Justin Pattishall is a financial advisor with Mass Mutual Investors Services in Allentown, PA, holding Series 63 and Series 66 licenses and having 22 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has been associated with MetLife Securities and METLIFE since 2003. Pattishall is also the managing member of Pattishall Wealth Partners, LLC, an investment advisory firm. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, providing collaborative, annual financial planning engagements using firm-approved software without discretionary investment authority.

Sarah Werner is a financial advisor with Wells Fargo Clearing in Philadelphia, PA, holding a Series 63 designation and seven years of industry experience. She has worked at Wells Fargo Clearing since 2018 and was previously with National Brokers of America from 2015 to 2018. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven process incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

James Brignall is a financial advisor with Ameriprise in Wyomissing, PA, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2010. Outside of his advisory role, he serves as COO of KSP MLS LLC, where he is involved in hiring, payroll, financial planning, and leadership. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement who meet specific asset criteria, combining research and modeling with tax-efficient strategies. The firm provides a range of advisory, brokerage, and insurance solutions through its large institutional platform.

Daryl Peregrin is a financial advisor with Wells Fargo Clearing in Bethlehem, PA, holding Series 63 and Series 65 designations and bringing 21 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kenneth Gallagher Sr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has worked with Linsco / Private Ledger Corp. since 1999. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Paul Curcio II is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Santander Securities, Santander Bank, and Citizens Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Susan Kershner is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wachovia Bank, N.A. Outside of her advisory role, she serves as the financial secretary for the Allentown Swimming & Boating Club. Wells Fargo Clearing provides retirement plan consulting services for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.

Kirstan Ulrich is a financial advisor at LPL Financial with 29 years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at Waddell & Reed, Inc. for 25 years. Ulrich has also been involved with Treeview Partners LLC and served at Trinity Lutheran Church for over a decade. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers financial planning, advisory programs, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Jay Moyer is a financial advisor at Osaic Wealth, Inc. with 34 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to joining Osaic in 2024, he worked for American Portfolios Financial Services, Inc. for 20 years. Outside of advising, he serves as president and board member of the Congregation Shomrei Habrith, a religious organization. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage, advisory services, and access to third-party money managers. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary portfolio management across multiple investment types.

David Doll is a financial advisor with Edward Jones in Hamburg, PA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Keystone Brokerage, Inc. since 1996 and Kye Investor Services since 1995. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, and manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors.

Ronald Centofanti is a financial advisor at Fidelity with 27 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at The Vanguard Group for 29 years. His background also includes a role as an independent real estate contractor with Keller Williams Realty Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios.

Raymond Shive II is a financial advisor with Mass Mutual Investors Services. He holds a Series 66 designation and began his financial services career in 2024. Prior to this, he held roles outside finance, including leadership in music education and worship team direction at a church. He currently serves as a worship team leader, selecting music and organizing volunteer musicians for weekly church services. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers annual collaborative planning relationships using firm-approved analytical tools and focuses on recommending investment strategies rather than specific products.

Lawrence Lubas is a financial advisor with LPL Enterprise who holds Series 63 and Series 65 designations and has 33 years of industry experience. He worked at Pruco Securities Corporation for 31 years before joining LPL Enterprise in 2024. Outside of his advisory role, he has part-time employment providing maintenance services at a golf course and serving as a beverage vendor at local venues. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and various brokerage and insurance products via an integrated platform.

Stephen Bealer is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has worked since 2003. He holds a Bachelor's degree in Finance and Religion from Susquehanna University. Stephen's professional designations include Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), Personal Investment Advisor (PIA), and Sports & Entertainment (SE). Stephen specializes in retirement income planning and portfolio management. He begins each client relationship by thoroughly understanding their resources, lifestyles, and goals related to wealth, family, and business. This approach allows him to develop customized and disciplined strategies tailored to help clients achieve their long-term objectives. His areas of expertise also include executive compensation, equity compensation services, family wealth management strategies, institutional and corporate benefit services, services for defined benefit plans, investment consulting for defined contribution plans, portfolio management services, sports and entertainment, individual and corporate investment strategy, and tax minimization. Stephen has received recognition from several industry publications, including being named to Barron's Top 1,200 Financial Advisors from 2017 to 2025, Financial Planning's Top 40 Advisors Under 40 from 2017 to 2021, and Forbes/SHOOK's ranking of America's Top 500 Next-Generation Wealth Advisors in 2017. Outside of his professional work, Stephen volunteers with Hope International. He enjoys recreational soccer, international travel, and is a fan of the Philadelphia Phillies and 76ers.

Bruce Gross is a financial advisor with Wells Fargo Clearing in Wyomissing, PA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he receives renewal income from a small book of property and casualty insurance business through his insurance agency. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, including investment recommendations across a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Julie Shickel is a CFP® professional at OSAIC with 28 years of industry experience. She previously worked at Woodbury Financial Services for 14 years before joining OSAIC in 2024. Outside of her advisory role, she sells homeowners and auto insurance and manages fixed annuities, term life, disability, and long-term care insurance products. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services, financial planning, and access to various investment platforms and third-party money managers. The firm utilizes asset-allocation tools and automated rebalancing to construct portfolios including stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Amie Wanner is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. She worked for over two decades at Boscov's Department Stores before joining LPL Financial in 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Eric Gradwohl is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a large institutional firm serving a broad client base with comprehensive financial services and investment solutions.

Kathryn Martin is a financial advisor with Morgan Stanley in Wyomissing, PA, holding a Series 66 designation and bringing five years of industry experience. Her prior roles include positions at Cambridge Investment Research Advisors and Northwestern Mutual, as well as an eight-year tenure at Merrill Lynch. She serves as president of LeTip of Mechanicsburg, a local networking group. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery conversations and firm-approved planning tools to support financial planning.

Mary Mai is a financial advisor with Wells Fargo Clearing in Bethlehem, PA, holding a Series 66 designation and 21 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wachovia Bank and Wells Fargo Advisors. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.