Nicholas Garofalo is a financial advisor at GWN Securities Inc. with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Nationwide Financial, NSLLC, and New York Life. He is also an insurance agent specializing in fixed life and annuities, disability insurance, long-term care insurance, and group insurance benefits. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 client accounts and offers a range of managed-account programs, including SMA, UMA, and fund-strategist options on the Fidelity-supported FMAX platform.

Alexandra Benas is a financial advisor at Hightower Advisors with seven years of industry experience. She holds a Series 66 designation and previously worked at Citigroup and Wells Fargo. Benas is based in Westport, CT. Hightower Advisors provides investment advisory and planning services to a wide range of individual and institutional clients. The firm’s approach includes multi-manager solutions and discretionary and non-discretionary portfolio management, with access to proprietary research and a variety of investment vehicles.

Brian Flanagan is a financial advisor with OSAIC Institutions, INC., holding a Series 66 designation and having three years of industry experience. His work history includes roles at Infinex Investments, Milford Bank, Total Wine & More, and involvement with Quinnipiac University and local community organizations. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, wrap programs, and access to alternative investments and lending solutions, operating under a hybrid adviser/broker-dealer model with both discretionary and non-discretionary client accounts.

Sarah Beyrich is a CFA® charterholder and holds a Series 65 license with seven years of industry experience. She has worked at Focus Partners Wealth, LLC since 2025 and previously spent eight years at Jackson, Grant Investment Advisers. Beyrich serves as a paid trustee on three related trusts for family friends, overseeing portfolio managers without initiating investment decisions. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, family offices, retirement plans, institutions, and businesses. The firm employs a long-term, tax- and fee-sensitive investment approach within an enhanced open architecture framework that combines active and passive strategies and offers a range of specialized investment products and legacy programs.

Robert Kinnie is a financial advisor at Mercer Global Advisors Inc. with 17 years of industry experience. He holds a Series 66 designation and has previously worked at firms including Napatree Capital LLC, Willmington Trust, and People's United Advisors, Inc. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory services and comprehensive financial, tax, retirement, and estate planning. The firm’s investment approach is based on Modern Portfolio Theory, utilizing globally diversified portfolios with multi-factor tilts and a range of investment vehicles such as low-cost ETFs, index funds, separate account managers, and private funds.

Jason Wein is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has been with Hornor, Townsend & Kent since 2010 and also works with Penn Mutual Life Insurance Company. Outside of his advisory role, Wein serves as treasurer for the Bethel Bombers, a nonprofit youth baseball organization, where he is involved in scheduling, coaching, and fundraising. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and emphasizing client-directed implementation and oversight. The firm manages a majority of its client assets on a non-discretionary basis and offers a range of financial planning and retirement plan consulting services.

Robert Gibson is a CFA® charterholder with 15 years of industry experience. He is currently affiliated with Guardian Life and Park Avenue Securities, having previously worked at Northwestern Mutual and various advisory firms. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, retirement plan consulting, and investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients. The firm offers a mix of proprietary and third-party models and features a hybrid digital advisory solution called VestWise™.

Mark Kirby is a financial advisor at Oppenheimer with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Fahnestock & Co. Inc. since 2003. Oppenheimer serves a broad client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers advisory and brokerage services with an investment approach that includes strategic and tactical asset allocation, manager selection, and a range of investment vehicles tailored to client objectives.

Jeffrey Darien is a financial advisor at Focus Partners Wealth, LLC with 20 years of industry experience. He holds Series 63, 65, and 66 licenses and has previously worked at Churchill Management Group, Oppenheimer, Bank of America, Merrill, Mach Five, and Charles Schwab. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, high-net-worth families, family offices, retirement plans, institutions, and businesses. The firm employs a long-term, tax- and fee-sensitive investment approach that integrates active and passive strategies within an enhanced open architecture framework.

Steven Ulbrich is a financial advisor at Focus Partners Wealth, LLC with five years of industry experience. He holds a Series 66 designation and has worked at The Colony Group, LLC, GYL Financial Synergies, Vision Financial Markets, and Tarpon Trading. Outside of his advisory role, he is a general partner in a family business, E & S U Global LLC, which provides access to commercial lending and credit card processing. Focus Partners Wealth, LLC offers wealth advisory and investment management services to individuals, families, retirement plans, institutions, and businesses. The firm employs a long-term, tax- and fee-sensitive investment approach within an enhanced open architecture framework that combines active and passive strategies, private funds, and ETFs.

