Michael Ball is a CFP® professional affiliated with Focus Partners Wealth, LLC, with 26 years of industry experience. His prior roles include positions at Kovitz Investment Group Partners, Transform Wealth, and Weatherstone Capital Management. Outside of his advisory work, he is involved in managing a residential real estate business. Focus Partners Wealth serves high-net-worth individuals, families, family offices, corporate, and institutional clients with a broad range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that incorporates both active and passive strategies within an enhanced open architecture framework.

Gregory Merrill is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His career includes over a decade at Northwestern Mutual and current involvement with Merrill Financial Associates. He is also a member and owner of MAM-GSM, LLC, a private entity related to family assets. Commonwealth Financial Network serves a national network of approximately 2,900 advisors and manages over $212 billion in client assets. The firm provides a broad adviser-support platform including managed-account programs, access to third-party managers, retirement consulting, and custody services.

Andrew Flanders is a financial advisor at Foundations Investment Advisors LLC with a Series 65 license and one year of industry experience. His prior work includes roles at Stauffer Retirement Planning, Tandem Ventures, and Brigham Young University. Foundations Investment Advisors, LLC provides financial planning and portfolio management services to a broad client base, including individual, high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm uses model portfolios and an asymmetric rebalancing approach, combining fundamental, technical, and cyclical analysis, and often employs third-party sub-advisers and custodians such as Schwab, Fidelity, and Pershing.

Jordan Palmer is a financial advisor at Independent Financial Group, LLC with nine years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at firms including LPL Financial, CUSO Financial Services, and Prudential Insurance Company of America. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, corporate plans, and charitable organizations. The firm utilizes a combination of firm- and third-party models, strategic asset allocation, and ongoing portfolio monitoring to develop tailored investment strategies.

Logan Avery is a financial advisor at Sanctuary Advisors, LLC with a Series 66 designation and less than one year of industry experience. His prior work includes roles at Sanctuary Securities, Inc., TomiPlan, and Brigham Young University. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm supports a network of over 400 independent adviser representatives who offer portfolio management, financial planning, retirement consulting, and other services through various account types and investment strategies.

Phillip Barbaria is a financial advisor at Principal Financial Services with 29 years of industry experience. He holds Series 63 and Series 66 designations and has been with Principal-affiliated firms since 2007. Outside of his advisory work, he owns a rental property managed by a third party. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm’s advisory offerings include direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Austin Fields is a Series 65-licensed financial advisor with six years of industry experience. He is currently with Sequoia Financial Group, L.L.C. and has previously worked at Eide Bailly Financial Services and Eide Bailly Advisors. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan advisory services to a diverse client base including individuals, family offices, corporations, and charitable organizations. The firm combines model and custom portfolio management with research-driven allocation strategies, and it offers a range of services such as private fund management and trustee support.

Nathan Anderson is a financial advisor with Osaic Advisory Services, LLC, holding a Series 66 credential and three years of industry experience. Prior to joining Osaic, he worked at Cetera Wealth Services, LLC and Renaissance Financial. Anderson has also been involved with Utah State University’s Center for Entrepreneurship. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and public entities. The firm offers a range of services including investment management, financial planning, and retirement plan consulting through multiple program models, utilizing both proprietary and third-party platforms.

Samuel Nielson is a financial advisor at Key Investment Services LLC with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Valic Financial Advisors, CapitalRock LLC, and MWA Financial Services Inc. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm utilizes a multi-provider platform with discretionary and non-discretionary model portfolios and integrates services from KeyCorp affiliates, including investment-banking and municipal advisory capabilities.

Preston Bailey is a financial professional with one year of industry experience, currently affiliated with Osaic Advisory Services, LLC. He holds a Series 66 designation and has worked at several firms including Cetera and Renaissance Financial. Outside of his advisory role, he is a limited partner in a family cattle grazing ranch. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base that includes individuals, pension plans, corporations, and charitable organizations. The firm provides a range of services such as investment management, financial planning, and retirement plan consulting, utilizing multiple program models and both proprietary and third-party platforms for portfolio management.

Barrett Vaughan is a Series 66-licensed financial advisor with five years of industry experience. He is currently with Empower Advisory Group, joining in 2026 after prior roles at E*Trade Securities and Morgan Stanley. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as retail brokerage clients, using an integrated model aligned with Empower’s administrative platforms.

