Michael Saunders is a financial advisor with Mass Mutual Investors Services in Wilmington, Delaware. He holds the Series 63 and Series 66 designations and has 16 years of industry experience. He has worked at MML Investors Services LLC and MassMutual/Greater Philadelphia since 2016. Outside of his financial advisory role, he owns and operates a residential and commercial painting business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, offering collaborative, annual planning engagements that emphasize investment strategies without discretionary management.

Michael Kilburn is a financial advisor at RBC Capital Markets with nine years of industry experience. He holds a Series 66 designation and has worked at RBC Capital Markets since 2016. Prior to his financial services career, Kilburn was involved with Harry's Savoy Grill and Ballroom for 15 years. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients through various advisory programs that offer portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies based on client risk profiles and utilizes a combination of in-house and third-party managers to implement portfolios.

Cathy Jackson is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 28 years of industry experience. She previously worked at Avantax Investment Services and Next Financial Group and has been involved with Beacon Financial Group for over 20 years. Jackson serves as a board member and volunteer for charitable organizations focused on financial education and community support. Cetera Investment Advisers LLC operates a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services across various program structures and custodial relationships.

Eric Cella is a financial advisor with Mass Mutual Investors Services who holds a Series 66 designation and has five years of industry experience. His prior work includes roles at Diamond State Financial Group and involvement in non-financial ventures such as Homegrown Cafe and Buddy's Burgers. He has also been affiliated with the University of Delaware for ten years. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap accounts, money-manager programs, and educational seminars.

Frank Dowling is a financial advisor with Primerica Advisors in Wilmington, Delaware, holding Series 65 and Series 63 licenses and with 27 years of industry experience. He has worked with Primerica Advisors and Primerica Financial Services since 1998. His other business activities include the sale of investment-related products and home-related services through affiliated companies such as Primerica Mortgage, LLC and Primerica Client Services, Inc. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, corporate, and charitable clients. The firm offers advisory services through a large network of advisors and relies on model-delivery strategies managed by unaffiliated asset managers, with custody and trade execution supported by BNY Mellon Advisors and Pershing.

Steven Shimp Jr. is a financial advisor with Ameriprise who holds a Series 66 designation and has 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he co-owns Truecore LLC, a business managing his Ameriprise advisory practice. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Stephen Swofford is a financial advisor at Fisher Investments with 10 years of industry experience and holds a Series 65 designation. He has been with Fisher Investments since 2012. Outside of his advisory role, he is the owner of a holding company that has no active business operations. Fisher Investments serves a diverse global clientele, including institutional and private clients such as pension plans and high-net-worth individuals. The firm provides discretionary portfolio management using a centralized Investment Policy Committee that integrates quantitative and qualitative research, employing tax-aware and risk management strategies across multiple investment vehicles.

Maria Merced is a Series 66-licensed financial advisor with Ameriprise in Wilmington, Delaware, and has 18 years of industry experience. She has been with Ameriprise and its affiliated entity since 2011. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that address income, Social Security, and tax strategies. The firm combines research, modeling, and tax-efficiency analysis in a structured program delivered through a centralized consulting team alongside client advisors.

Jason Betz is a financial advisor with Ameriprise in Aston, PA, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Ameriprise and its affiliates since 1998. Outside of his advisory work, he is involved in live music performance through a separate company, JEB Productions. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations delivered in partnership with the advisor. The firm serves a broad institutional client base and offers a wide range of advisory, brokerage, and insurance solutions.

Peter Mayer is a Financial Consultant currently working at Fidelity Investments, where he has been employed since 2019. In this role, he collaborates with clients and their families to define financial goals and assist in creating sustainable financial plans. Prior to his current position, he served as a Planning Consultant at Fidelity Investments from 2019 to 2023. Before joining Fidelity, Peter worked as a Financial Analyst at Independence Square Advisors from 2016 to 2019. His professional experience spans financial analysis, planning, and consulting, enabling him to support clients in achieving their financial objectives. Outside of his professional work, Peter has interests in cooking and baking, fitness, golf, hiking, outdoor adventures, and reading.

