Cody Machie is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses. He has one year of industry experience, including prior roles at Fidelity Brokerage Services and Fidelity Investments. Before entering the financial industry, he worked six years at Lifespan Corporation. Citizens Securities serves a wide retail client base, including individual and high-net-worth investors, and provides investment advisory programs alongside brokerage and insurance services. The firm offers a digital advisory program based on proprietary algorithms and a managed account program, while also operating as a broker-dealer and insurance agency.

Bruno Cunha is a financial advisor at Citizens Securities, Inc. in Johnston, RI, with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Fidelity Investments and Citizens Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm’s offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Christopher Antonelli is a financial advisor at Citizens Securities, Inc. with 10 years of industry experience. He holds a Series 66 designation and has worked at firms including Fidelity Investments, Morgan Stanley, Merrill, and Santander Securities. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, including a digital advisory platform and managed accounts.

Michael Michaelson is a financial advisor at Citizens Securities, Inc. in Johnston, RI, holding a Series 66 designation with 14 years of industry experience. He has been with Citizens Securities since 2015. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Sean Trottier is a financial advisor with Guardian Life holding Series 63 and Series 65 designations. He has one year of industry experience, including prior roles at Florida Financial Advisors and Park Avenue Securities. Sean previously worked at Bentley University and J.H. Lynch and Sons. Guardian Life, through its subsidiary Park Avenue Wealth Management, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charities, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies with access to proprietary and third-party programs, including specialized insurance and alternative investment options.

Dylan Souter is a CFP® professional at Citizens Securities, Inc. with eight years of industry experience. He has worked at several firms including Santander Securities, Santander Bank, Northwestern Mutual Investment Services, and Global Atlantic Financial Group. Outside of his advisory role, he is involved as a member of 4 Keyes Ln, LLC, providing rental management assistance. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm operates both digital and managed account advisory programs and conducts commission-based brokerage and other non-discretionary business.

Jeffrey Massey is a CFP® professional with 23 years of industry experience, currently serving as an advisor at AE Wealth Management, LLC since 2018. He previously worked at Global Financial Private Capital, LLC and has maintained Massey & Associates, Inc. since 1995, where he also acts as president overseeing insurance sales. In addition to his advisory work, Massey is an author involved in book sales. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base that includes individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach combining model portfolio solutions, discretionary asset management, financial planning, and consulting services.

Preston Grundy is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding a Series 66 designation and three years of industry experience. He has previously worked at Bank of America N.A. and Merrill. Grundy was also involved with The Ben and Tony Podcast from 2020 to 2021. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program utilizing proprietary algorithms and discretionary portfolio management, as well as commission-based brokerage and other non-discretionary services.

Katelyn Woodall is a financial advisor at Bankers Life Advisory Services, Inc. with eight years of industry experience. She holds the Series 63 and Series 65 designations. Woodall has been affiliated with Bankers Life and Casualty, Inc. since 2013 as an agent, where she is appointed to write business for Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. provides discretionary portfolio management, investment consulting, and retirement plan consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, tax efficiency, and a combination of fundamental, technical, and cyclical analysis in its investment process.

Michael Beaulieu is a financial advisor at Citizens Securities, Inc. with over 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Prudential Insurance Company of America, Global Portfolio Strategies, Inc., and Empower Financial Services, Inc. He serves as a member of the Regional Hebron Andover Marlborough Board of Education and the Town of Hebron Board of Finance, both uncompensated positions. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program featuring ETF-based portfolios and discretionary management, supported by proprietary algorithms and a client risk-tolerance questionnaire.

Mariya Dmytryk is a financial advisor at Citizens Securities, Inc. with seven years of industry experience. She holds a Series 66 designation and previously worked at Bank of America, Merrill, Cadaret Grant & Co., and State Street Bank. Outside of her advisory role, she delivers for DoorDash on a part-time basis. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm’s offerings include a digital advisory program featuring ETF-based portfolios managed with proprietary algorithms, alongside commission-based brokerage activity.

Guido Berardi is a financial advisor at Citizens Securities, Inc. with 19 years of industry experience. He holds Series 63 and Series 66 designations and has been with Citizens Securities for multiple tenures since 2006, with a one-year period at Fidelity Investments from 2022 to 2023. Citizens Securities, Inc. serves a diverse retail client base including individual and high-net-worth investors as well as individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, combining both discretionary and non-discretionary activities, and operates as a wholly owned subsidiary of Citizens Bank, N.A.

Alexander Kravets is a financial advisor at Citizens Securities, Inc. with three years of industry experience. He holds a Series 66 designation and has previously worked at firms including Valic Financial Advisors, Bank of America N.A., Merrill, and UBS Financial Services. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors as well as individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, including a digital advisory program that recommends ETF-based portfolios using proprietary algorithms.

Paul Silva is a financial advisor at Citizens Securities, Inc. with 22 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Santander Securities, LLC and Santander Bank, NA. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating alongside its broker-dealer and insurance agency activities.

Richard Digennaro is a financial advisor with Integrated Wealth Concepts LLC in Warwick, RI, holding a Series 66 designation and 13 years of industry experience. He has been with Integrated Wealth Concepts and LPL Financial since 2016 and is also a principal at DiGennaro & Palumbo, LLP, a CPA affiliate where he has worked since 1999. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, employing a long-term approach with customized portfolios that include mutual funds, ETFs, equities, and fixed income.

Jon Garvin is a financial advisor at Citizens Securities, Inc. with 25 years of industry experience. He has held positions at Citizens Securities since 2021 and previously worked for Fidelity Investments from 2006 to 2021. He holds Series 63 and Series 65 licenses. Citizens Securities serves a wide range of retail clients, including individual and high-net-worth investors as well as individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, including a digital advisory program with ETF-based portfolios and a Managed Account program.

Eric Padula is a financial advisor at Citizens Securities, Inc. with 17 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Citizens Securities since 2015. Outside of his advisory role, he serves as power of attorney for his father and executor of his mother’s estate, without compensation. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

James Cuoco is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding a Series 66 designation and with 16 years of industry experience. He has been with Citizens Securities since 2012. Outside of his advisory role, he owns a second home in Naragansett, RI. Citizens Securities serves a broad retail client base that includes individual and high-net-worth investors and retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, including a digital advisory platform and Managed Account program.

Masoud Sadeghianpourhamami is a financial advisor at Citizens Securities, Inc. with one year of industry experience. He holds the Series 66 designation and previously worked at Citizens Bank and Environmental Design Engineering Inc. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors as well as individual retirement plans. The firm offers investment advisory programs, including a digital advisory platform managed with SigFig, alongside brokerage and insurance services.

Brad Freitas is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 65 licenses and having 14 years of industry experience. He has worked with Bankers Life entities since 2005, including roles at Bankers Life Advisory and Bankers Life Securities. Outside of advisory services, he serves as a unit supervisor and insurance agent for Bankers Life & Casualty, overseeing training and management of agents. He is also a shareholder in StartEngine Crowdfunding, Inc. Bankers Life Advisory Services, Inc. primarily serves mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan services. The firm utilizes a combination of fundamental, technical, and cyclical analysis to create customized asset allocations, with ongoing portfolio management aligned to clients’ goals and risk tolerances.