Scott Saffer is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His prior roles include positions at Royal Alliance Associates, Lincoln Financial Securities Corporation, and Capital Investment Advisory Services. LPL Financial is a national investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, retirement plan consulting, and brokerage services supported by proprietary and third-party research.

Robert Meyer is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career working on the sales desk for Smith Barney’s corporate retirement services in New York City. In 2002, he relocated to North Carolina and joined Merrill Lynch as a Financial Advisor. Robert holds several professional designations including Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He provides guidance in areas such as divorce transition planning, education planning, personal retirement planning, and retirement income. As a qualified Portfolio Manager, Robert offers personalized investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party strategies, managing these on a discretionary basis through the firm’s Investment Advisory Program. Robert earned his bachelor’s degree from Randolph-Macon College, where he also served as captain of the baseball team. Robert is active in his community, serving on the advisory board of The Salvation Army of Greater Greensboro and as a member of the Greensboro Sports Council. He enjoys running, golf, skiing, attending sporting events, and spending time with his wife Ashley and their two children in Greensboro.

Christine Ryan is a financial advisor at Merrill with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 1999. Outside of her advisory role, she is the sole owner of a rental property in Edgewater, Florida. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm leverages its integration with Bank of America to access a broad set of financial products and services.

Lance Wilson is the Vice President and Wealth Planner at Fidelity Investments, a position he has held since 2018. Prior to this role, he served as a Financial Consultant at Fidelity Investments from 2017 to 2018. His career in the financial industry includes serving as Vice President and Financial Advisor at SunTrust Investment Services from 2011 to 2017, and at Wells Fargo Advisors from 2000 to 2011. He began his career as a Financial Advisor at First Union Brokerage Services from 1995 to 2000 and started as a Stock Broker at J.J.B Hilliard, W.L. Lyons from 1991 to 1994. With over two decades of experience, Lance works with individuals and their families to guide them through various financial stages of their lives. He collaborates with clients to establish long-term financial plans aimed at reducing concerns related to day-to-day financial management.

Roger Calhoun is a financial advisor at Ameriprise with 41 years of industry experience. He has held positions at Ameriprise since 2005, including his current role since 2020. Calhoun holds the Series 63 and Series 65 designations. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach includes written Recommendation Reports and annual advice on income sources and tax-aware withdrawal strategies, with investment options influenced by affiliated product relationships.

Charles Staples is a financial advisor at Raymond James Financial with 10 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including U.S. Bancorp Investments, Wells Fargo Clearing Services, and Fifth Third Securities. He is based in Greensboro, NC. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and state and municipal government entities, offering tailored, mostly non-discretionary solutions and specialized programs for small businesses.

Tammy Watts Quesinberry is a Wealth Management Advisor at Merrill Lynch Wealth Management. She joined the firm as a Financial Advisor in 2015 and is a member of the Pitts Watts Group. Tammy holds the CERTIFIED FINANCIAL PLANNER™ certification, which she earned in 2020. Her professional background includes a Bachelor of Arts in Political Science from the University of North Carolina at Greensboro. She began her career as a Real Estate Paralegal and became a member of the Paralegal Division of the North Carolina Bar in 2005. She also obtained a North Carolina Real Estate Broker license in 2007. Tammy works with individuals and small business owners to develop and adjust financial strategies that align with their goals in areas such as family wealth management, retirement planning, legacy planning, and philanthropic planning. Outside of work, Tammy enjoys antiquing, baseball, cooking—where she has the ability to recreate restaurant dishes by taste—dancing, music, reading, traveling, watching movies, and spending time with her family. She is a mother of three children.

Michael Lonano is a CFP® professional with 34 years of experience in the financial services industry. He currently serves as an advisor at OSAIC and has held roles at Securities America Advisors and SECURITIES AMERICA, inc. He is also the founder of Lonano Financial Advisors, Inc., where he provides insurance analysis and policy services. Additionally, he serves as treasurer of the Quaker Crossing Condominium Association. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party solutions to construct diversified portfolios managed on discretionary or non-discretionary bases.

