Thomas Bodin is a CFP® and CFA® with 13 years of industry experience. He is currently with Focus Partners Wealth, LLC and previously worked at Buckingham Strategic Wealth, LLC and Bodin Wealth Management LLC. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, providing investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term investment approach with tax and fee sensitivity, using a combination of active and passive strategies, third-party managers, private funds, and tactical overlays to customize portfolios according to clients’ risk tolerance and other circumstances.

Jeremy Pomer is a CFP® with 17 years of industry experience, currently serving at Kestra Advisory Services, LLC since 2016. He has also worked with Kestra Investment Services, NFP Advisor Services, 401 K Advisors, and Financial Telesis Inc. In addition to his advisory role, Pomer is a Senior Plan Consultant involved in retirement plan consulting and fiduciary services. Kestra Advisory Services provides investment advisory and retirement plan consulting to plan sponsors and a diverse range of institutional and individual clients, offering services including plan design, compliance testing, fiduciary consulting, and plan-level investment advice. The firm serves large institutional investors and offers access to multiple management platforms and third-party solutions.

Geetika Mehrotra is a Series 66-licensed financial advisor with 19 years of industry experience. She is currently with Citigroup Global Markets and previously worked at Wells Fargo Clearing, Chase Investment Services Corp., Wescom Financial Services, Merrill, and Wells Fargo Investments. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm operates with a combination of large institutional scale and specialized market roles, including in-house research and derivatives services.

Paul Delzio is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and 13 years of industry experience. He previously worked at Wedbush Securities Inc. for eight years and Edward Jones for five years. Delzio serves as a board member of the Redwood Shores Owners Association, participating in neighborhood governance and community affairs. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, and institutional accounts. The firm uses both firm- and third-party models to develop tailored investment strategies combining passive and active management across multiple risk profiles.

Jennifer Ellison is a CFA® charterholder with 22 years of industry experience. She has been with Cerity Partners LLC since 2021 and previously worked for Bingham, Osborn & Scarborough, LLC for 20 years. Ellison serves as a representative on the PIMCO RIA Advisory Board, participating in discussions on investment solutions and services. Cerity Partners advises a diverse client base including individuals, families, institutions, and business entities, managing approximately $166.2 billion in client assets. The firm employs a client-specific investment approach that integrates quantitative screening, manager selection, and access to alternative and private market solutions.

Joseph Santomieri is a financial advisor at Stratos Wealth Partners, Ltd with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at LPL Financial, Royal Alliance Associates, Signator Investors, Milpitas Unified School District, and Morgan Stanley Dw Inc. Stratos Wealth Partners is an SEC-registered enterprise adviser with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse client base including individuals, retirement plans, corporations, nonprofits, and institutional clients, offering a range of financial planning and portfolio management solutions through an open-architecture model that incorporates multiple third-party platforms and managers.

John Lee is a CFP® and PFS™ credentialed advisor with 28 years of industry experience. He has worked at Independent Financial Group, LLC since 2005 and previously at National Planning Corporation from 2000 to 2005. Lee is also involved as an officer and director of LEE NG & ASSOCIATES, a DBA used for marketing purposes. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm offers financial planning and portfolio management using both firm- and third-party models, combining strategic asset allocation with active and passive exposures across standard risk profiles.

Richard Rodriguez is a CFP® with 14 years of experience in the financial industry. He is currently with Stratos Wealth Partners, Ltd and previously worked at LPL Financial, Royal Alliance Associates, Mass Mutual Investors Services, MassMutual Life Insurance, and MetLife Securities. Outside of his advisory roles, he was involved with Diamond Skills Camp for over a decade. Stratos Wealth Partners, Ltd is an SEC-registered enterprise advisory firm with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse client base including individuals, retirement plans, corporations, nonprofits, and institutional clients, offering customized portfolio management and a range of financial planning and outsourced CIO solutions.

Ana Galutera is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Cerity Partners LLC since 2023. She previously worked at Galileo Planning Group for 17 years and at Brownson, Rehmus & Foxworth, Inc. for four years. Cerity Partners advises a diverse client base including high-net-worth individuals, families, trusts, estates, business entities, and institutional investors, managing approximately $166.2 billion in client assets as of December 2025. The firm offers customized wealth management services focused on client-specific investment profiles, combining quantitative screening and manager selection with access to alternative and private market solutions.

