Damion Carufe is a financial advisor with Morgan Stanley in Mooresville, NC, holding Series 63 and Series 65 registrations and bringing 41 years of industry experience. His career includes roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, and prior experience at J.P. Morgan Chase Bank, N.A. and J.P. Morgan Securities from 2008 to 2020. He also serves as a trustee in a trust-related role. Morgan Stanley Wealth Management offers a broad range of advisory programs for individual and institutional clients, providing tailored financial planning supported by firm-approved tools and analysis from its Global Investment Committee.

Johnny Coble Jr. is a CFP® professional with 27 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors, LLC, and serves as an executor and trustee for family estate-related matters. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, providing investment advisory, financial planning, and retirement plan consulting services through a large network of advisors and extensive research resources.

Elizabeth Frederick is a financial advisor at Fidelity with seven years of industry experience. Her background includes roles at Merrill, Wells Fargo Clearing, Keller Williams Lake Norman Realty, and L'BRI Pure and Natural. She holds Series 63 and Series 66 licenses. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.

Michael Ayotte is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and four years of industry experience. His background includes roles at Primerica Financial Services, Lawing Matthews & Company, and several other companies. Outside of financial advising, he owns two small businesses, Eagle's Nest Custom Creations and Ayotte Accounting, LLC. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm offers a wrap-fee asset management program that utilizes model-delivery strategies from unaffiliated asset managers and provides custody and trade execution support through Pershing and BNY Mellon Advisors.

Melissa Carlson is a CFP® with 25 years of industry experience and has been with Edward Jones since 2000. She holds Series 63 and Series 66 licenses and is based in Cornelius, NC. Outside of her advisory work, Carlson speaks to churches, community groups, and business professionals on topics such as belief and mindset, execution, delegation, and success journeys. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment options. The firm manages approximately $1.01 trillion in assets and supports its clients through a large network of financial advisors and branch offices nationwide.

David Ozga is a financial advisor with Morgan Stanley in Cornelius, NC, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides financial plans through both direct client relationships and corporate agreements.

Christopher Rhyne is a CFP® professional with 23 years of industry experience, currently serving as an advisor at OSAIC since 2024. He previously worked at Woodbury Financial Services and MML Investors Services, Inc. He is also involved in insurance sales through Chris Rhyne Financial Management. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charities, providing integrated brokerage, advisory, and financial planning services through a large network of affiliated advisors and multiple platforms.

Joshua Schrock is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and five years of industry experience. His prior work includes roles at W&S Brokerage, Western and Southern Life, Woodmen Life, and over a decade at Strawbridge Studios. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services with discretionary and non-discretionary management supported by proprietary and third-party research.

Norris Woody Jr. is a financial advisor with Equitable Advisors in Cornelius, NC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Equitable Advisors since 1997, previously associated with Axa Advisors, LLC during the same period. Woody serves on the High Point University Alumni Association Board of Directors and is involved with the Lambda Chi Alpha fraternity chapter at High Point University. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Joseph Small is the Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2022. He has been with Fidelity Investments since 2016, progressing through several roles including Financial Consultant, Investment Consultant, Relationship Manager, Investment Solutions, and Premium Relationship Associate. His experience encompasses various aspects of financial planning and investment consulting. Joseph is dedicated to collaborating with clients to build customized financial plans that align with their priorities. He emphasizes educating clients, reviewing multiple approaches, and tailoring financial strategies to individual situations. Prior to joining Fidelity, he gained experience through internships at IronGate Partners and Fidelity Investments. Outside of his professional work, Joseph is interested in family activities, outdoor adventures, and parenthood.

Raymond Mones is a financial advisor at LPL Financial with 21 years of industry experience. He holds a Series 66 designation and has been with LPL Financial since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by model portfolios and research.