Michael Dowell is a financial advisor at Wells Fargo Clearing with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following six years with Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs among its offerings.

Reid Palmer is a financial advisor with Raymond James & Associates in Winston-Salem, NC, holding a Series 66 designation and eight years of industry experience. He has been with Raymond James since 2017 and previously worked at Cru from 2015 to 2017. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets and employing over 5,400 financial advisors. The firm offers wealth advisory planning and investment consulting to a broad client base, including individuals, institutional clients, and government entities, with a notable presence in municipal and public finance.

Gary Bargebuhr is a financial advisor at Wells Fargo Advisors with 39 years of industry experience. He previously worked at Truist Advisory Services and Truist Investment Services for seven years, as well as Morgan Stanley Private Bank for three years. He serves on the Board of Trustees for the Greensboro Jewish Federation. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and business-owner transition planning. Advisors use firm research and tools to develop tailored recommendations, with clients deciding on implementation through brokerage or advisory programs.

Christopher Rosic is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their financial goals and develop strategies aimed at short-, mid-, and long-term objectives. He provides guidance on a range of topics including general investing, retirement planning, and preparing for unexpected expenses. Christopher also collaborates with Bank of America specialists to offer clients solutions related to banking, credit, home financing, and small business needs. With expertise in portfolio management, tax minimization, and retirement income, Christopher focuses on creating personalized portfolio strategies that adapt to clients' changing circumstances. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of North Carolina System. Outside of his professional work, Christopher engages in activities such as football, ice hockey, pickleball, spending time with his family, and traveling.

Mark Robinson is a financial advisor at UBS Financial Services in Winston-Salem, NC, holding Series 63 and Series 65 licenses with 44 years of industry experience. He has been with UBS since 2005, totaling 21 years at the firm. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans according to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services.

Janice Wuebker is a financial advisor at Fidelity with 22 years of industry experience. She holds Series 63 and Series 66 credentials and previously worked at Schwab Retirement Plan Services and Charles Schwab & Co., Inc. from 2016 to 2021 before joining Fidelity. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios and manages multiple registered investment companies and fund-of-funds.

Francis Bryan III is a financial advisor with Raymond James & Associates in Winston-Salem, NC, holding Series 63 and Series 65 credentials and bringing 49 years of industry experience. He has been with Raymond James & Associates since 2016. Bryan serves as a director on the board of Yeamans Hall Club, a private club in Winston-Salem. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm offers wealth advisory planning, investment consulting, and institutional services to a broad client base that includes individuals, pension plans, corporations, and governmental entities.

Jon Fox is a financial advisor at LPL Financial with 40 years of industry experience. He previously worked at CUSO Financial Services, LP and CUNA Brokerage Services, Inc., and has served at Truliant FCU since 2016. Fox is a Series 63 and Series 65 license holder and serves on the board of NC Swimming, a nonprofit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, supporting both discretionary and non-discretionary management with access to research, model portfolios, and various portfolio management tools.

William Hege IV is a CFP® professional with 22 years of experience in the financial industry. He is currently affiliated with LPL Financial and has previously worked at Lincoln Financial Securities Corporation. Hege is also involved in a family business, Living Swell, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, research, and various management approaches.

Gregg Williamson is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked at Merrill since 1990 and has been with Bank of America, N.A. since 2009. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional clients. The firm integrates into Bank of America’s broader platform, providing access to various financial products and services.

Turner Simpson is a financial advisor at Merrill with two years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Bank for seven years and Blue Rock Wealth Management, LLC for two years. Turner is based in Winston Salem, NC. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Patrycja Gelenberg is a financial advisor with Raymond James Financial in High Point, NC, holding a Series 66 designation and seven years of industry experience. Her prior roles include positions at Anchor Wealth Advisors, Pinnacle Financial Partners, Pinnacle Asset Management, and BB&T. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and governmental entities. The firm offers tailored, non-discretionary advisory services and specialized programs for small businesses, supported by a broad affiliate network with strengths in municipal and public finance.