Robert Williams is a financial advisor with Fidelity, holding a Series 66 designation and 22 years of industry experience. He has worked at Fidelity Investments and Fidelity Brokerage Services LLC since 2019, and previously spent 16 years at Waddell & Reed Inc and various insurance carriers. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts, including model portfolios for intermediary platforms.

James Rangel is a financial advisor at Charles Schwab with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2012, including tenure at Charles Schwab Bank since 2015. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering wealth advisory, managed-account, and financial planning services through its Schwab Wealth Advisory wrap fee program. The firm combines non-discretionary client relationships with access to affiliated discretionary separately managed accounts and features a multi-asset investment approach supported by research and a formal alternative-investment onboarding process.

Hassan Hadjilou is a financial advisor at Wells Fargo Advisors with 20 years of industry experience. He holds a Series 66 designation and has worked with various Wells Fargo entities since 2004. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services that are tailored through the use of Wells Fargo research and planning tools.

Daniel Dunn is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and over 25 years of industry experience. He worked at Woodbury Financial from 2006 to 2024 before joining OSAIC. Dunn is also president of Dunn Financial, Inc., a corporation involved in the sale of fixed insurance and fixed annuities. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and advisory services, utilizing various tools and third-party managers to construct portfolios across a range of asset classes.

Michael Kosolcharoen is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. He previously worked at Edward Jones for seven years before joining LPL Financial in 2022. Kosolcharoen is also the owner of EWG, Inc., a non-investment related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, utilizing both proprietary and third-party strategies.

Skyler Sweeney is a Financial Consultant at Fidelity Investments, a position held since 2025. In this role, Skyler assists individuals and families in making informed financial decisions through comprehensive planning that aligns with their long-term goals. Skyler's experience at Fidelity Investments includes roles as Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative, spanning from 2021 to the present. This progression highlights a sustained focus on client-oriented financial services and strategy development. Skyler holds a California Insurance License and engages in personal interests such as biking, golf, snowboarding, surfing, and social activities with friends.

Sammy Chau is a financial advisor with Charles Schwab in Mission Viejo, CA, holding a Series 66 designation and six years of industry experience. Prior to joining Charles Schwab Bank and Charles Schwab & Co., Inc. in 2020, he worked at Capital Group Companies from 2014 to 2018. Outside of advisory work, Chau is a part owner of a separate real estate venture, Pilgramitas LLC. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized supervisory and custody arrangements.

Mark Wagner is a financial advisor at Osaic Wealth, Inc. based in Mission Viejo, California, with 38 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked with Royal Alliance Associates, Signator Investors, and owns RMC Financial Services. Outside of his advisory work, he coaches freshman baseball at El Toro High School. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a range of investment options and uses advanced tools such as asset-allocation models and automated rebalancing to manage portfolios on both discretionary and non-discretionary bases.

Samuel Darden is a financial advisor with LPL Financial in Aliso Viejo, CA, holding Series 63 and Series 65 credentials and with 12 years of industry experience. He has worked at LPL Financial since 2017 and previously held roles at Trilogy Capital, Inc., National Planning Corporation, and Trilogy Financial Services, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational tools and a large network of investment adviser representatives.

Daniel Vigar is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and five years of industry experience. His work history includes positions at Wells Fargo Bank, BrandRep, and Fabric Wallcraft. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Gregery Lee Jr. is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. Prior to joining Charles Schwab Bank and Charles Schwab in 2023, he held a role in sports information at Fredonia State in 2023. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a multi-asset investment approach supported by the Schwab Center for Financial Research.

James Okeefe is a financial advisor at Cetera with 37 years of industry experience. He holds a Series 63 designation and has been associated with Cetera and Cetera Wealth Services, LLC since 2013. Outside of his advisory work, he has volunteered for the IRS Volunteer Income Tax Assistance program, helping low-income taxpayers prepare simple tax returns. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform that provides access to both affiliated and third-party money managers.

Michele Mendiola is a financial advisor with Morgan Stanley in Laguna Niguel, CA, holding a Series 66 designation and 18 years of experience at the firm. She has been with Morgan Stanley since 2008. Outside of her advisory work, her family manages the rental of a travel trailer through platforms such as RV Share and Outdoorsy. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and provides both direct client services and corporate financial planning agreements.

Sarah Javorsky is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and has worked at several firms including Lexi Boza and Acceleron Law. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a variety of investment structures and serves as an advisor to multiple registered investment companies.

Robert Householder is a Series 66-licensed financial advisor with three years of industry experience. He is currently with J.P. Morgan Securities and has prior experience at Bank of America, Merrill, and LPL Financial. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Constantine Koukos is a financial advisor with Morgan Stanley, holding a Series 63 designation and over 35 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and scenario modeling.

Jenna Miramontes is a financial advisor at Fidelity with Series 63 and Series 66 designations and one year of industry experience. Her prior experience includes roles at Global Atlantic Distributors, LLC, All Inclusive Insurance Services, and Verb Technology Company Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Justin Le is a financial advisor with Fidelity in Mission Viejo, CA. He holds a Series 66 designation and has been with Fidelity since 2026, following prior experience at Citibank. His career also includes work outside the financial industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund advisory, and model portfolio delivery with an emphasis on systematic methodologies and oversight controls.

Lauren Shepherd is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, she completed her education at the University of Southern California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a large-scale operational model, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Matthew Molnar is a Series 66-credentialed financial advisor with 10 years of industry experience. He has worked at Ameriprise Financial Services, LLC since 2020 and previously held roles at Ameriprise Financial Services, Inc., Principal Securities, and Principal Financial Group. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized retirement income service that provides written recommendations and ongoing planning focused on dependable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.