Kevin Willett is a financial advisor at Oppenheimer with 36 years of industry experience. He has been with Oppenheimer since 2005 and previously worked at Morgan Stanley DW Inc. from 2002 to 2005. He holds Series 63 and Series 65 designations. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a broad range of advisory programs delivered on discretionary and non-discretionary bases, with services spanning equity, balanced, and fixed-income portfolios using strategic and tactical asset allocation, manager selection, and portfolio reviews.

Craig Jantz is a financial advisor at Oppenheimer with 41 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Prudential Insurance Company of America and Merrill. Jantz is based in Red Bank, NJ. Oppenheimer serves individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs through a variety of advisory programs that include discretionary and non-discretionary services. The firm offers equity, balanced, and fixed-income portfolios with strategic asset allocation, manager selection, and consulting services.

Margaret Antoniello is a financial advisor with Equity Services, Inc. in Red Bank, NJ, holding a Series 63 credential and over 22 years of industry experience. She has been with Equity Services and National Life Group since 2011. Antoniello is involved in nonprofit activities, including volunteering and committee work with the American Cancer Society and mentoring students at Saint Joseph’s University. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, often utilizing third-party asset managers and model portfolios, combining long-term investment strategies with options for shorter-term trading and specialized instruments.

Chirag Savalia is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Red Bank, NJ, holding a Series 66 license and having 12 years of industry experience. He has worked at Equity Services since 2016 and is also a founding partner and chief strategist at Afton Financial Group. Equity Services, Inc. provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and utilizes third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading.

Michael Keating is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Schwab Wealth Advisory and Charles Schwab & Co., Inc. in 2025, he spent 17 years at BlackRock. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem and delivers advice through standardized asset allocation models and research tools, with final investment decisions made by clients.

Daniel Criscuolo is a CFP® professional at Wealth Enhancement Advisory Services, LLC with four years of industry experience. He has worked at firms including LPL Financial LLC and Raymond James Financial Services prior to joining Wealth Enhancement Advisory Services. Criscuolo’s background also includes roles outside finance, such as employment with Buffalo Wild Wings and involvement in apparel retail. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and managed account referrals for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and uses a diversified, risk-class based investment approach that combines passive and active management with quantitative, momentum, and fundamental analysis.

Robert Althoff is a registered representative with HSBC Securities (USA) Inc. in Brooklyn, NY, holding Series 66 and Series 63 licenses with 20 years of industry experience. He has been with HSBC Securities and HSBC Bank USA since 2007. Outside of his advisory role, he is the president and owner of Long Drive Appraisals Corp., a company that appraises vehicle damage following accidents. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering client-directed and discretionary portfolio options. The firm’s investment approach combines strategic and tactical asset allocation with ongoing fund due diligence and utilizes multiple affiliated service providers for advisory, fund selection, and custody functions.

Justin Pagan is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with Citigroup since 2015. Outside of his advisory role, he serves as Marketing Manager for Jade Management Services LLC, a medical management company focused on cosmetic medical services. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm’s scale and market roles include in-house research, derivatives and futures services, and bespoke solutions for large clients.

Damon Gruss is a financial advisor with Primerica Advisors and holds Series 63 and Series 65 licenses. He has 25 years of industry experience, including roles at Park Avenue Securities LLC and Guardian Life Insurance Company of America since 2001. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers brokerage and advisory services, financial planning, and consulting, utilizing a range of proprietary and third-party investment strategies across various account types.

John Aiello is a financial advisor with HSBC Securities (USA) Inc. in Brooklyn, NY, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has worked with various HSBC entities since 2011, including HSBC Bank USA, National Association, and HSBC Securities USA, Inc. Outside of his advisory role, he owns investment properties and manages Aiello Properties LLC, which is set up for future property investments. HSBC Securities (USA) Inc. offers managed account programs serving individuals, retirement accounts, charities, and corporations through client-directed and discretionary portfolios. The firm’s investment process incorporates strategic and tactical asset allocation supported by HSBC Global Asset Management and includes a range of operational features such as an Offshore Spectrum program and the use of affiliated and third-party providers for advisory and administrative services.

