group LLC in Charleston, where he holds agent positions. MML Investors Services, LLC provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by advanced software tools and a variety of investment programs.

Derrick Sullivan is a financial advisor with Morgan Stanley in Charleston, SC, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been affiliated with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he is involved in a recreational endeavor titled The Righteous Gemstones. Morgan Stanley Wealth Management offers a wide range of advisory services to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers its services through various advisory programs and institutional arrangements.

Waitus Avant Jr. is a financial advisor with Stifel who holds a Series 66 designation and has 22 years of industry experience. He has been with Stifel Nicolaus & Co Inc. since 2014. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipalities, providing brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology using forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning analyses.

Clayton Abel is a CFP® professional with 15 years of industry experience, currently affiliated with LPL Financial since 2017. His prior experience includes roles at Nationwide Financial and Nationwide Securities, LLC from 2011 to 2016. Abel also maintains a long-term connection with McKenna Agency dating back to 2010. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management options, utilizing both proprietary models and third-party subadvisors, with operational support from advanced advisor tools.

Stephen Tucker is a financial advisor at Merrill with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Bank of America, Wells Fargo, E*TRADE Securities, and Fidelity Investments. He also has experience outside the industry, including managing Breezy Point Market for six years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Samuel Munn is a financial advisor at Merrill with 28 years of industry experience. He holds the Series 63 and Series 66 credentials and has been with Merrill since 2009. Prior to that, he has been associated with Bank of America, N.A. since 1998. Outside of his advisory role, he serves on the community advisory board for Hilton Head Christian Academy. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of clients including individuals, high-net-worth investors, and institutional entities.

Duncan Tyson III is a Series 66-licensed financial advisor with Edward Jones in Charleston, SC, where he has worked since 2013. He has 13 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, tax-efficient services, and affiliated mutual funds, operating under a fiduciary standard.

Kevin Jackson is a financial advisor with LPL Financial in Charleston, SC, holding a Series 66 designation and 15 years of industry experience. He previously worked for Equitable Advisors for 12 years before joining LPL Financial in 2020. Outside of his advisory role, he is involved with Covenant Insurance Group, a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting its advisors with research tools and diverse investment strategies.

Elliott Chase is a Financial Advisor at Merrill Lynch Wealth Management. In this role, he provides financial planning and investment management services to clients. Details about his specific areas of expertise, educational background, and personal interests have not been provided.

Lauren Brown is a financial advisor at Merrill with two years of industry experience. She holds the Series 66 and Series 63 licenses and has worked at Bank of America, N.A. and BOFA Securities, Inc. since 2016. Brown serves as a board member for Black River United Way. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

James Wilson is a financial advisor with Cetera who holds a Series 66 designation and has two years of industry experience. Prior to joining Cetera, he worked at Uber and The Citadel. Additionally, he serves as a housing coordinator at Wild Dune Resort, overseeing employee temporary housing. Cetera Investment Advisers LLC is an SEC-registered adviser with a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with a variety of program options and custodial relationships.

Rodney Connell is a financial advisor with Wells Fargo Clearing in Charleston, SC, holding Series 63 and Series 65 registrations and bringing 38 years of industry experience. His prior experience includes 11 years at Citigroup Global Markets. He serves as a trustee for a family trust, dedicating limited time to this role. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individuals, corporations, and institutions. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Katherine Landing is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She previously worked at UBS Financial Services from 2001 to 2008 and served on the Mount Pleasant Town Council from 2017 to 2020. She has also held political office as a representative for South Carolina’s State House District 80 since 2022. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutions, and public entities, offering financial planning, investment consulting, and institutional fiduciary services with a range of portfolio management options.

Paul Lankau Jr. is a CFP® professional with 35 years of experience in the financial industry. He is currently affiliated with LPL Financial and has previously worked at FTB Advisors and Principal Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and investment management solutions, including model portfolios, third-party asset management programs, and institutional platforms.

Alison Barkley is a CFP® certified financial advisor at Stifel with 16 years of industry experience. She has been with Stifel since 2014. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services based on a proprietary methodology developed by its Investment Strategy Group.

Nicole Holmes is a Wealth Management Advisor with Merrill Lynch Wealth Management. She provides personalized wealth management strategies to help clients pursue their financial goals by integrating investment insights from Merrill and banking solutions from Bank of America. Nicole specializes in working with high net worth clients on estate, wealth, and tax planning, and manages discretionary portfolios through personalized or defined strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investments. Nicole holds a Bachelor's Degree from the University of Michigan and professional designations including CERTIFIED FINANCIAL PLANNER® (CFP) and Chartered Retirement Planning Counselor™ (CRPC). She has participated in the Barron's Top Women Advisors Summit since 2016 and is a member of the National Association of Women Business Owners. Her areas of expertise include college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, and women and wealth. Outside of her professional work, Nicole enjoys cooking, music, running marathons, and traveling. She competes in triathlons and plays the cello. Nicole is a Founding Member of 100 Businesses Who Care and serves as an Advisory Board Member of the Fallen and Wounded Soldiers Fund.