Tajai Smith is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds the Series 66 designation and has worked previously at Morgan Stanley Private Bank, N.A., Prudential Insurance Company of America, Mass Mutual, and Transamerica Agency Network. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven, grounded in modern portfolio theory, and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Matthew Patterson is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 21 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2004. Outside of his advisory role, he is a co-owner of Klock & Patterson LLC, a business involved in the ownership and operation of commercial real estate in Allentown, Pennsylvania. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses and written recommendations across a range of financial planning topics, while keeping planning and managed-account services distinct.

Christopher Schrampf is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Malz is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Morgan Stanley since 2009 and has worked with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Daniel Magill is a financial advisor with Wells Fargo Advisors who holds a Series 66 designation and has 18 years of industry experience. His prior work includes roles at Macquarie Investment Management Business Trust and Delaware Investments. He is based in Allentown, Pennsylvania. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business-owner transitions, sports and entertainment, special-needs, and divorce planning.

Janelle Hendershot is a financial advisor with LPL Financial in Nazareth, PA, holding a Series 66 designation and 8 years of industry experience. She has been with LPL Financial and One Financial Services since 2012. Outside of her advisory role, she is a licensed notary in Pennsylvania and is involved with Emilio J. Morrone, LLC, a tax preparation and accounting firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, institutions, and banks. The firm offers a range of financial planning and portfolio management services supported by research, third-party managers, and technology tools.

Samantha Prusia is a financial professional with seven years of industry experience, currently affiliated with Cetera. She holds the Series 66 designation and has worked at multiple firms including Cetera Advisors and First Allied Securities. Prusia also operates EM Winters Financial Services, a financial services business. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with both discretionary and non-discretionary program options.

Anthony Barber is a financial advisor with Ameriprise in Orefield, PA, holding a Series 66 designation and 10 years of industry experience. He has been with Ameriprise and its related entities since 2015. Outside of his advisory work, Barber serves as Treasurer for the Women in the Outdoors chapter of the National Wild Turkey Federation and is President of the Jerry Zimmerman Memorial Chapter of the same organization. Ameriprise is an institutional firm serving clients with a focus on retirement-income planning, offering a range of advisory, brokerage, and insurance solutions. Its Premier Retirement Income service provides tailored, non-discretionary recommendations that incorporate research, modeling, and tax-efficiency analysis for clients meeting specific asset criteria.

Joseph Brita is a financial advisor at Osaic with 44 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Osaic since 2018. Prior to that, he spent 25 years at Signator Investors, Inc. and John Hancock Mutual Life Insurance Co. He is a partner at Quantum Financial Management, an LLC involved in securities sales, marketing, and investment advisory services. Osaic Wealth, Inc. serves retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm employs asset allocation tools and automated rebalancing to construct diversified portfolios, with accounts managed on discretionary or non-discretionary bases and supports various advisory platforms including third-party services such as Envestnet and SEI.

Erin Estes is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and three years of industry experience. She has been with Wells Fargo Clearing since 2023 and has worked at Wells Fargo Bank, N.A. since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Michelle Geddes is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 15 years of industry experience. She has been affiliated with Cetera and its related entities since 2010 and currently is also associated with Febbo Wealth Management. Outside of her advisory work, she operates a tax and accounting business serving local clients. Cetera Investment Advisers LLC serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers various portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary strategies.

Kristin Delong is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 15 years of industry experience. She previously worked at Bank of America and Merrill before joining her current firm in 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, pension plans, and charitable organizations. The firm provides financial planning and consulting services with mostly non-discretionary relationships, utilizing a range of portfolio management styles and affiliated research.

David Green is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for five years before joining Wells Fargo in 2017. Outside of his advisory role, he co-owns a farm business and serves as a junior high assistant football coach in the Wayne Highlands School District. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of financial products such as insurance-related vehicles and bank deposit sweep options.

William Bradford Jr. is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with Equitable Advisors since 1999 and was previously associated with AXA Advisors, LLC. In addition to his advisory role, he is involved in an outside insurance brokerage business. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and a range of asset-management programs. The firm’s advisory approach includes matching clients to program models or discretionary managers, often through third-party sponsors, and provides ERISA fiduciary services for qualified plans.

Mary Mugambi is a financial advisor with Morgan Stanley in Allentown, PA, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. Her career includes a decade with Wells Fargo Clearing and various related Wells Fargo entities prior to joining Morgan Stanley in 2026. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning approach supported by advanced modeling tools.

John Rimm is a ChFC® credentialed advisor with 33 years of industry experience, currently affiliated with OSAIC since 2018. He previously worked for 25 years at Signator Investors, Inc. In addition to his advisory role, he is a senior partner at Quantum Financial Management and Fixed Insurance, LLC, involved in the sales and marketing of securities, investment advisory, and fixed annuity products. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers through multiple platforms. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to construct portfolios across various asset classes for discretionary or non-discretionary management.

James Szczepaniak is a financial advisor at Equitable Advisors with 29 years of industry experience. He has held the Series 63 and Series 66 designations and has been with Equitable Advisors since 2001. Szczepaniak also operates The Rockland Group - Wealth Management, LLC as an additional business venture. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs primarily through a network of Investment Adviser Representatives and third-party asset managers.

George Naef is a Financial Advisor with Merrill Lynch Wealth Management, serving the Lehigh Valley since 2019. In his role, he works primarily with business owners, real estate investors, retirees, and families preparing for or in retirement, focusing on helping clients navigate important financial decisions related to retirement, estate planning, and wealth management. George's expertise includes retirement income, legacy planning, tax minimization, family wealth management strategies, and education planning. As a CERTIFIED FINANCIAL PLANNER (CFP) and CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), he helps clients develop coordinated financial strategies tailored to their individual goals. He holds a bachelor's degree from Bloomsburg University of Pennsylvania. George is active in his community, involved with organizations such as the Allentown Rotary, Habitat for Humanity, AGAPE, and the Salvation Army, serving in leadership roles including Program Committee Chair and board member of the Allentown Rotary.

Gabriel Micca is a Series 66-licensed financial advisor with Mass Mutual Investors Services in Allentown, PA, where he has worked since 2017. He has nine years of industry experience, including prior work at MSI Financial Services Inc and Massachusetts Mutual Life Insurance Company. Before entering financial services, he was employed at Chrome Lounge and attended Penn State University. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual planning engagements using firm-approved software, with a focus on recommending investment categories and strategies rather than specific products.

Richard Gerhart Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for 14 years before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process is grounded in modern portfolio theory and includes a broader set of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.