Robert Zimmer is a financial advisor with Founders Financial Securities LLC, holding Series 63 and Series 66 credentials and bringing 19 years of industry experience. His prior roles include positions at Benjamin F. Edwards & Co., Camden Planning Group, LLC, and New York Life Insurance Company. Outside of his advisory work, Zimmer serves as President and Chairman of the Board of Trustees for Wicomico Day School, a not-for-profit private school, and is the managing member of a drive-thru coffee franchise. Founders Financial Securities serves a diverse client base including individual and high-net-worth investors, retirement plans, charitable organizations, and corporate clients. The firm offers a range of services such as portfolio management, financial planning, retirement consulting, and brokerage and insurance services, utilizing various advisory platforms and sub-advisory relationships to deliver tailored investment solutions.

Maxton Herbkersman is a CFP® with three years of industry experience, currently serving as a financial advisor at Greenspring Advisors, LLC. Prior to joining Greenspring, he held roles at PepsiCo and the University of Maryland. Outside of his advisory work, he has experience as a bartender. Greenspring Advisors provides investment advisory and financial planning services to individuals, trusts, estates, non-profit organizations, and employer-sponsored retirement plans. The firm employs a combination of fundamental, quantitative, and qualitative analysis with an emphasis on asset allocation and offers both discretionary and non-discretionary portfolio management.

Ryan Baldwin is a CFP® with eight years of industry experience. He currently works at Waverly Advisors, LLC and previously held positions at Grant Gross Mendelsohn, Jackson Hewitt Tax Services, Robert Morris University, and Eggcellence, LTD. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individuals, retirement plans, and pooled investment vehicles. The firm combines traditional equity and fixed-income strategies with alternative and private markets allocations and offers a range of services including financial planning and multi-family office solutions.

Robert Elliott is a Series 66-licensed financial advisor with seven years of industry experience, currently with RiverFront Investment Group, LLC. He has held various roles within RiverFront since 2018 and previously worked with ALPS Distributors and Lyft. RiverFront Investment Group provides discretionary portfolio management and model-based investment solutions primarily to individual investors, as well as trusts, pension, and institutional clients. The firm employs a multi-advisor platform and combines strategic and tactical asset allocation with security selection and risk management under its “Price Matters” framework.

Validmir Kats is a financial advisor with Fiduciary Financial Advisors in Baltimore, MD, holding a Series 65 credential and one year of industry experience. His prior roles include positions at Five Doors and Legacy, and he has been involved in business consulting through his private practice. Kats serves on the advisory board of Alchemy of Money and holds a Maryland real estate license. Fiduciary Financial Advisors provides discretionary investment management, financial planning, and legacy position management to individuals, families, trusts, retirement plans, corporations, and charitable foundations. The firm combines strategic asset allocation with tactical adjustments using fundamental, technical, and quantitative analysis, and offers services including individual professional trustee roles and access to private alternative funds.

Luis Padilla is a financial advisor at Founders Financial Securities LLC with 23 years of industry experience. He holds Series 63 and Series 65 designations and has been associated with Founders Financial Securities since 2009. Padilla also operates Maryland Wealth Management, LLC, which offers insurance brokerage services. Founders Financial Securities serves a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate clients. The firm offers a range of services such as portfolio management, financial planning, and retirement consulting, utilizing both traditional and non-traditional delivery methods across multiple advisory platforms.

Meredith Mowen is a financial advisor at 1919 Investment Counsel, LLC with 21 years of industry experience. She has been with 1919 Investment Counsel since 2003 and holds the Series 65 designation. 1919 Investment Counsel provides discretionary and non-discretionary investment management and wealth-planning services to a diverse client base, including high-net-worth individuals, institutions, and public entities. The firm emphasizes customized portfolios focused on liquid mid- and large-cap equities and investment-grade fixed income, supported by proprietary research and model portfolios.

Brian Ellis is a financial advisor at Greenspring Advisors, LLC with two years of industry experience. He holds a Series 66 designation and has previously worked at Agia, Corebridge Financial, Valic Financial Advisors, and the University of South Carolina. Greenspring Advisors serves individuals, trusts, estates, non-profits, corporations, and retirement plan sponsors by providing private money management, comprehensive wealth management, financial planning, and retirement plan consulting. The firm employs fundamental, quantitative, and qualitative analysis in its investment approach and offers both fiduciary and non-fiduciary retirement plan services, including the (k)larity Plan™ pooled employer plan and (k)larity @ Work™ platform.

Casey Crawford is a financial advisor with Greenspring Advisors, LLC in Towson, MD. He holds a Series 65 credential and has four years of industry experience. Prior to joining Greenspring Advisors in 2021, he was a student for twelve years. Greenspring Advisors serves individuals, high-net-worth clients, trusts, estates, non-profits, corporations, and retirement plan sponsors, providing private money management, comprehensive wealth management, financial planning, and retirement plan consulting. The firm employs fundamental, quantitative, and qualitative analysis in its investment approach and offers a notable suite of retirement services, including The (k)larity Plan™ pooled employer plan and the (k)larity @ Work™ platform.

Walter Zurowski is a financial advisor at IP Financial Advisory Services LLC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has previous experience at Shore United Bank, LPL Financial, Cetera Investment Services, and Northwest Advisors. Zurowski is also the business owner of Clarkscapes, LLC in Phoenix, MD. IP Financial Advisory Services primarily serves individual retail clients and offers portfolio management, financial planning, consulting, and managed account programs. The firm employs a range of analytical approaches and provides specialized advisory services including actuarial analysis, benefits and insurance consulting, and investment banking support.