Jonathan Palacpac is a financial advisor at Empower Advisory Group with five years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. from 2018 to 2022. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services connected to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing through a point-in-time financial planning service and optional managed account solutions.

Zachary Herlick is a financial advisor at Corient with 19 years of industry experience. He holds a Series 65 designation and has worked at firms including Brownson, Rehmus & Foxworth, Inc., Portola Partners, and CIPW Service Company, LLC prior to joining Corient. Corient serves a diverse client base ranging from individuals and high-net-worth clients to trusts, pension plans, and corporate entities. The firm employs a goals-based, team investment approach, combining in-house strategies with third-party managers and customized asset allocation, and offers specialized services through affiliated family office, tax, and corporate trustee platforms.

David Arizini is a financial advisor at Cresset Asset Management, LLC with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at First Republic Investment Management and First Republic Securities Company. Outside of his advisory role, he is involved as managing partner of an LLC that operates an active vineyard. Cresset Asset Management, LLC manages approximately $71.9 billion in client assets for a diverse range of clients, including individuals, families, trusts, retirement plans, and charitable organizations. The firm focuses on diversified, asset-allocation-driven portfolio construction using both active and passive strategies and provides services such as portfolio management, wealth planning, private fund advisory, and family office solutions.

Alicia Mchugh is a financial advisor at Focus Partners Wealth, LLC with 15 years of industry experience. She holds a Series 66 designation and has worked previously at The Colony Group, Buckingham Strategic Wealth, Buckingham Strategic Partners, Foreside Financial Services, and Loring Ward Holdings. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, offering a range of services including investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term investment approach with an emphasis on tax and fee sensitivity and utilizes a mix of active and passive strategies alongside third-party managers and private funds.

Paul Rubel is a Series 65 and Series 63 licensed financial advisor with Centaurus Financial, Inc. in San Jose, California. He has three years of industry experience, including prior roles involving retail seed businesses. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations, offering financial planning and portfolio management through various platforms and specialized consulting services.

Justin Wiles is a financial advisor with Focus Partners Wealth, LLC in Palo Alto, CA. He holds a Series 66 designation and has eight years of industry experience. Prior to joining Focus Partners Wealth, Wiles worked at The Colony Group, LLC and GW & Wade, LLC in various roles from 2015 to 2024. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans by offering investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term investment approach with an enhanced open architecture that integrates active and passive strategies and customizes portfolios based on clients’ risk tolerance, liquidity, and tax circumstances.

Heidi Lau is a financial advisor with HSBC Securities (USA) Inc. based in Fremont, CA, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. Prior to joining HSBC, she worked at J.P. Morgan Securities, Citigroup Global Markets, and Charles Schwab. She also serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of her broker-dealer firm. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm’s investment approach combines strategic and tactical asset allocation developed with HSBC Global Asset Management and involves ongoing fund due diligence, with a mix of non-discretionary and discretionary portfolios.

Vipin Saraf Valappil Narayanan is a financial advisor with Transamerica Financial Advisors holding Series 65 and Series 63 credentials and one year of industry experience. Prior to joining Transamerica, he worked for Wfgia and spent over two decades at Sybase, an SAP company. His activities include the sale of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a wide range of clients including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services through proprietary and third-party model portfolios, with discretionary and non-discretionary options.

Sang Le is a financial advisor at Citigroup Global Markets with 23 years of industry experience. He has held his current position since 2007. Outside of his advisory work, he owns a rental property in Castro Valley, California. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, and maintains roles as a swap dealer and futures commission merchant.

Chinghui Lin is a financial advisor with Transamerica Financial Advisors in Pleasanton, CA, holding Series 63 and Series 65 credentials and 15 years of industry experience. Lin has been with Transamerica Financial Advisors since 2012 and is also CEO and President of RichieMax Consulting Inc. outside of the firm. Transamerica Financial Advisors serves individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations through both advisory and broker-dealer services, offering proprietary and third-party model portfolios with discretionary and non-discretionary options.

Minnie Sanford is a CFP® and holds a Series 66 license with 27 years of industry experience. She is currently with Cerity Partners LLC, where she has worked since 2021. Her prior experience includes positions at Bingham, Osborn & Scarborough LLC and Bailard, Inc. Cerity Partners serves a diverse client base including individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in client assets as of December 31, 2025. The firm offers customized wealth management services with an investment approach focused on client-specific profiles, asset allocation, and access to alternative and private market solutions.