Robert Brown Jr. is a financial advisor at RBC Capital Markets with 28 years of industry experience. He holds the Series 63 and Series 65 licenses and has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers customized advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.

Anthony Wiggan is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 designations and bringing 36 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm provides wealth advisory planning, investment consulting, and institutional services for a diverse client base, including individuals, pension plans, corporations, and government entities, delivering non-discretionary planning and portfolio recommendations.

Michael Alessi Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and over 20 years of industry experience. He has been with LPL Financial since 2005 and also operates Summit Investment Advisors, Inc. dba Summit Financial. Additionally, he provides fixed insurance products to a limited number of clients annually. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches and supported by proprietary and third-party research.

Carter Chesney is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill, he worked at UBS Wealth Management and has experience in the watersports industry. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional fiduciaries.

Elizabeth Andrews is a financial advisor with Morgan Stanley Wealth Management in Hunt Valley, MD, holding a Series 66 license and bringing 17 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and previously worked at Citigroup Global Markets starting in 2006. Outside of finance, Andrews has experience working in food service roles including banquet server and suite attendant positions. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs emphasizing tailored financial planning supported by proprietary tools and analytical models.

Mark Averell is a financial advisor with Wells Fargo Clearing, holding Series 63, 65, and 66 licenses and bringing 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Chad Eberly is a financial advisor at RBC Capital Markets with 15 years of industry experience. He holds the Series 66 designation and has worked at firms including SunTrust Advisory Services and City National Bank. He serves on the Board of Directors for the Churchville Soccer Club, a youth club soccer organization. RBC Wealth Management, a division of RBC Capital Markets, serves a broad range of clients including individuals, institutions, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles.

Troy Brewer is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously worked at Wells Fargo Advisors and Wells Fargo Clearing before joining Raymond James in 2022. Brewer is the owner and CEO of ClearPlan Wealth Management Inc., a support company he founded. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing asset-allocation analysis and firm research to tailor recommendations, with a distinctive focus on advisory and implementation-support roles.

Katherine De Hart is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 credential and bringing 22 years of industry experience. Prior to joining Raymond James, she worked at Janney Montgomery Scott for six years. Outside of her advisory role, she serves as an insurance agent affiliated with The Mettle Insurance Services agency. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth investors, and institutional clients such as pension plans and state and municipal entities. The firm offers tailored, typically non-discretionary advisory services supported by extensive resources in public finance and institutional fiduciary solutions.

Zellie Wothers is a CFP® with six years of industry experience, currently advising at Osaic. Prior to joining Osaic, Wothers worked at Lincoln Financial Advisors for five years and has held roles at Maller Wealth Advisors, Wells Fargo Bank, and Harford Mutual Insurance Company. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, financial planning, and access to third-party money managers, utilizing firm-provided tools for asset allocation and portfolio construction.

Asonganyi Tintinu is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill, Tintinu held positions at DoorDash, Year Up United, Home Depot, United Parcel INC, and ICT University. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Adam Smith is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America and Atlas Container Corporation. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Ian Smith is a financial advisor with LPL Financial in Hunt Valley, MD, holding Series 65 and Series 63 licenses and bringing 26 years of industry experience. His career includes 17 years at T. Rowe Price followed by roles at GLG, MassMutual, and currently LPL Financial. Ian is also engaged in non-variable insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of representatives. The firm offers comprehensive financial planning and advisory programs, combining discretionary and non-discretionary management with access to research, model portfolios, and various institutional services.

Jonathan Pearlstein is a financial advisor with Ameriprise, holding a Series 66 credential and 25 years of industry experience. He has been with Ameriprise Financial Service, LLC since 2000 and previously worked at Ameriprise Financial Services, Inc. for 15 years. He serves on the board of directors for Gateway in Baltimore, Maryland. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to provide personalized, non-discretionary recommendations delivered through a centralized consulting team.

Andrew Tamburin is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America and Ochsner Health Plan, as well as academic positions at Tulane University and involvement with the Boys and Girls Club of the Wiregrass. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Jeffrey Bessling is a financial advisor at Wells Fargo Advisors with 16 years of industry experience. He holds the Series 66 designation and has worked in various capacities within Wells Fargo entities since 2008. Outside of his advisory role, he serves as president of the Monkton Farms HOA, where he helps maintain common areas and organize community gatherings. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Milton White IV is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. His prior roles include positions at Raymond James Financial Services and Fulton Bank. Outside of his advisory work, he is involved with Martin Wight and Company, where he offers life, disability, long-term care insurance, and fixed annuities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm provides financial planning, asset management, and educational seminars with an emphasis on collaborative, goal-oriented planning using advanced analytical tools.

Kenneth Millan Sr. is a financial advisor with Merrill, holding a Series 66 designation and five years of industry experience. He has worked at Merrill and Bank of America since 2021 and previously held roles at W&S Brokerage Services and Western & Southern Life. Before his financial career, he worked at Seasons Pizza and attended Towson University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional fiduciaries.

Jason Lowy is a financial advisor with UBS Financial Services in Hunt Valley, MD, holding a Series 66 designation and 21 years of industry experience. He has been with UBS since 2007. Outside of his advisory role, he serves on the Associate Council of Junior Achievement of Central Maryland, assisting with educational events focused on financial literacy for youths. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans. The firm offers a broad range of services including wealth management, institutional trading, and securities-backed lending programs.

Matthew Smith is a financial advisor with Raymond James Financial, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Clifton Larson Allen and various business and service positions. He is also involved as a financial advisor with Fusco Financial, a support company based in Towson, MD. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers tailored, typically non-discretionary advisory services and manages a notable linkage to municipal and public finance activities.