Nicholas Forkeutis is a financial advisor with Morgan Stanley in Saratoga Springs, NY, holding a Series 66 designation and five years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2021. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through financial advisors and specialized planning groups.

John Hendricks is a financial advisor with Morgan Stanley in Pensacola, FL, holding Series 63 and Series 65 credentials and over 31 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm‑approved tools.

Anthony Di Pace is a financial advisor at LPL Financial with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Bank of America, Merrill, Edward Jones, Key Investment Services LLC, KeyBank, and Citizen's Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing research and model portfolios from LPL Research and third-party subadvisors.

John Moore is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank since 2015 and 2016, respectively. Outside of his advisory work, Moore serves as a board member, treasurer, and finance committee member for Beagle School, an educational organization in Saratoga Springs, New York. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutions. The firm provides tailored financial planning services and manages approximately $2.74 trillion in client assets.

Marissa Garza is a financial advisor with Morgan Stanley in Saratoga Springs, NY, holding a Series 66 license and one year of industry experience. Prior to joining Morgan Stanley, she worked as a nanny and has experience with The Center For Disability Services. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery and advanced planning tools to support tailored financial plans.

Chelsea Mcauliffe is a financial advisor at Equitable Advisors with 11 years of industry experience. She holds Series 63 and Series 65 designations and has been with Equitable Advisors since 2015, following her tenure at Axa Advisors LLC. She also serves as power of attorney for her husband. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to a diverse client base, including individuals, pension plans, corporations, and charitable organizations. The firm utilizes a range of advisory models and third-party asset managers, emphasizing fiduciary services and integrating both proprietary and external investment solutions.

John Malicki is a financial advisor with Morgan Stanley in Latham, NY, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by approved tools and modeling techniques.

Mark Papuzza is a financial advisor with LPL Financial in Latham, NY, holding the Series 66 designation and bringing 10 years of industry experience. He has worked at LPL Financial since 2018 and previously at INVEST Financial Corp. from 2016 to 2018. Papuzza also maintains a relationship with Empire Financial Advisors, active since 2014. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers diverse advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Matthew Waskiewicz is a Series 66-credentialed financial advisor with Morgan Stanley, based in Saratoga Springs, NY, and has three years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022. Outside of his advisory role, Waskiewicz is involved with Headwall Technology II, a technology contracting business. Morgan Stanley Wealth Management provides advisory and brokerage services to both individual and institutional clients, offering tailored financial planning and a range of investment programs supported by firm-approved tools and methodologies.

Patrick Marlatt is a financial advisor at Equitable Advisors with six years of industry experience. He holds a Series 66 designation and has previously worked in various roles including academic positions at SUNY Oswego, Onondaga Community College, Lemoyne College, and SUNY Canton. In addition to his advisory role, he is involved as a sales associate with Realty Benefit Services and Dergalis Associates LLC. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing a range of third-party advisory models and proprietary investment products.

Jason Blair is a financial advisor at LPL Financial with 18 years of industry experience and holds the Series 66 designation. Prior to joining LPL Financial in 2025, he worked at Northwestern Mutual Wealth Management Company and The Ayco Company. He is also involved with Tennant Financial, an investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of advisers, offering a broad range of advisory programs and financial services.

Colleen Tobey is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 10 years of industry experience. Her work history includes roles at KLH Management, Capital Growth & Shelter Inc., and Cetera Advisors LLC. In addition to her advisory role, she also works as an insurance agent selling life and long-term care policies. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through multiple program structures, with assets under management exceeding $256 billion across more than 10,000 advisors.

Mark Davidson is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Cadaret Grant & Co., Inc. and Citizens Securities, Inc. Davidson serves as a board member for the Arkell Museum and Library and volunteers with the Boy Scouts of America. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and services, including financial planning, retirement plan consulting, and model portfolio management supported by research from LPL Research and third-party subadvisors.

Peter Hernandez is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior roles include positions at Bank of America and Merrill. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base—including individuals, institutions, pension plans, and municipal entities—offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Justin Spraker is a financial advisor with Cetera who holds a Series 66 credential and has 24 years of industry experience. He has worked at firms including Raymond James Financial Services and Ameriprise Financial Services. Outside of his advisory roles, he is the owner of GHA Executive Services LLC, which supports his financial practice. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored, corporate, charitable, and institutional clients nationwide. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that combines affiliated and third-party model portfolios with various program structures.

Pierce Mahar III is a financial advisor with LPL Financial in Latham, NY, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at LPL Financial since 2018 and previously at INVEST Financial Corporation. Mahar is also president of Education Funding Specialists, Inc., a role he has held since 2003. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by in-house and third-party research and technology-driven strategies.

Gary Greco is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a broad range of financial products that include insurance-related vehicles and bank deposit sweep options.

Donna Stewart is a financial advisor at LPL Financial with 27 years of industry experience. She previously worked at Key Investment Services LLC and KeyBank from 2016 to 2023, and is currently affiliated with Pioneer Bank as a Premier Relationship Manager. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, and provides both discretionary and non-discretionary management supported by research and various investment strategies.

Sarah Paige is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. She has worked at LPL Financial and Pachira Wealth Management since 2024. Her prior experience includes roles outside the financial industry, such as positions at SUNY Oneonta and Cooper's Cave Ale Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Adam Swartz is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has worked in the financial services industry since 2007, focusing on managing corporate benefits and personal asset management for high-net-worth and ultra-high-net-worth individuals, including families of Fortune 500 executives and entrepreneurs. His approach centers on providing "sensitive and sensible" financial advice that aligns with clients' core values and goals. Before joining Merrill Lynch in 2017, Adam spent ten years at The Ayco Company, L.P., a Goldman Sachs company, where he concentrated on investment management. He holds a Bachelor of Science degree in Finance from Siena College and the Professional Investment Advisor (PIA) designation. Adam resides in Saratoga Springs and enjoys hiking, swimming, and water skiing. He spends much of his free time with his family, especially at the lake. He is involved in community organizations including Dolgeville Forward and volunteers with Habitat for Humanity.