Zaviera Miller is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and 18 years of industry experience. She has been with TIAA-CREF since 2011, with a brief hiatus from 2020 to 2021. Outside of her advisory role, she owns ZAVI Enterprises LLC, which includes a notary service. TIAA-CREF Individual & Institutional Services provides financial planning and managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm offers discretionary management through several portfolio options and acts as adviser to the TIAA Donor Advised Fund, operating under a fiduciary standard with a focus on integrated services.

Kevin Doyle Jr. is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses and 11 years of industry experience. He has previously worked at Harrisdirect LLC, E*TRADE Capital Management, and AXA Advisors. TIAA-CREF Individual & Institutional Services offers financial planning and discretionary managed account programs to individuals and various entities, often serving clients with existing relationships through TIAA retirement plans. The firm provides both point-in-time planning and ongoing portfolio management services within a vertically integrated structure that includes affiliated funds and donor-advised fund advisory services.

Justin Romero is a financial advisor with Principal Financial Services, holding Series 63, 65, and 66 licenses and five years of industry experience. He has previously worked at firms including Accelerate Investment Advisors LLC, Principal Life Insurance Company, and Morgan Stanley. Outside of his advisory role, Romero is a partner at Cypress Benefit Solutions, a firm specializing in group insurance and employee benefits. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and corporations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Christopher Hance is a financial advisor with TIAA-CREF, holding a Series 66 credential and 23 years of industry experience. He has been with TIAA-CREF and its predecessor entities since 2006, with a brief period of unemployment in 2019. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm operates a fiduciary advisory model that distinguishes planning services from ongoing discretionary management and advises a donor-advised fund while utilizing a vertically integrated investment approach.

Pete Trontis is a CFA® charterholder with seven years of industry experience, currently serving at Savant Wealth Management since 2026. He previously worked at Exencial Wealth Advisors, LLC, where he was also an equity partner, as well as at Willingdon Wealth Management and Horizon Investments. Savant Wealth Management provides comprehensive wealth management and financial planning services to individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients. The firm employs an investment approach that combines evidence-based, model-driven asset allocation with actively managed strategies and offers integrated services through affiliated accounting, legal, and trust entities.

Kelly Sewell is a financial advisor at TIAA-CREF in Charlotte, NC, holding Series 65 and Series 63 designations. Sewell has been with TIAA since 2010 and joined TIAA-CREF in 2025, with a total of 16 years in the industry. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs primarily to individuals connected with TIAA-administered retirement plans, as well as to trusts, estates, partnerships, corporations, and small retirement plans. The firm separates one-time planning services from ongoing portfolio management and acts as adviser to a donor-advised fund, operating within a vertically integrated group using affiliated funds.

Kaitlin Hord is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 designation and approximately two years of industry experience. Prior to joining TIAA-CREF, she held roles at Ulta Beauty, Pour64, and the University of North Carolina at Charlotte. TIAA-CREF Individual & Institutional Services, LLC serves individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often working with clients linked to TIAA-administered employer retirement plans. The firm provides financial planning, discretionary managed account programs, and separate broker-dealer services, operating within a vertically integrated structure that includes donor-advised fund advisory and model-based as well as customized portfolio management.

Angela Bellamy is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. She has been with TIAA-CREF since 2012. Outside of her advisory role, Bellamy teaches a financial planning fundamentals course at Central Piedmont Community College, involving lectures and practical instruction on financial calculators. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients linked to employer retirement plans administered by TIAA. The firm offers a range of advisory services, including planning and ongoing portfolio management, and acts as adviser to a donor-advised fund sponsored by Charityvest.

Jordan Jones is a financial advisor at TIAA-CREF with eight years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at LPL Financial, Barings Asset Management, and Vanguard Marketing Corporation. Jones is based in Charlotte, NC. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm separates one-time planning services from ongoing managed accounts and acts as adviser to a donor-advised fund.

