Emily Polaczyk is a financial advisor with Mass Mutual Investors Services in Ann Arbor, MI, holding a Series 66 designation and six years of industry experience. She has worked at MML Investors Services LLC and MassMutual Life Insurance Co since 2019. Outside of her financial career, she occasionally plans and coordinates weddings and takes photographs through her business, EBP Designs. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements supported by firm-approved analytical tools.

Daniel Bolivar is a financial advisor at Fidelity with 10 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Bank of America, Merrill, and Axa Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, manages multi-manager and fund-of-funds structures, and is notable for its use of systematic methodologies and AI in portfolio management.

Tiffany Saites is a financial advisor with LPL Financial in Brighton, MI, holding a Series 66 designation and 11 years of industry experience. She has worked with LPL Financial since 2015 and is also involved with Professional Management Services, a tax preparation and accounting business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing various portfolio strategies and technology tools to support its network of over 22,800 advisors.

Ryan May is a financial advisor with Edward Jones in Ann Arbor, MI, holding Series 63 and Series 66 credentials and 23 years of industry experience. He has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient services under a fiduciary standard.

Jason Nymark is a financial advisor with Raymond James & Associates in Ann Arbor, MI, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension plans, charitable organizations, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser network.

Glenn Malear is a financial advisor with Edward Jones in Howell, MI, holding Series 65 and Series 63 licenses and eight years of industry experience. Prior to joining Edward Jones in 2022, he worked at CoreCap Investments and CoreCap Advisors, as well as in marketing and hospitality roles. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Reichell Ray is a financial advisor at Morgan Stanley in Ann Arbor, MI, holding a Series 66 designation with two years of industry experience. Ray has been with Morgan Stanley since 2017, following four years at PNC Financial Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Rebecca Gucwa is a financial advisor with Raymond James & Associates in Ann Arbor, MI, holding a Series 66 designation and 12 years of industry experience. She has been with Raymond James & Associates since 2008. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Justin Blair is a financial advisor with LPL Financial in Brighton, MI, holding a Series 66 designation and eight years of industry experience. He has worked at LPL Financial since 2018 and has been associated with Lake Trust Credit Union since 2016. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Tyler Webb is a financial advisor with Merrill in Ann Arbor, MI, holding a Series 66 designation and nine years of industry experience. He has worked at Merrill and Bank of America since 2018 and was previously with Scottrade from 2016 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Joshua Mulder is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has worked at Raymond James since 2016 and previously spent six years with Ameriprise. Mulder is associated with Mulder Financial Group, a partnership name used for business purposes, with all client activity conducted through Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm uses tailored, non-discretionary planning supported by analytical tools and offers a range of programs, including municipal advisory services and a SIMPLE IRA Employer Advisory & Consulting Services program.

Sarah Barish is a financial advisor with LPL Financial in Brighton, MI, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. She has been with LPL Financial since 2011 and previously worked at Edward Jones for one year. Outside of her advisory role, she is involved in a family business, Fifth Generation Communications LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a wide range of financial planning and portfolio management services to individuals, retirement plan participants, and institutions through a large network of investment adviser representatives. The firm offers diverse investment strategies and integrates operational tools, serving over 22,800 advisors and managing substantial discretionary assets.

Michael Johnson is a financial advisor with Edward Jones in Howell, MI, holding a Series 66 credential and five years of industry experience. Prior to joining Edward Jones in 2021, he worked for six years at Boehringer Ingelheim. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and supporting a large nationwide network of financial advisors and branch offices.

Judith Mccammon is a financial advisor with Morgan Stanley in Ann Arbor, MI, holding a Series 66 designation and 13 years of industry experience. She has been with Morgan Stanley and its Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, including Monte Carlo simulations and proprietary return estimates, to support its financial planning process.

Timothy Shebak is a financial advisor with J.P. Morgan Securities in Brighton, MI, holding a Series 66 designation and 14 years of industry experience. He has worked at J.P. Morgan Securities and Jpmorgan Chase Bank since 2017 and previously at PNC Bank from 2013 to 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering advisory services on a non-discretionary basis.

Nicholas Muraca is a financial advisor with Mass Mutual Investors Services in Ann Arbor, MI, holding the CFP® designation and Series 65 and Series 63 licenses. He has 12 years of industry experience, all with Mass Mutual-affiliated firms since 2014. He is a partner and financial advisor at Insight Financial Partners LLC, where he focuses on retirement planning, investment advisory, and insurance planning for clients in the Ann Arbor area. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers ongoing financial planning, asset management, and educational seminars, utilizing firm-approved tools to develop collaborative, goal-based strategies.

Anjanette Nickoloff is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. She holds a Series 66 designation and has been with J.P. Morgan Securities since 2012, also working at JPMorgan Chase Bank, NA since 2010. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage and investment management capabilities.

Joseph Biscaro is a financial advisor with LPL Enterprise LLC, holding a Series 66 designation. He has prior experience working at C&U Americas and Robert Bosch, among other roles. Outside of his advisory work, he is involved in a non-variable insurance agency based in Hillsdale, MI. LPL Enterprise provides investment advisory and brokerage services to individual and institutional clients, including high-net-worth investors and employer-sponsored retirement plans. The firm utilizes model-driven investment strategies developed by LPL’s Research Department and third-party portfolio strategists and offers access to third-party asset managers and insurance products through affiliated entities.

Jeffrey Myslinski is a financial advisor with LPL Financial, holding Series 63, Series 65, and Series 66 licenses. He has been with LPL Financial and 52 Blue Wealth since 2026 and also operates Myslinski CPA PLLC. Prior to his advisory career, he spent eight years with William Molnar Roofing, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced research tools and a broad financial services network.

Shelby Wilson is a financial advisor with Morgan Stanley in Ann Arbor, MI, holding a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, Wilson worked at JPMorgan Chase and Starbucks, and was affiliated with the University of Michigan. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through a range of investment and planning solutions.