Todd Martin is a CFP® with 20 years of experience in the financial services industry. He currently works at OSAIC and has prior experience with American Portfolios Financial Services Inc, Commonwealth Financial Network, and Videre Wealth Management. In addition to his advisory role, he is involved with Teacher Benefit Strategies, where he performs paraplanning and operational support tasks. OSAIC serves a diverse client base including individual, high-net-worth, pension, and corporate clients through a large network of financial advisers. The firm offers a range of investment advisory and brokerage services, utilizing asset-allocation tools and third-party solutions to manage portfolios across multiple asset classes.

John Mccoy II is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. His career includes over a decade at Securities America Advisors and Securities America, Inc., as well as running his own advisory business for 30 years prior to joining LPL Financial. He is also a commissioned notary in the state of Pennsylvania. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual investors, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and institutional solutions, providing both discretionary and non-discretionary portfolio management supported by model portfolios and research.

Sheila Stotler is a financial advisor with MassMutual Investors Services in Lancaster, PA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She previously worked at Brinker Capital Securities, Inc. for 21 years before joining MassMutual in 2021. Outside of her advisory role, she serves as an executor of an estate and works as a structured settlement insurance agent. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, using firm-approved software tools to support collaborative, annual planning engagements.

James Geosits II is a Series 66 licensed advisor with Merrill, where he has worked since 2019, bringing seven years of industry experience. Before joining Merrill, he spent three years at Bayshore Ford. Outside of financial advising, he is involved in entrepreneurial ventures including ownership in a soap manufacturing business and roles in consulting and buying and selling used vehicles. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, and institutional investors.

Michael Dieter is a financial advisor with LPL Financial in Lancaster, PA, holding a Series 66 designation and 23 years of industry experience. His prior experience includes roles at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing research from LPL and third-party subadvisors to support diversified investment strategies.

Peyton Reider is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors and in various roles outside finance, including at Mason Dixon Family Restaurant and C&S Towing and Recovery. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, offering non-discretionary, research-driven recommendations that incorporate tax efficiency and adaptive withdrawal strategies. The firm operates as a large institutional provider with a broad range of advisory, brokerage, and insurance solutions.

Jason Olsen is a financial advisor with LPL Financial holding a Series 66 designation and beginning his advisory career in 2024. His prior experience includes roles at WellSpan and NewDay USA, as well as work in the restaurant industry. He is currently associated with Gabriella Italian Restaurant in addition to his advisory role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and utilizes proprietary and third-party research to support diverse investment strategies.

Patrice Hoenninger is a CFP® credentialed financial advisor with 26 years of experience, currently with Raymond James Financial Services Advisors Inc. since 2009. Located in Lancaster, PA, she also serves as a financial advisor with Fulton Bank. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses, combining plan-level oversight with customizable investment options.

Tina Nicely is a Series 66-licensed financial advisor at Edward Jones in Mountville, PA, with three years of industry experience. She previously worked at Bank of America/Merrill for five years and has held roles outside financial services, including positions at Arizona Refrigeration Service Inc and Lularoe. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and tax-efficient solutions.

Anastasios Plevrakis is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined Merrill in 1999 following his graduation from Pennsylvania State University and has since focused his practice on portfolio construction and retirement planning. His approach involves developing personalized financial strategies tailored to each client's goals, emphasizing capital accumulation, retirement planning, and income distribution. Plevrakis holds the Chartered Retirement Planning Counselor™ (CRPC) designation earned in 2008, as well as the Personal Investment Advisor (PIA) credential. He collaborates with his clients' CPAs and attorneys to address income tax minimization and estate and inheritance tax considerations as part of a comprehensive retirement planning process. He maintains a commitment to providing ongoing counsel and service to enhance client relationships throughout retirement. Born and raised in Berks County, Pennsylvania, Plevrakis currently resides in Wernersville, PA, with his wife Allison and daughter Ariana. In addition to his professional work, he dedicates time to volunteering in the community. His personal interests include spending time with family, playing tennis, and traveling.