Marc Asher is a financial advisor with Founders Financial Securities LLC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked with Lifemark Securities Corp. from 2000 to 2018 and has operated Asher & Associates, a tax and accounting firm, since 2015. Founders Financial Securities serves a diverse client base including individuals, high-net-worth investors, retirement plans, charitable organizations, and corporations. The firm offers a range of portfolio management and consulting services, employing multiple investment platforms and combining advisory, brokerage, and insurance capabilities.

Lucas Belanger is a financial advisor at Verdence Capital Advisors, LLC with four years of industry experience. He holds the Series 65 designation and has been with Verdence since 2017. Prior to joining Verdence, he worked at American University from 2013 to 2017. Verdence Capital Advisors serves individual and institutional clients, including high-net-worth individuals, business entities, pension plans, trusts, and charitable organizations, providing portfolio management, financial planning, and consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to guide investment decisions and offers specialized teams for family office services, sports and entertainment clients, and sub-advisory services for other registered advisers.

John Collins Jr. is a CFP® with 25 years of industry experience, currently serving as an advisor at Greenspring Advisors, LLC since 2004. He is also associated with J.P. Collins and Associates, Inc. Outside of his advisory roles, no additional activities were reported. Greenspring Advisors serves individuals, trusts, estates, non-profits, corporations, and retirement plan sponsors with private money management, comprehensive wealth management, financial planning, and retirement consulting. The firm employs fundamental, quantitative, and qualitative analysis in its investment approach and offers a range of fiduciary and non-fiduciary retirement plan services, including the notable (k)larity Plan™ pooled employer plan and (k)larity @ Work™ platform.

Stephen Thacker is a financial advisor at Verdence Capital Advisors, LLC with 22 years of industry experience. He has been with Verdence since 2017 and previously worked at Hightower Advisors from 2015 to 2017. He holds the Series 63 and Series 65 designations. Verdence Capital Advisors serves a diverse client base, including high-net-worth individuals, business entities, pension and profit-sharing plans, trusts, and charitable organizations. The firm employs a variety of investment strategies based on fundamental, technical, and cyclical analysis and offers specialized teams for family office services, sports and entertainment clients, and sub-advisory consulting.

Connor Flach is a financial advisor with Verus Capital Partners, LLC, holding a Series 66 designation and seven years of industry experience. He has worked at LPL Financial, LLC and Securities America Inc., and was previously employed at Loyola University Maryland. Verus Capital Partners is a fee-based investment management firm serving individuals, trusts, pension plans, and estates. The firm combines fundamental and technical analysis with strategic asset allocation and offers customized portfolios across multiple asset classes.

Jeffrey Johnson is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Waverly Advisors, LLC since 2025. Prior to joining Waverly Advisors, he spent 20 years at Grant/GrossMendelsohn, LLC. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individuals, retirement plans, and pooled investment vehicles. The firm integrates traditional equity and fixed-income strategies with alternative and private-market allocations, providing both discretionary and non-discretionary portfolio management alongside financial planning and retirement consulting services.

Desislava Locher is a CFA® charterholder with 10 years of industry experience. She has been with 1919 Investment Counsel, LLC since 2011. 1919 Investment Counsel provides discretionary and non-discretionary investment management and wealth-planning services to individual and institutional clients, including high-net-worth individuals, endowments, foundations, pension plans, and public entities. The firm emphasizes customized portfolios with core holdings in liquid mid- and large-cap equities and investment-grade fixed income, supported by proprietary research and model portfolios.

Sullivan Beck Winter is a financial advisor at Greenspring Advisors, LLC with two years of industry experience. He previously worked at T. Rowe Price and has held various positions outside of finance, including roles at BJ's Restaurant & Brewhouse and Peak Custom Remodeling Corporation. Greenspring Advisors provides investment advisory and financial planning services to individuals, trusts, estates, non-profits, and employer-sponsored retirement plans. The firm employs a fundamental, quantitative, and qualitative investment approach with an emphasis on asset allocation, offering both discretionary and non-discretionary portfolio management and institutional retirement plan consulting.

Edna Kowitz is a financial advisor at LexAurum Advisors with 25 years of industry experience. She holds the ChFC® designation as well as Series 63 and Series 65 licenses. Her prior firms include Summit Financial Group Inc and Summit Brokerage Services, Inc., and she has been president of Kowitz Financial Group, LLC since 2011. She is also involved in the sale of fixed and traditional insurance, long-term care insurance, and fixed annuities. LexAurum Advisors serves individuals, families, businesses, institutional clients, and other advisory firms, managing approximately $1.27 billion. The firm employs a multi-advisor team approach and utilizes diversified portfolios aligned with modern portfolio theory, implementing model allocations primarily through low-cost ETFs.

Kelly Wright is a financial advisor at Verdence Capital Advisors, LLC with 14 years of industry experience. He holds the CFP® and Series 63 designations and previously worked at Congress Wealth Management LLC and Pinnacle Advisory Group, Inc. He serves on the board of directors for the Financial Planning Association of Maryland. Verdence Capital Advisors serves a diverse client base, including individuals, businesses, and trusts, and offers specialized services such as family office support and sports and entertainment advisory. The firm uses a combined fundamental, technical, and cyclical investment process and provides discretionary portfolio management, financial planning, and sub-advisory solutions.