Peter Stewart is a financial advisor at Edward Jones with a Series 66 credential and four years of industry experience. Prior to joining Edward Jones, he worked for Youngs Market/RNDC for nine years. He also serves as Vice President of Mayacamas Fire, where he participates in board meetings and fundraising activities. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment advisory programs. The firm manages over $1 trillion in assets and offers both discretionary and non-discretionary strategies, supported by a large network of advisors and branch offices nationwide.

Michael Champion is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds the Series 66 designation and has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers its program on a non-discretionary basis, combining large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Steven Townsend is a financial advisor with Charles Schwab, holding a Series 63 designation and bringing 33 years of industry experience. He has been with Charles Schwab since 2000 and also works at Charles Schwab Bank since 2005, both located in Santa Rosa, California. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts and operates a centralized, integrated platform for advisory, brokerage, and custody services.

Jeffrey Crouch is a financial advisor with Edward Jones in Santa Rosa, CA, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has been with Edward Jones since 2016 and previously worked at Umpqua Investments, Inc. from 2009 to 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a network of approximately 23,701 financial advisors. The firm offers a range of investment strategies and advisory services, managing more than $1 trillion in assets under management.

Kyle Stelling is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2009. He is based in Santa Rosa, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional services with specialized activities such as relationships with investment companies and private funds.

Nicole Merchain is a CFP® with 15 years of experience in the financial industry, currently serving at Morgan Stanley in Santa Rosa, CA. She has worked with Morgan Stanley Smith Barney LLC since 2011 and the Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she owns and operates an agricultural business called Nicole's Bee Biz. Morgan Stanley Wealth Management (MSWM) provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through employer-financed financial planning agreements.

Renee Pierce is a financial advisor at LPL Financial with 23 years of industry experience. She holds the Series 66 designation and has been with LPL Financial since 2006. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management alongside access to model portfolios and research.

Linda Pardini is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. She has worked at Raymond James since 2018 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2018. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers financial planning and consulting with a range of portfolio management styles supported by firm research, and it provides municipal advisory services alongside market-making in municipal bonds.

John Paul Dunnbier is a financial advisor at LPL Financial with 11 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at The Social Equity Group, Inc., Western International Securities, Inc., and Financial West Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary portfolio management supported by research and technology tools.

Jennifer Knapp is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2018. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services that incorporate firm-approved tools and models to support client decision-making.

Andrew Weber is a financial advisor with Wells Fargo Clearing in Novato, CA, holding Series 63 and Series 66 licenses and six years of industry experience. His prior roles include positions at Infinity Financial Services, Karp Capital Management Corporation, Bank of America, and Merrill. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader range of financial product offerings than typical large institutional advisors.

Christopher Arnold is a financial advisor with LPL Financial in Santa Rosa, CA, holding CFP® and ChFC® designations and over 12 years of industry experience. Prior to joining LPL Financial, he worked at TIAA-CREF and Lincoln Financial Advisors Corporation, and operated the Christopher Arnold Insurance Agency for 17 years. He currently holds a financial institution duty role at Redwood Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Angelina Hansen is a CFP® with six years of industry experience currently affiliated with Cambridge Investment Research Advisors. She has worked with Cambridge Investment Research since 2020 and operates Open Trail Financial Consultants. Prior to her financial career, she was employed at Carneros Resort and Spa from 2015 to 2019. Hansen is also Licensed as an agent for life and health insurance. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing various portfolio management strategies and platform arrangements tailored to client objectives.

Steven Krikac is a CFP® professional with 21 years of industry experience, currently serving at Charles Schwab in Santa Rosa, CA. His prior roles include positions at Citigroup and Wells Fargo in both advisory and banking capacities. Outside of his financial advisory work, he occasionally acts as a notary for non-Schwab documents. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management solutions supported by multi-asset model portfolios and a formal alternative-investment process.