Gregory Cismoski is a financial advisor with Principal Financial Services in West Des Moines, IA, holding Series 63 and Series 66 licenses and 35 years of industry experience. His prior roles include positions at Helix Benefits Group and Principal Securities, with longstanding involvement at DC Retirement Strategies and Principal Life Insurance Company. Outside of advisory work, he is involved in a cow/calf replacement sales business. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and business entities. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money managers through various investment adviser and promoter arrangements.

Suad Cuturic is a financial advisor with Integrity Alliance, LLC in Urbandale, IA, holding a Series 66 designation and two years of industry experience. Prior to joining Integrity Alliance, Cuturic worked at several Cetera-affiliated firms and Wells Fargo. Integrity Alliance is a large advisor network serving individual investors, corporations, and qualified retirement plans, managing approximately $5.4 billion in client assets. The firm offers portfolio management, financial planning, and a range of advisory programs through a combination of discretionary accounts, model portfolios, and third-party sub-advisers.

Michael Hartwig is a financial advisor with Guardian Life and its subsidiary Park Avenue Securities, holding Series 63 and 65 licenses with 12 years of industry experience. He has worked at Guardian Life since 2014 and has operated a business teaching QuickBooks, Microsoft Office Suite, and business management since 2011. Hartwig also serves as a condo association board member. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser wholly owned by The Guardian Life Insurance Company of America. The firm serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients, offering brokerage services, financial planning, retirement consulting, and a range of investment advisory programs.

Todd Asper is a financial advisor at Cetera Planning Partners with one year of industry experience. He holds the PFS™ designation and has previously worked at Avantax Planning Partners and Welgaard CPAs & Advisors. Asper is involved in tax preparation and financial statement services through Welgaard CPAs & Advisors, where he also supports wealth management needs including tax, estate, and investment planning. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees. The firm provides investment management and comprehensive financial planning, along with tax, bookkeeping, payroll, and estate-planning services, using diversified mutual fund and ETF allocations aligned with client objectives and risk tolerance.

Keith Gredys is a financial advisor with Independent Financial Partners who holds a Series 66 designation and has 27 years of experience. His career includes roles at IFP Securities, LLC, Kidder Advisers, Inc., Fuerza Financial, Inc. dba The Kidder Company, and LPL Financial. He is also a notary public. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent Investment Adviser Representatives. The firm offers a decentralized advisory model and is noted for its retirement-plan advisory and pension consulting capabilities, serving a broad client base including individuals, charities, corporations, and high-net-worth clients.

William Van Buren is a financial advisor with Principal Financial Services in West Des Moines, IA, holding a Series 66 credential and one year of industry experience. His prior experience includes roles at Vision Financial Group, Northwestern Mutual, and SagePoint Financial, among others. Outside of his advisory duties, he is involved in fixed insurance positions covering life, disability, annuities, long-term care, Medicare supplements, health, and group benefits. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers financial planning, retirement consulting, and access to third-party money manager programs through both advisory and promoter arrangements.

Michael Mcmullan is a financial advisor with Principal Financial Services in West Des Moines, IA. He holds the ChFC® designation and Series 63 and 66 licenses, and has 24 years of industry experience. Prior to his current role, he worked at Principal Securities Inc. since 2016 and Principal Life Insurance Company since 2010. He is involved in selling life insurance focused on long-term care and Medicare Advantage plans through outside entities. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs under various advisory and promoter arrangements.

Alexander Sturm is a financial advisor with Kestra Advisory in Waukee, Iowa, holding Series 63 and Series 66 licenses and four years of industry experience. He previously worked at Wells Fargo Financial and has served as the financial planning director at Generations Wealth Advisors LLC. Sturm is also a board member of the Dallas County Hospital Foundation. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm serves a broad client base including large institutional investors and sovereign wealth funds, managing approximately $79.8 billion in assets.

Christian Prim is a financial advisor at Principal Financial Services with a Series 66 designation and three years of industry experience. He has worked at Principal Securities and Principal Life Insurance since 2022 and is also associated with Journey Financial Advisors and RoshekSkinner Financial Services. Previously, he was involved with Canyon Coffee Roasters and Norfolk Country Club. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, and business entities. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.