Katherine Orth is a Series 66-licensed financial advisor with Ameriprise in Wilmington, DE, and has nine years of industry experience. She has been with Ameriprise and its affiliated entities since 2015. Outside of her advisory role, she is co-owner of Family First Legacy LLC and is involved with KMO LLC as a franchise advisor. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service focused on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendation reports tailored to clients’ income planning needs.

Marc Wilson is a financial advisor with Primerica Advisors in Newark, Delaware, holding Series 63 and Series 65 licenses and four years of industry experience. He has been with Primerica Advisors since 2021 and has worked in related roles at Primerica Financial Services since 2020. Outside of his advisory work, he has been involved with Imhotep Institute Charter High School since 2001. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure rather than fixed fees.

Julia Williams is a financial advisor with Fidelity Investments in Greenville, DE, holding Series 66 and Series 63 licenses and having three years of industry experience. Prior to joining Fidelity in 2025, she worked at Wells Fargo Clearing and Wells Fargo Bank, N.A., as well as The Vanguard Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including multi-manager and fund-of-funds structures. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and supports delegated management by sub-advisers.

Robert Billings is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 10 years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2019 and previously held positions at Morgan Stanley and Morgan Stanley Private Bank. He serves as a local board member for the Selective Service Administration. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering advisory services on a non-discretionary basis.

Timothy Fox is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. Prior to joining Cetera in 2026, he worked at PayPal for two years and spent over a decade with the Delaware Claims Processing Facility. Cetera Investment Advisers LLC serves a broad client base including individual investors, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform that includes both affiliated and third-party investment options.

Arash Ahmadpour is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at Wells Fargo Clearing since 2018 and was previously employed at the University of Delaware from 2014 to 2018. Outside of his advisory role, he holds power of attorney for his spouse. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services that include investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles, and it acts as an ERISA fiduciary when providing investment advice.

Nicole Brown is a Series 66-licensed financial advisor at Ameriprise in Wilmington, Delaware, with seven years of industry experience. She previously worked at the State of Delaware Department of Justice before joining Ameriprise in 2018. Outside of her advisory role, she volunteers with the Fund for Women, a Delaware-based organization focused on supporting women and girls. Ameriprise is a large institutional firm offering retirement-income planning services primarily for individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized retirement-income consulting team.

Matthew Mc Menamy is a financial advisor with Ameriprise in Garnet Valley, PA, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to deliver annual, non-discretionary recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Jennifer Hoey is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 30 years of experience in the financial services industry. She follows a holistic approach to wealth management, working closely with a diverse client base that includes corporate executives, farmers, teachers, business owners, and multi-generational families. Jennifer focuses on outlining both short- and long-term financial goals, developing tailored plans that address risk tolerance, cash flow needs, and comprehensive financial topics such as college and retirement savings, estate and legacy planning, insurance, charitable giving, and job transitions. Raised in a family of financial advisors, Jennifer has been with Merrill since 1991 and has cultivated a deep network within the firm to effectively address her clients' varied needs. She holds the CERTIFIED FINANCIAL PLANNER4 (CFP) certification, the Certified Private Wealth Advisor4 (CPWA) certification, and the Personal Investment Advisor (PIA) designation. Jennifer earned her bachelor's degree from Rosemont College with concentrations in English Literature, Philosophy, and French. Outside of her professional life, Jennifer is a lifelong equestrian competing in the mid-Atlantic region and wintering in Aiken, South Carolina. She is also an avid gardener dedicated to restoring native plants and trees on her property. Jennifer contributes to the community by mentoring local college juniors and seniors interested in financial careers. She has been recognized by Forbes on the "Top Women Wealth Advisors Best-in-State" list for 2024.

Elizabeth Darling is a financial advisor with Edward Jones in Oxford, PA, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones, she was involved in several symphony orchestras, including the Dubuque, Billings, and Lima Symphony Orchestras, and has experience outside finance in the hospitality and brewing industries. Edward Jones is a full-service wealth management firm serving millions of individual and institutional clients with a broad range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products.