Michael Day is a financial advisor at Edward Jones with three years of industry experience. He holds a Series 66 designation and has previously worked at Centaurus Financial Inc and California Wealth Advisors. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions through a nationwide network of financial advisors and branch offices.

Elisabeth Schreiber is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes roles at Raymond James & Associates and Deutsche Bank Securities Inc. Outside her advisory work, she is a limited partner in an online retail services secondary ticket market business. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process.

Gerardo Banuelos is a financial advisor with Wells Fargo Clearing in Santa Barbara, CA, holding Series 63 and Series 66 credentials and eight years of industry experience. His career includes roles at Wells Fargo Bank and Foresters Financial, along with involvement in political campaign activities and entrepreneurial ventures such as SB Menus / OrderUp. He also holds a power of attorney role for his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering IPS-driven investment advice and discretionary options that include a wider range of financial products such as insurance-related vehicles and bank deposit sweep programs.

David Trogan Jr. is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank since 2015. Outside of his advisory work, he serves as a board member for Laguna Blanca School in Santa Barbara, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets through structured planning tools and a variety of investment solutions.

Jonathan Fuhrer is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including time at Morgan Stanley Private Bank, National Association. Outside of his advisory work, he holds permits for commercial fishing, specifically halibut quota and black cod permits. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and broad investment resources but generally does not offer individual security recommendations within its standalone planning programs.

Petra Kuebler Kearney is a financial advisor with Wells Fargo Clearing, holding a Series 66 license and 22 years of industry experience. Her prior roles include positions at Wells Fargo Investments, PartnerVEST Advisory Services, and UBS Financial Services. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets through more than 14,000 financial advisors and provides a range of brokerage and advisory solutions.

Brooke Harcsa is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. Her prior work includes roles at the Law Office of Guneet Kau and Strategic Healthcare Programs. Brooke is based in Santa Barbara, CA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a mix of non-discretionary investment guidance and access to discretionary separately managed accounts within an integrated custodial and brokerage platform.

Jennifer Bruehl is a financial advisor at Merrill with 30 years of industry experience. She holds the Series 63 designation and has worked at Merrill since 2017. Prior to that, she spent six years at Morgan Stanley Smith Barney LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Randy Howe is a financial advisor with J.P. Morgan Securities in Santa Barbara, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. He has been with J.P. Morgan Securities since 2019 and has held various roles within JPMorgan Chase Bank since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions and includes derivatives and commodities capabilities.

Kieran Maloney is a financial advisor with Raymond James & Associates in Santa Barbara, CA, holding Series 63 and Series 65 credentials and possessing 37 years of industry experience. His prior roles include positions at UBS Financial Services, Wells Fargo Clearing, Prudential Equity Group, and Merrill. Outside of his advisory work, he is involved with 50 Fathoms LLC, a company that produces wine and spirits aged underwater off the Channel Islands of Santa Barbara. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, pension plans, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions.

Jasmine Bucago is a financial advisor with Charles Schwab in Santa Barbara, CA. She holds the Series 66 designation and has one year of industry experience. Her prior roles include positions at Wells Fargo and Charles Schwab Bank. Outside of finance, she has been involved with community organizations such as the Boys & Girls Club of The North Valley and the Shalom Free Clinic. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment options supported by a multi-asset model portfolio approach.

Marcus Sikors is a financial advisor with Cambridge Investment Research Advisors in Santa Barbara, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2012, following a prior role at Stockcross Financial Services. Sikors serves as an investment committee member for Vista Del Mar and holds leadership roles including chairman of the board at North Coast Business Park. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management, offers proprietary model strategies, and works with a network of financial professionals managing a multi-billion dollar asset base.

Julie Williams is a financial advisor at Morgan Stanley with 29 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and previously held positions at Citigroup Global Markets from 2003 to 2009. Williams holds a Series 63 designation and is based in Santa Barbara, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs and tailored financial planning services to both individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market-return modeling in its financial planning process.

Ashley Fernandez is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial in 2020, Fernandez worked at Montecito Bank & Trust, Ross Dress for Less, AT&T Authorized Dealer, and Home Depot. LPL Financial is a national broker-dealer and registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and institutional platforms.

Aries Chinsio is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously with Wells Fargo Clearing and Wells Fargo Bank. He is currently based in Santa Barbara, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research and incorporates an ESG eligibility framework in its recommendations.

Steve Kim is a financial advisor with Wells Fargo Clearing in Santa Barbara, CA, holding a Series 63 designation and 26 years of industry experience. He previously worked at A. G. Edwards & Sons, Inc. for seven years before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Daniel De Meyer is a financial advisor with Edward Jones in Santa Barbara, CA, holding Series 63 and Series 66 credentials and 36 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1989. Outside of his advisory work, he owns an avocado orchard in Carpinteria, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of roughly 23,701 financial advisors and offers a range of advisory programs and investment services under a fiduciary standard.

Ryan Godges is a financial advisor at Morgan Stanley in Santa Barbara, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he worked at Edward Jones and State Farm Insurance. Outside of his advisory role, he works as a valet in Santa Barbara. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, employing a structured financial planning process that utilizes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services that include tailored financial planning and various investment offerings.

Adriana Trujillo is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds a Series 66 designation and has previously worked at Merrill and Bank of America. Outside of her advisory role, she owns and manages several long-term rental properties in California. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative screens and qualitative research to support its recommendations and maintains regulatory registrations that include futures commission merchant and security-based swap dealer status.

Lorena Boyce is a Senior Financial Advisor with Merrill Lynch Wealth Management. She initially joined Merrill in 1983 as a futures and options specialist in Capital Markets at the Sears Tower in Chicago. From 1987 to 2015, she concentrated on fixed income securities sales to insurance companies before rejoining Merrill in 2016 to focus on alternative and private equity investments. Her expertise centers on the Merrill Private Equity and Alternatives Platform, providing private equity solutions tailored for foundations, endowments, institutions, and high-net-worth individuals. Lorena’s client focus areas include divorce transition planning, family wealth management strategies, and both individual and corporate investment strategies. She holds a Bachelor's Degree and a Master of Business Administration (MBA), both from the University of Virginia. She also holds the Personal Investment Advisor (PIA) professional designation. Lorena’s professional affiliations include membership in the Illinois Society of Colonial Warriors. Outside of her professional work, Lorena has been engaged in equestrian activities throughout much of her life, having ridden hunter-jumpers and, in more recent years, participated in race-horse ownership. She also enjoys biking, horseback riding, music, and skiing. In the community, she has volunteered with Lake Forest Hospice.