Mitchell Hailey is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and possessing 46 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and previously at Citigroup Global Markets since 1993. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and modeling tools, and serves clients through both direct and corporate financial planning agreements.

Carlos Velasco II is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 credential and previously worked at Capital One Bank and SunTrust Bank. Outside of his advisory role, he is a general partner and managing member of Brasileirei, a limited liability company involved in inventory management and finance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Justin Gaudet is a financial advisor with Equitable Advisors in Falls Church, VA, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at AXA Advisors and the New Canaan Group. He also operates a business under the name BL FINANCIAL GROUP. Equitable Advisors serves a diverse client base, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm is dual-registered as an SEC investment adviser and broker-dealer and utilizes a variety of third-party and LPL-sponsored programs to deliver advisory and brokerage solutions.

Natalie Berry is a financial advisor with Ameriprise in Fairfax, VA, holding a Series 66 designation and five years of industry experience. She has worked at Ameriprise since 2019 and has prior experience with Practice Promotions and Virginia Commonwealth University. Outside of her advisory role, she co-owns YGB Operations LLC, a business unrelated to investment activities. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. The firm’s retirement income service incorporates proprietary research and third-party data within a structured investment framework influenced by its affiliated product ecosystem.

Luther Ensminger Jr. is a financial advisor with Equitable Advisors in Falls Church, VA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Equitable Advisors and its predecessor AXA Advisors since 1999. Ensminger serves on the board and investment committee of PST Advisors, LLC. Equitable Advisors provides financial planning, retirement plan support, and access to asset management for individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm utilizes a hybrid referral and implementation model, offering advisory and brokerage channels through LPL programs and third-party asset managers.

Yufang Juan is a financial advisor at Equitable Advisors with 21 years of industry experience. She has been with Equitable Advisors since 2004 and previously worked at Axa Advisors, LLC. In addition to her advisory role, she operates an outside insurance brokerage. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage/insurance channels to deliver tailored financial solutions.

Aeda Chung is a Series 66-licensed financial advisor with Merrill in Woodbridge, VA, and has seven years of industry experience. Her prior roles include positions at Wells Fargo Advisors and UBS Financial Services Inc. She has been with Bank of America and Merrill since 2020. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services under the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers a range of model-based and discretionary investment strategies managed by internal and third-party teams, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Laurie Hughes is a financial advisor at Robert Baird & Co. with 25 years of industry experience. Her prior work includes roles at Goldman Sachs & Co. LLC and The Ayco Company, L.P./Mercer Allied Company, L.P. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, separately managed account programs, and custody and brokerage services.

Steve Kavgioulas is a financial advisor at Ameriprise with 10 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2016. Outside of his advisory role, he is a portfolio manager at GBB LLC. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to provide tailored, non-discretionary recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Margarita Reyes is a financial advisor with Ameriprise in Vienna, VA, holding a Series 66 designation and four years of industry experience. Her prior roles include positions at LPL Financial, State Farm Bank, and Erik Slaughter State Farm Insurance. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Cheyenne Ostrander is a financial advisor with LPL Enterprise holding a Series 66 designation and beginning their career in 2024. Their prior experience includes roles at Pruco Securities LLC, Spurio Huger LLC, and Mutual of Omaha. Ostrander has also worked in various capacities at Doane University and in the retail and transportation sectors. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and brokerage and insurance products, leveraging an integrated platform that combines adviser programs with active financial product sales.

Christopher Gabrys is a financial advisor with LPL Financial in Winchester, VA, holding Series 63 and Series 65 credentials and 28 years of industry experience. He previously worked at Cuso Financial Services, LP for 12 years and has been associated with Apple Federal Credit Union since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with a range of model portfolios and research support.

Tak Fung is a financial advisor with Equitable Advisors in Centreville, VA, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked with AXA Advisors, LLC. Fung is also appointed with several insurance carriers to offer group term life and disability insurance products. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Andrew Arnold is a Financial Consultant at Fidelity Investments, where he supports clients with financial planning, investing, and service needs. He focuses on forming lasting relationships with clients and helping shape their financial picture over time. Andrew has held various roles at Fidelity Investments since 2024, including Financial Representative, Planning Consultant, and currently Financial Consultant. Through these positions, he has gained experience in financial planning and client service. Outside of his professional role, Andrew's personal interests include cooking and baking, fitness, movies, and soccer.

Linda Haycock is a Series 66-licensed financial advisor at Edward Jones with two years of industry experience. She has worked at Edward Jones since 2023 and concurrently manages business operations at Haycock Foot and Ankle Center, where she has served as business manager since 2006. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment solutions, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Patricia Penn is a CFP® with 32 years of experience, currently serving as a financial advisor at Morgan Stanley in Alexandria, VA. She has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to individuals and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. Their planning process uses firm-approved tools and models but places implementation responsibility with clients, generally acting in an advisory capacity rather than as an ERISA fiduciary unless otherwise engaged.

Liam McCracken is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He began his career at Fidelity as a Relationship Manager in 2023 before transitioning to an Investment Consultant position in 2024. In his current role, Liam partners with clients through the financial planning process to develop plans that are appropriate and understandable, focusing on goals such as retirement and other financial objectives. His approach emphasizes collaboration throughout each phase of the client's financial journey. Outside of his professional work, Liam has personal interests that include cars, cooking and baking, football, social events with friends, golf, and music.

Charmaine Cheng is a financial advisor at Merrill with six years of industry experience. She holds Series 63 and Series 66 registrations and previously worked at Bank of America, JPMorgan Securities, Wells Fargo, and HSBC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Vanessa Amaral Velasco is a Series 66 licensed financial advisor at Merrill with six years of experience in the industry. She has held roles at Merrill and Bank of America and has been involved in education, including positions at Strayer University and Northern Virginia Community College. Outside of her advisory work, she operates Brasileirei LLC, a Brazilian beachwear ecommerce business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Alexander Jordan is a financial advisor at Edelman Financial Engines with a Series 65 designation and one year of industry experience. His prior work includes six years at Allstate Insurance Company and a brief employment at George Mason University. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment options with a focus on diversified portfolios and long-term strategies.