Justin Paine is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has held positions at Metropolitan Life Insurance Company and Mass Mutual Investors Services and has been with Equity Services since 2017. Paine is also involved in providing health, life, and property & casualty insurance solutions through his own firm, DFP LLC, and serves as a broker and consultant for insurance products. Equity Services, Inc. offers financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm operates as both a broker-dealer and SEC-registered investment adviser, utilizing multiple advisory platforms and third-party asset managers to implement primarily long-term investment strategies alongside options for shorter-term trading.

Rafael Garcia Filpo is a financial advisor at Citizens Securities, Inc. with two years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. Outside of his advisory role, he is involved with Human Care LLC. Citizens Securities serves individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides both digital advisory portfolios and managed accounts, operating as a broker-dealer and insurance agency under full ownership of Citizens Bank, N.A.

Sally Klinger Rogers is a financial advisor with Eagle Strategies (NY Life) holding the ChFC® designation and Series 63 license. She has 43 years of industry experience and has been affiliated with New York Life Insurance Company since 1979 and NYLife Securities Inc. since 1982. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a network of affiliated investment adviser representatives. The firm focuses on tailored recommendations and manages a substantial portion of its regulatory assets on a non-discretionary basis.

Robert Knoll is a financial advisor with Commonwealth Financial Network holding the ChFC® and Series 63 designations and 27 years of industry experience. Before joining Commonwealth in 2021, he worked at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities. He is co-owner of Reilly Financial Group, LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing about $212.7 billion in client assets. The firm provides a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and a variety of investment products.

Michael Marino is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Red Bank, NJ, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at National Life Insurance Company and Equity Services, Inc. since 2015. In addition to his advisory work, Marino is involved in educating professionals and municipal employees on retirement portfolios and insurance products through roles with several pension and insurance education organizations. Equity Services, Inc. provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm operates as both a broker-dealer and SEC-registered investment adviser, offering various advisory platforms that include both discretionary and non-discretionary management, often utilizing third-party asset managers and model portfolios.

James Glass is a financial advisor at Equity Services, Inc. with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including J.P. Morgan Securities, Santander Securities, Merrill, and Bank of America. He is also involved with Integrated Financial Concepts LLC/National Life Insurance Co. as a broker agent for insurance sales. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that blend long-term strategies with options for shorter-term trading and specialized instruments.

Michael Koutsoudakis is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His prior roles include positions at Paulson Investment Advisors LLC, Paulson Investment Company, LLC, and Morgan Stanley. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage account holders. The firm’s approach integrates financial planning with recordkeeping and administrative platforms, emphasizing long-term portfolio returns and client savings rates.

Colin Gaven is a financial advisor at Commonwealth Financial Network with Series 63 and Series 65 licenses and three years of industry experience. His prior roles include positions at Rosenblatt Securities and Merrill Lynch. Outside of advising, he is involved in fixed insurance sales. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients through a range of advisory programs and services. The firm provides operations, technology, investment management, and compliance support, enabling advisors to offer customized portfolio solutions under Commonwealth’s supervision.

Anthony Dibisceglie is a financial advisor at Citigroup Global Markets with 16 years of industry experience. He has been with Citigroup Global Markets Inc. since 2013 and holds Series 63 and Series 65 licenses. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with notable institutional scale and unique market roles.

Meyer Laniado is a financial advisor at Guardian Life with eight years of industry experience and holds a Series 66 designation. He has worked primarily with Park Avenue Securities and The Guardian Life Insurance Company of America throughout his career. In addition to his advisory role, he provides fee-based consulting for business and estate planning through ValMax Consulting. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers a range of brokerage services, financial planning, retirement plan consulting, and investment advisory programs including discretionary and non-discretionary management utilizing both in-house and third-party models.