Jacob Turley is a Financial Advisor at Merrill Lynch Wealth Management. He works with founders and families to pursue lasting wealth, create opportunities for future generations, and align their financial decisions with their priorities through personalized investment management and financial planning. Jacob leverages the banking capabilities of Bank of America and collaborates with specialists across banking and lending to address clients' comprehensive financial needs. Jacob holds a Bachelor's Degree in Finance from Brigham Young University and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He is proficient in both English and Spanish. His approach to client relationships is guided by integrity, trust, strategic thinking, and reliability. Outside of his professional responsibilities, Jacob enjoys traveling, skiing, playing pickleball, and spending time with his family. He is involved in community activities through the Boy Scouts of America and The Church of Jesus Christ of Latter-day Saints.

Justin Horne is a financial advisor with Wells Fargo Advisors in Lehi, Utah, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at Wells Fargo Clearing, E*TRADE Securities LLC, and FIDELITY Brokerage Services LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad planning menu and develops tailored recommendations using internal research and planning tools, with clients choosing how to implement these through brokerage or advisory programs.

Reese Gneiting serves as a Wealth Management Advisor at Merrill Lynch Wealth Management, where he is a partner on a team that develops tailored financial strategies for entrepreneurs, business owners, executives, and their families. He focuses on guiding clients to achieve their financial objectives through a transparent and disciplined process. His areas of expertise include executive compensation and equity awards, business sales and exit planning, portfolio management, retirement accumulation and income-planning strategies, lending through Bank of America, trust and estate planning services, and 401Ks and pension plans. Before joining Merrill Lynch in Las Vegas in 2014, Reese spent two years in Los Angeles as part of a wealth management team overseeing assets for high net worth clients including company founders, celebrities, professional athletes, and members of the Forbes 400 list. His professional experience also includes internships with Merrill, JPMorgan Private Bank, and Atlantic Trust. Reese earned his Bachelor of Science degree in Finance from Brigham Young University and holds the CERTIFIED FINANCIAL PLANNER (CFP) certification. He also holds designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional career, Reese enjoys basketball, volleyball, hiking, boating, and spending time with his wife and their three children. He is involved in the Salvation Army and is bilingual in English and Spanish.

Michael Garrett is a financial advisor with Raymond James & Associates holding a Series 66 designation. He has experience working at Tanner Capital Management and Brigham Young University and has been involved in an entrepreneurial venture, 3DPRNTZ, since 2017. Garrett is based in Provo, Utah, and has been with Raymond James since 2024. Raymond James & Associates is a dual-registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, pension plans, corporations, and government entities. The firm offers wealth advisory planning and investment consulting on a non-discretionary basis, with notable expertise in municipal and public finance serving state and municipal clients.

Joseph Naylor is a CFP® with one year of experience at LPL Financial. He previously worked at Dentist Advisors for six years and held roles at Desert Mutual Benefits Administrator and Brigham Young University. Outside of his advisory work, he is involved with Powell Naylor LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of advisers. The firm offers diversified advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by extensive research and model portfolios.

William Turley is a Series 66 licensed financial advisor with Merrill, based in Lehi, Utah. He has 19 years of industry experience, including 17 years at Merrill and concurrent affiliation with Bank of America. He serves as a board member of the Governors Economic Development Board in Utah. Merrill provides managed account services through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Samuel Pugh is a CFP® with four years of industry experience, currently with Mass Mutual Investors Services in Lehi, UT. He previously worked at Northwestern Mutual Investment Services LLC for six years. Outside of financial advising, he has been involved with Recapture Art since 2019. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved software and structured annual planning engagements.

Samuel Slaugh is a Series 66 licensed financial advisor at LPL Financial with three years of industry experience. He has held roles across multiple financial and tax-related entities, including Hourglass Financial and Tax Services LLC and Barber Tax Services. Outside of his advisory work, Slaugh has experience in teaching at Utah Valley University and involvement in other business ventures. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management strategies supported by in-house and third-party research.

Julianne Glasgow is a Financial Consultant at Fidelity Investments, a role she has held since 2022. She has been with Fidelity Investments since 2017, serving in various capacities including Investment Consultant, Relationship Manager, Financial Representative, and Investment Solutions Representative. Prior to joining Fidelity, she worked as a Wealth Manager at Parkland Securities from 2015 to 2017. Throughout her career, Julianne has developed expertise in financial planning and investment management. She focuses on partnering with clients to understand their short- and long-term financial goals and creating customized plans to meet their unique needs. Building strong relationships with clients and maintaining trust and reliability are central to her professional approach. Outside of her professional work, Julianne enjoys activities such as going to the beach, camping, skiing, and exploring food.

Brayden Holker is a Financial Consultant I at Fidelity Investments. In this role, he partners with clients to develop and implement strategies that support their financial goals, aiming to simplify the complexities of financial planning. Brayden has built his experience through several positions within Fidelity Investments since 2021, including Planning Consultant, Relationship Manager, Investment Solutions Representative, High Net Worth Service Associate, and Customer Relationship Advocate. Prior to this, he worked as a National New Accounts representative at Morgan Stanley from 2020 to 2021. He holds insurance licenses in Arkansas and California. Outside of his professional work, Brayden enjoys family activities, fishing, fitness, golf, and traveling.