Caroline Aitoro is a financial advisor at Focus Partners Wealth, LLC with six years of industry experience. She holds a Series 66 designation and has previously worked at GYL Financial Synergies, LLC and Morgan Stanley. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, high-net-worth families, family offices, retirement plans, institutions, and businesses. The firm employs a long-term investment approach that emphasizes tax- and fee-sensitivity within an enhanced open architecture framework, combining active and passive strategies, separate account managers, private funds, mutual funds, and ETFs.

David Jaeger Jr. is a financial advisor at Key Investment Services LLC with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at People's United Advisors, People's Securities, and Key Bank. He serves as a Commissioner for the Norwalk Transit District, a local nonprofit role involving oversight responsibilities. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee, model portfolios, separately managed accounts, and brokerage and insurance products. The firm emphasizes client-directed model selection and provides due diligence and supervisory oversight, operating within the KeyCorp group with affiliated banking and capital markets entities.

Kevin Smith is a financial advisor with OSAIC Institutions, INC. and holds Series 63 and Series 66 licenses. He has 11 years of industry experience, including roles at Infinex Investments, Savings Bank of Danbury, Key Investment Services LLC, KeyBank, and JPMorgan Chase. Outside of his financial career, he serves as a referee for youth soccer matches through the Connecticut State Referee Program. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by offering advisory and brokerage services through customized engagements, financial planning, ERISA plan services, and access to alternative investments. The firm’s approach includes both advisory and brokerage solutions with a notable emphasis on non-discretionary assets and a network of investment adviser representatives.

Jessica Koch Chavez is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 10 years of industry experience. Her career includes roles at Bailey & Beatty Financial Services, Mill Road Capital, Raymond James Financial Services Advisors, and Union Savings Bank. Outside of her advisory work, she provides support and hospitality for a racing team through Speed Sport Tuning. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing roughly $212.7 billion in client assets. The firm offers a comprehensive adviser-support platform with access to managed-account programs, third-party asset managers, and custody services, supporting both discretionary and nondiscretionary investment approaches.

Oliver Pursche is a financial advisor at Wealthspire Advisors with 31 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wealthspire Advisors since 2020. His prior experience includes roles at Bronson Meadows Capital Management LLC and Bruderman Brothers LLC. Wealthspire Advisors serves a diverse client base including individuals, corporations, retirement plans, nonprofit organizations, and trustees. The firm offers wealth management, investment advisory, financial planning, and family office support through a customized, relationship-driven process emphasizing diversified, institutional-style asset allocation.

John Kuehnle is a financial advisor with OSAIC Institutions, INC., holding a Series 66 designation and 24 years of industry experience. He has worked at Infinex Investments, Inc. and Milford Bank since 2007. Outside of his advisory role, he is active as an insurance agent specializing in fixed insurance sales. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans through customized advisory and brokerage services. The firm offers a range of solutions, including financial planning, ERISA plan services, access to alternative investments via the CAIS platform, and lending and cash-management options.

Patrick Clark is a financial advisor with Commonwealth Financial Network, holding Series 65 and Series 66 licenses and bringing 26 years of industry experience. He has been with Commonwealth since 2010 and is also the owner of Alpine Wealth Management, LLC, a private entity facilitating securities and fixed insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing a range of advisory programs and support services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm offers multiple investment program structures and supports advisors with operations, technology, compliance, and practice management.

David Moss is a financial advisor at Janney Montgomery Scott with 42 years of industry experience. He holds a Series 66 designation and has worked at Janney since 2017, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he serves on the financial planning board for Congregation Shir Shalom and is a board director for The Hills at Rivington Townhome Community in Danbury, CT. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering a range of brokerage, financial planning, and advisory services supported by both in-house and third-party portfolio management.

Stephen Gulish is a CFP® professional with 10 years of industry experience, currently affiliated with Commonwealth Financial Network. He is co-owner of Gulish & Associates, Inc., a private entity focused on securities, advisory, and insurance business. His prior experience includes roles at John Hancock and John Hancock Distributors LLC. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and back-office support including operations, trading, technology, compliance, and practice management. The firm offers multiple investment program structures and discretionary model portfolios managed by its Investment Management and Research team.

Juan Muniz III is a financial advisor at Bankers Life Advisory Services, Inc. with four years of industry experience. He holds the Series 66 designation and has previously held positions at Bankers Life Securities, Inc., Bankers Life & Casualty, Inc., and Walgreens. Muniz also manages a team of agents responsible for hiring and training within Bankers Life & Casualty, focusing on Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to create tailored portfolios, offering both wrap and non-wrap programs with ongoing rebalancing and performance reviews.