Christopher Ecker is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and previously worked for Prosper Mortgage Funding for 13 years. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from various sources.

David Bender is a financial advisor at Primerica Advisors with seven years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica since 2018. Outside of his advisory role, he is involved in sales of loan products and home-related services through affiliates of Primerica. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and separately managed account options to individual and high-net-worth clients, structured as a wrap-fee solution rather than institutional plan management.

Robert Balasavage is a financial advisor at Morgan Stanley with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2006. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning using structured processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Marie Martin is a financial advisor with Raymond James Financial in Lancaster, PA, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. She has worked at Raymond James Financial since 2009 and is also involved with Four Valleys Transport LLC. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored financial plans and a range of implementation options supported by extensive research and an affiliate network.

James Spanos is a Wealth Management Advisor with Merrill Lynch Wealth Management in Lancaster, PA, where he has been practicing since 2015. He focuses on developing financial strategies tailored for high-net-worth individuals and their families, emphasizing the importance of aligning investment decisions with clients’ life priorities and meaningful goals. His areas of expertise include executive compensation, equity compensation services, family wealth management, legacy planning, retirement income, tax minimization, and portfolio management services. James holds a Bachelor of Arts degree in finance and personal financial planning from Shippensburg University. He maintains series 7 and 66 FINRA registrations and is a certified Life, Health, Accident, and Annuities Insurance Producer. Additionally, he holds the CERTIFIED FINANCIAL PLANNER® (CFP) and Personal Investment Advisor (PIA) designations. James is actively involved in the local community through organizations such as Civitas and supports charitable causes including Relay for Life, Special Olympics, and the Vs. Cancer Foundation. Outside of his professional role, James participates in activities such as golfing, spending time with his family, and crossfit training. He lives in Lancaster with his wife, Samantha, their three children, and their dog.

Timothy Everett is a financial advisor at Edward Jones in Lancaster, PA, holding a Series 66 credential with 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment options supported by a large network of financial advisors and branch offices nationwide.

Peter Scudner is a Wealth Management Advisor and Portfolio Manager with extensive experience in financial services. Currently, he serves as Senior Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management, where he holds the Certified Investment Management Analyst® and Chartered Retirement Plan Specialist™ designations, as well as the Senior Retirement Benefit Consultant designation. Peter specializes in working with high-net-worth individuals, business owners, and their companies, focusing on portfolio management, succession planning, retirement planning, estate planning, and various investment strategies. With over 35 years of experience in the financial industry, Peter has held diverse roles on both the client and corporate management sides. He earned a bachelor's degree from The Catholic University of America, where he also served as Chairman of the Board of Regents. Peter's involvement in professional and community organizations includes past chairmanships and leadership roles such as Chairman of Triode Media Group Ltd., Trustee of the Pennsylvania College of Art & Design, past President of the North Museum of Natural History and Science Board of Directors, and past Chairman of USA Table Tennis's Board. Peter resides in Lancaster with his wife Terri and has three grown children working in the creative arts. His personal interests include photography, spending time with his family, and traveling.

Ethan Miller is a financial advisor with LPL Financial based in Wyomissing, PA. He holds a Series 66 designation and has two years of industry experience, including positions at Skyline Wealth Advisors and LPL Financial. Prior to entering the financial industry, he worked at Lowes Hardware and studied at West Chester University of Pennsylvania. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from multiple sources.

Thomas Nein is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He also serves as power of attorney for his mother. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Andrew Schall is a financial advisor with LPL Enterprise, holding a Series 66 designation and over 23 years of industry experience. He previously worked at Prudential Insurance Company of America and Cambridge Investment Research Advisors. Outside of his advisory role, he serves on the board of Calvary Church in Lancaster, PA, overseeing ministry and church operations. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management programs through an integrated platform.