RJ Roberts is a Planning Consultant at Fidelity Investments, where he currently partners with clients to assess their financial health and develop personalized strategies to meet their financial goals. He began his career with Fidelity in 2021 and has held various roles within the company, including Customer Relationship Advocate, High Net Worth Associate, Investment Solutions Representative, and Benefits and Planning Consultant. Throughout his tenure at Fidelity, RJ has gained experience in financial planning and investment solutions, working closely with clients to provide tailored advice. He holds insurance licenses in Arkansas and California.

Benjamin Torgersen is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has 15 years of industry experience and has previously worked at Morgan Stanley and E*TRADE Capital Management. Outside of his advisory role, he is an insurance broker and owner of Torgersen Wealth Management of Utah, Inc. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm provides annual, collaborative planning engagements using firm-approved tools, with optional implementation of recommendations through separate arrangements.

Tiffani Hamilton is a financial advisor with LPL Financial in Riverton, UT, holding a Series 66 designation and bringing 13 years of industry experience. Her career includes roles at Wells Fargo Bank NA, Wells Fargo Advisors LLC, and Wells Fargo Clearing before joining LPL Financial and Mountain American Credit Union in 2019. Outside of advising, she is involved in a family business related to metals and serves as a product advocate for Melaleuca, helping families purchase all-natural products. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by research and a variety of portfolio management options.

Tyler Evans is a financial advisor with Merrill in Highland, Utah, holding Series 63 and Series 66 licenses with two years of industry experience. His prior work includes roles at Bank of America, Morgan Stanley, and Etrade from Morgan Stanley. Outside of finance, he owns a t-shirt design and sales business and provides voice acting services. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, providing model-based and discretionary investment strategies for a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Robert Pack is a financial advisor with Morgan Stanley, holding a Series 66 designation and 28 years of industry experience. His career includes roles at Merrill and Bank of America before joining Morgan Stanley Smith Barney in 2022. Outside of his advisory work, he is involved in a real estate venture as a rental property owner. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeled outcomes through the Global Investment Committee’s estimates and Monte Carlo simulations.

Jeffrey Rasband is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in creating personalized financial strategies tailored to clients' unique goals, focusing on areas such as divorce transition planning, family wealth management, legacy planning, retirement income, and philanthropic planning. Mr. Rasband holds a Bachelor's Degree from Brigham Young University and has earned several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His approach centers on working one-on-one with clients to develop customized strategies aimed at pursuing their long-term objectives. He has a history of community involvement, including serving as the former Wasatch Chapter Chair for the Mule Deer Foundation from 2007 to 2017 and participating with the Midway Boosters. Jeffrey applies the Merrill tradition of engagement by volunteering with local organizations.

Carter Moffitt is a Financial Advisor affiliated with Merrill Lynch Wealth Management. He works with individuals and families to navigate important financial decisions, focusing on areas such as executive compensation, family wealth management strategies, investment consulting for defined contribution plans, liquidity management, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Carter is a CERTIFIED FINANCIAL PLANNER (CFP) and holds the Personal Investment Advisor (PIA) designation. He earned a Bachelor's Degree from Utah Valley University. His approach centers on understanding each client's unique financial situation and developing personalized strategies that adapt as their needs evolve. He emphasizes ongoing guidance and support to help clients stay aligned with their long-term financial goals. Outside of his professional work, Carter enjoys outdoor activities such as bowling, camping, fishing, golfing, hiking, pickleball, tennis, and traveling. He values spending time with his family and is known as a husband and dog dad.

Christian Covey is a financial advisor with LPL Financial in Orem, UT, holding Series 65 and Series 66 licenses and six years of industry experience. He has worked at several firms including Merrill Financial Associates, Commonwealth Financial Network, and Corient Capital Partners. Outside of his advisory role, he is involved with Tamarack Management Holdings LLC for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management and incorporating model portfolios and research from multiple sources.

Bennett Hullinger is a Financial Advisor with The Hullinger Group, operating within Merrill Lynch Wealth Management. He joined the firm in 2026 following over eight years of experience in the construction materials industry. Bennett holds a degree in Construction Management from Utah Valley University. Bennett specializes in working with individuals, families, and business owners to assist them in making informed financial decisions and achieving their long-term goals. He leverages his background in problem-solving and client relationships to simplify complex financial matters, focusing on growing and preserving clients' wealth and protecting their lifestyles. He holds the professional designation of Personal Investment Advisor (PIA). Outside of his professional role, Bennett enjoys sports and spending time with his wife, Sheridan, and their two children.

Jaci Anderson is a financial advisor with Wells Fargo Advisors in Lehi, Utah, holding a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo Advisors in 2023, she worked at Brainstorm Inc. and has experience at Brigham Young University. Outside of finance, she is an administrative assistant at Everybody Tattoo Studio. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment options, using proprietary research and tools to develop tailored recommendations.