Robert Burmeister is a CFP® professional with 32 years of experience in the financial services industry. He has been with Principal Financial Services and its affiliates since 1998, including a decade at Principal Securities Inc. He also conducts business in insurance sales, focusing on fixed life, long-term care, disability insurance, and fixed annuities. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel stationed abroad. The firm offers financial planning, retirement consulting, and access to third-party money manager programs through both advisory and promoter arrangements.

Lance Gardner is a financial advisor with Principal Financial Services in West Des Moines, IA, holding Series 63 and Series 66 credentials and possessing 32 years of industry experience. He has worked with Principal Securities Inc. for 10 years and Principal Life Insurance Company for 15 years. In addition to his advisory role, Gardner is involved in selling fixed life insurance, disability, long-term care, and fixed annuities through various carriers. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under several advisory and promoter arrangements.

Sean Reddick is a financial advisor at Empower Advisory Group with two years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Empower Advisory Group, he worked at Principal Financial Group and has experience in retail sales at The Buckle, Inc. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm uses an integrated model connected to Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Jacob Vold is a financial advisor with Principal Financial Services in West Des Moines, IA. He holds a Series 66 credential and has one year of industry experience. Prior to joining Principal, Vold worked at Stack Exchange, Inc. and DHI Group, Inc. He serves as a board member and secretary of River Bend Golf Course, where he is involved in governance and meeting administration. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.

David Hebert is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has worked at Principal Life Insurance Company since 1994 and Principal Securities Inc. since 2016. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty U.S. military personnel stationed abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.

Brook Skram is a financial advisor at Cetera Planning Partners with a PFS™ designation and two years of industry experience. Prior to joining Cetera Planning Partners in 2026, he worked at Avantax Planning Partners, Inc. and Welgaard CPAs & Advisors, where he also serves as a client manager focusing on tax preparation and small business accounting. He is a director at Cedar Valley Bank & Trust, a community bank in Iowa. Cetera Planning Partners serves individual and high-net-worth clients, particularly pre-retirees and retirees, offering investment management alongside comprehensive financial planning, Social Security optimization, and retirement advice. The firm incorporates ancillary services such as tax planning and estate strategies, with an investment process that emphasizes diversified allocations matched to client objectives and risk tolerance.

Alex Krumbholz is a financial advisor at Principal Financial Services with Series 63 and Series 65 licenses and two years of industry experience. He has held roles at Principal Securities, Principal Life Insurance Company, Naviture, Vision Financial Group, and Iowa Realty. Outside of his advisory work, he owns and operates a travel agency that assists clients with booking leisure trips. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager solutions, with services implemented largely on a discretionary basis.

Johnathan Bartholomew is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 license and three years of industry experience. He has worked as an attorney with Goodman Keller P.C. since 2025, assisting with pre-trial motions, negotiations, and legal research. Bartholomew is also involved with Midwest Financial Solutions, LLC and Hawkeye Brokerage as a sales agent. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers various managed account programs and fee-based management of variable annuity and universal life subaccounts, utilizing risk questionnaires, model portfolios, and third-party tools to align investments with client objectives.

David Oliver is a financial advisor with Principal Financial Services in West Des Moines, IA, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. He has worked with Principal Life Insurance Company since 2002 and Principal Securities Inc. since 2016. Outside of his advisory role, Oliver is a partner in an LLC formed for the joint ownership of antique tractors with family members. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and other entities. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.

John Limmex is a financial advisor with Principal Financial Services in West Des Moines, IA, holding Series 63 and Series 65 credentials and with 37 years of industry experience. He has been with Principal Securities Inc. and Principal Life since 2003. Outside of his advisory role, he serves as a board member and church elder at Heartland Assembly of God Church and is a board member and treasurer for Restored By Grace Ministries. Principal Securities provides brokerage and registered investment advisory services to a broad client base, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Andrew Pudenz is a financial advisor with Transamerica Financial Advisors, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at Morgan Stanley, Voya Financial Advisors, Brokers International Financial Services, LLC, and Ameriprise Financial Services, Inc. He is based in Waukee, Iowa. In addition to advising clients, he may perform home office functions for other business units within Transamerica Financial Advisors. Transamerica Financial Advisors serves a broad client base including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm employs a model portfolio and third-party manager approach, delivering services through multiple platforms such as Transamerica ONE, TFA365, and Transamerica ALPHA, with regulatory assets under management around $1.7 billion.