Darcy Ridge is a financial advisor with Robert Baird & Co. in Davidson, NC, holding Series 65 and Series 63 licenses and having three years of industry experience. Prior to joining Baird in 2025, Ridge worked at Mass Mutual Investors Services, Hornor, Townsend & Kent, The Penn Mutual Life Insurance Company, and Vineyard Wealth LLC. Outside of advisory work, Ridge teaches a weekly 45-minute cycle class at the YMCA of Greater Charlotte and has been a Rodan & Fields consultant since 2014. Ridge is part of The DDK Group within Baird’s Private Wealth Management department, which serves individual, corporate, pension, and charitable clients through a variety of financial planning and investment management services. Baird employs a combination of SMA strategies, overlay management, tax management, and manager monitoring supported by internal research and technology, managing approximately $394 billion in regulatory assets as of December 31, 2025.

Robert Keller is a Wealth Management Advisor and partner in the Utz Keller Wealth Management Group based in Huntersville, NC, operating within Merrill Lynch Wealth Management. He provides personalized wealth management strategies tailored to entrepreneurs, executives, retirees, business owners, and their families. Robert leverages resources from Merrill and Bank of America to deliver custom financial plans that reflect clients' unique needs and goals. Robert holds a Master’s degree and a Bachelor’s degree from East Carolina University. He earned multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His expertise spans corporate executive services, divorce transition planning, executive and equity compensation, family wealth management, retirement planning, tax minimization, and small business strategies. Active in his community, Robert volunteers with the American Legion. Outside of work, he enjoys adventure sports, baseball, basketball, biking, billiards, football, golfing, scuba diving, skiing, and spending time with his family.

Olivia Kennedy is a Financial Advisor with the Utz Keller Wealth Management Group at Merrill Lynch Wealth Management. She supports clients in navigating complex financial decisions with clarity and transparency, offering expertise in areas such as equity compensation services, family wealth management strategies, legacy planning, retirement income, portfolio management, tax minimization, and personal retirement planning. Olivia's approach involves comprehensive wealth management planning tailored to clients' goals and priorities. Olivia began her career in the financial services industry at Merrill in 2020. She holds a Bachelor of Science in Business Economics from the Farmer School of Business at Miami University of Ohio. She has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Her work is guided by a philosophy centered on understanding what matters most to clients to add value to their lives. Outside of her professional role, Olivia is involved in her community through leadership positions with Folds of Honor Western Carolina and the Rotary Club of North Mecklenburg County. She also participates in the Lake Norman Young Professionals Group. Olivia resides in Mount Ulla with her husband, Mack, where they enjoy outdoor activities such as hiking and spending time on Lake Norman, as well as caring for their farm.

Bret Gallin is a financial advisor with Wells Fargo Advisors in Denver, NC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2010. Outside of his advisory role, he also works as a part-time bartender at Levy Restaurants. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu tailored to clients who meet certain net-worth thresholds, covering areas such as retirement, education, risk, and wealth-transfer planning, with many services delivered through meetings and written client summary letters.

Mark Mccall is a CFA® charterholder with 18 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. His prior experience includes Citigroup Global Markets Inc., where he has been active since 2005. He is affiliated with Morgan Stanley Wealth Management, an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and Global Investment Committee research.

Anne Abernethy is a financial advisor at Wells Fargo Advisors with 18 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo in various capacities since 2009. Outside of her advisory role, she serves as a part-time pastor at Bethel United Church of Christ in Hickory, NC. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad menu of planning options tailored to clients meeting specific net-worth thresholds.

Angelique Harris is a financial advisor at Edward Jones with four years of industry experience. She holds the ChFC®, Series 63, and Series 66 designations. Prior to joining Edward Jones, she worked for TIAA Kaspick from 2010 to 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options, supported by a nationwide network of more than 23,700 financial advisors.

Tyler Aiken is a CFP® professional with 11 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He also worked at Wells Fargo Advisors from 2015 to 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research and analytics.

Stacie Wolfe is a financial advisor at Edward Jones with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Advisors and Wells Fargo Clearing Services. She is based in Stanley, NC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment strategies and advisory services. The firm manages approximately $1.01 trillion in assets and supports its clients through a large network of financial advisors and branch offices nationwide.