Randy Farina is a CFA® charterholder and Series 63 licensed financial advisor at Savant Wealth Management with five years of industry experience. His prior roles include positions at Exencial Wealth Advisors, LLC, Westwood Global, and a long tenure at Putnam Investments. Savant Wealth Management provides comprehensive wealth management, portfolio management, financial planning, and family office services to individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients. The firm combines evidence-based, model-driven asset allocation with actively managed strategies and offers integrated services through affiliated accounting, legal, and trust entities.

Sarina Campbell is a financial advisor at TIAA-CREF with five years of industry experience. She holds Series 66 and Series 63 designations and previously worked at Founders Federal Credit Union and PNC Bank. Outside of her advisory work, she is an Independent Business Owner with Amway Global, involved in retail, networking, and mentorship. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered retirement plans, as well as to trusts, estates, and other entities. The firm separates financial planning from ongoing portfolio management and acts as adviser to a donor-advised fund within its vertically integrated structure.

Madhuri Bendale is a financial advisor at TIAA-CREF with five years of industry experience. She holds Series 65 and Series 63 licenses and previously worked for Wells Fargo Bank and Wells Fargo Clearing for 11 years. Bendale is based in Charlotte, NC. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm separates one-time financial planning from ongoing portfolio management and acts as adviser to a donor-advised fund, operating within a vertically integrated group that uses affiliated funds.

Andrew Boone is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. His prior roles include positions at TD Ameritrade Investment Management, LLC and Charles Schwab. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals linked to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm separates one-time planning services from ongoing discretionary management and serves as adviser to a donor-advised fund operated with affiliated services.

Tiffany Gomez is a financial advisor at TIAA-CREF with a Series 66 designation and two years of industry experience. She previously worked at 131 Main and held roles at the University of South Carolina and Swim Club Management Group. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with employer retirement plan relationships through TIAA. The firm distinguishes between one-time planning services and ongoing discretionary management, providing customized and model portfolio options under a fiduciary standard.

Michelle Floris is a financial advisor at TIAA-CREF with 27 years of industry experience. She has been with TIAA and TIAA-CREF since 2000 and holds Series 63 and Series 66 licenses. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers discretionary management using model portfolios or customized portfolios managed under client-approved investment policies and acts as adviser to a donor-advised fund.

Gregory Ryan is a financial advisor at TIAA-CREF with 28 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at TIAA-CREF since 1997, with prior experience at Fidelity from 2021 to 2024. TIAA‑CREF Individual & Institutional Services provides financial planning, managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered retirement plans, as well as trusts, estates, and small retirement plans. The firm offers both point-in-time planning and ongoing discretionary management, including customized portfolios managed under client-approved investment policies.

Jared Wall is a financial advisor at TIAA-CREF with 17 years of industry experience. He holds Series 63 and Series 66 credentials and has been with TIAA-CREF since 2016. TIAA‑CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs primarily to individuals with existing TIAA-administered retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm distinguishes between one-time financial planning services and ongoing discretionary management, utilizing model and customized portfolios managed under fiduciary standards.

Ronnie Reed is a financial advisor at TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 credentials with 11 years of industry experience. Prior to joining TIAA-CREF in 2025, he worked at Fidelity and USAA in various advisory roles. TIAA-CREF Individual & Institutional Services, LLC offers financial planning, discretionary managed accounts, and broker-dealer services primarily to individuals with employer retirement plan relationships, as well as trusts, estates, and small retirement plans. Their advisory model separates one-time financial planning from ongoing portfolio management, combining model and customized portfolios under a fiduciary standard.

David Carrara is a CFP® professional with 26 years of industry experience, currently serving at Citizens Securities, Inc. since 2021. His prior experience includes 14 years at TIAA-CREF and brief tenures at Equitable Advisors LLC and Equitable. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both investment advisory programs and brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, while also operating as a broker-dealer and insurance agency.

William Killhour III is a Series 66-credentialed financial advisor with 18 years of experience, currently with TIAA-CREF in Charlotte, NC, where he has worked since 2011. His professional background is exclusively with TIAA-CREF and its related entities. Outside of his advisory role, he has worked as a delivery driver for DoorDash. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals with existing TIAA retirement plan relationships, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm separates one-time planning services from ongoing discretionary management and serves as adviser to a donor-advised fund, operating within a vertically integrated group that uses affiliated funds.