Reuben Rowley is a CFP® professional with six years of experience, currently affiliated with Eagle Strategies (a New York Life company). He has held roles at Mountain Sage Financial, LLC and NYLIFE Securities LLC, among others. In addition to his advisory work, he owns a business that brokers non-registered insurance products. Eagle Strategies serves individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm emphasizes tailored solutions across multiple program types and manages a significant portion of assets on a non-discretionary basis.

Steven Kingrey is a financial advisor with Transamerica Financial Advisors holding Series 63 and Series 65 licenses and has two years of industry experience. Prior to joining Transamerica, he was affiliated with World Financial Group, Inc. Since 2025, he has also worked as a CrossFit coach and trainer at Rock Canyon CrossFit. Transamerica Financial Advisors, LLC serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations. The firm delivers services through a large advisor network using model portfolios and third-party managers, with approximately $1.7 billion in regulatory assets under management.

Kenneth Gibson is a financial advisor at Integrity Alliance, LLC with 42 years of industry experience. He holds the ChFC® and Series 66 designations. Gibson has held roles at Visionlink Financial Advisors, Inc., The VisionLink Advisory Group, Inc., M HOLDINGS SECURITIES, Inc., and Lion Street Financial. He also serves as Senior Vice President at The Visionlink Advisory Group, where he consults for middle market businesses and manages marketing activities. Integrity Alliance is a large advisor network serving individual investors, corporations, and qualified retirement plans. The firm offers a range of portfolio management and financial planning services through various platforms and employs diverse investment approaches including strategic, tactical, and adaptive allocation.

Mitchell Simkins is a financial advisor at Farther with 18 years of industry experience. He holds a Series 66 designation and has worked at Farther Finance Advisors since 2023. His prior experience includes roles at Goldman Sachs Personal Financial Management and Miller Financial Inc. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke allocations and proprietary algorithmic model portfolios, focusing primarily on ETFs, mutual funds, individual equities, and fixed income.

Andrew Wellner is a financial advisor with Transamerica Financial Advisors in Orem, Utah, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He is also involved in several business ventures, including ownership of Oakleaf Farms LLC, which is engaged in honey production. Transamerica Financial Advisors serves a broad client base with investment advisory, brokerage, and retirement-plan services. The firm primarily uses model portfolios and third-party managers to implement its advisory approach and supports a large advisor network through multiple program platforms.

Garrett Niles is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Creative Planning. His prior roles include positions at Lido Advisors, Morgan Stanley Private Bank, Morgan Stanley, and E*TRADE Capital Management. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, and corporations. The firm employs a financial-planning-led investment approach emphasizing low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in client assets.

Marshall Nielson is a financial advisor with Transamerica Financial Advisors in Orem, UT, holding Series 63 and Series 65 credentials and possessing nine years of industry experience. His background includes roles in direct sales and property management, including leadership in door-to-door sales for home improvement projects and sports equipment sales. He co-owns a property management business as well. Transamerica Financial Advisors serves a diverse client base ranging from individual investors to corporations, offering both advisory and broker-dealer services. The firm provides a mix of proprietary and third-party investment models with discretionary and non-discretionary options, managing over $2 billion in assets as of the end of 2025.

Jayci Jolley is a financial advisor at J. W. Cole Advisors, Inc. She holds a Series 66 designation and has been with J.W. Cole Financial since 2024. Prior to her advisory role, she has diverse experience including positions in education and healthcare, and she has operated Jo Jewelry since 2019. J.W. Cole Advisors operates a large network of independent advisors and offers a range of services including portfolio management, financial planning, retirement plan services, and access to multiple investment platforms for individual, high-net-worth, and institutional clients.

David Anderson is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His career includes roles at Integrated Trust Systems and involvement with several entrepreneurial ventures, including Salt Hydration and Wellness, where he serves as a licensed physician providing medical education and consultations. He is also a member of DA Anderson LLC, a family-owned holding company. Transamerica Financial Advisors, LLC serves a diverse client base including individual investors, retirement plans, trusts, and businesses. The firm delivers advisory services through a large network of advisors using model portfolios and third-party managers, supported by multiple program platforms such as Transamerica ONE and TFA365.