Thomas Affleck is a CFP® and holds a Series 65 license, with two years of industry experience. He has worked at Wealth Enhancement Advisory Services, LLC since 2023 and has been affiliated with Wealth Enhancement Group since 2021. Prior to his financial advisory career, he spent ten years at The Dorschel Automotive Group. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and retirement plan consulting, utilizing a strategic investment process that combines passive and active management across various risk classes.

Martin Lazzaro is a financial advisor with Lincoln Investment in Rochester, NY, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. He previously worked at Legend Advisory Corporation and Legend Equities Corporation. Outside of his advisory role, Lazzaro is involved in Medicare education and enrollment through NY Medicare Specialists and owns a business focused on enrolling individuals in Medicare plans. Lincoln Investment Planning, LLC is an enterprise investment advisory and broker-dealer serving individual and high-net-worth investors, trusts, charities, and retirement plans, with a long history of serving educators. The firm offers financial planning, advisor-managed portfolios, and access to third-party managers, supported by an in-house Investment Management & Research team that constructs strategic model portfolios and adaptive strategies.

Charles Forte Jr. is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 designations and three years of industry experience. Prior to joining Private Advisor Group and LPL Financial in 2023, he worked with Goodwill of the Finger Lakes for eight years. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans through discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model and offers various managed account solutions, including its proprietary WealthSuite platform and third-party TAMPs.

Charles Bearce is a financial advisor with Guardian Life and holds a Series 63 designation. He has 18 years of industry experience and has worked at firms including Park Avenue Securities, Guardian Life Insurance Company of America, MML Investors Services, and MassMutual. Bearce is also involved in insurance activities outside of Guardian Life. He is part of Park Avenue Securities LLC, a subsidiary of Guardian Life that serves individuals, high-net-worth clients, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of brokerage and advisory services, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party investment programs.

Thomas Muscato is a financial advisor at J. W. Cole Advisors, Inc. with 15 years of industry experience. He holds the Series 66 designation and previously worked at Commonwealth Financial Network for nine years. Outside his advisory role, he is president of T. James Muscato Inc., a personal tax management business. J. W. Cole Advisors operates a large network of independent advisor representatives and offers fee-based portfolio management, financial planning, and retirement plan services to individuals, high-net-worth clients, and institutional accounts. The firm provides both discretionary and non-discretionary management using fundamental and technical analysis, model or manager-based strategies, and digital advice platforms.

Lawrence Giangreco III is a Series 66 credentialed financial advisor with two years of industry experience. He is currently affiliated with Commonwealth Financial Network and also works with Angelo Planning Group LLC. Prior to his advisory career, Mr. Giangreco held various roles in hospitality and education sectors. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $210 billion in client assets. The firm offers a broad adviser-support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody and clearing services.

James Duclos is a financial advisor at Kestra Advisory with 44 years of industry experience. He holds Series 66 and Series 65 licenses and has previously worked at American Portfolios Financial Services, Inc. and SII Investments, Inc. He is based in West Henrietta, NY. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a wide range of institutional and individual clients, including plan sponsors. The firm offers services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms and third-party solutions, serving assets totaling approximately $79.8 billion.

Nicholas Berkompas is a financial advisor at Empower Advisory Group with seven years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Charles Schwab & Co., Inc., TIAA, and Northwestern Mutual. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed accounts.

Marcin Ciolek is a CFP® with five years of industry experience currently advising at Mariner. He previously worked at Forte Capital LLC for seven years and Citi for three years. Outside of his advisory role, he serves on the board of Webster Montessori School in Webster, NY. Mariner serves a diverse client base, including individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations, offering investment management, financial planning, retirement consulting, and coordinated tax services. The firm employs discretionary, customized portfolios supported by in-house research and third-party managers, with additional services such as family office and employer financial-wellness tools.

Asher Flint VII is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses with 27 years of industry experience. His career includes extensive tenure at Guardian Life and Park Avenue Securities, spanning over two decades. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning, consulting, and investment management solutions, combining advisor-led discretionary strategies with model-based programs and digital advisory services.

James Boller is a financial advisor at Kestra Advisory with over 20 years of experience in the industry. He holds the ChFC® designation and has served in advisory roles at Kestra Investment Services, LLC and Regent Financial Group since 2006. He is also a Vice President at Regent Financial Group. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a wide range of institutional and individual clients, including plan sponsors. The firm offers services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms, serving clients that range from individual investors to large institutional entities.

David Georgiev is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at Private Advisor Group since 2016, with prior roles at LPL Financial and M&T Securities. Georgiev is involved in several business activities including managing Monarch Wealth Management, an independent investment advisory firm. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model and integrates technology platforms and third-party managers to deliver a range of investment strategies and managed account solutions.

Travis Gallton is a CFA® charterholder currently with TIAA-CREF in Rochester, NY, where he has worked since 2025. He has over a decade of industry experience, including roles at Karpus Investment Management from 2007 to 2018 and TIAA since 2018. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered retirement plans, as well as to trusts, estates, and various entities. The firm provides customized portfolio management alongside model portfolio options and acts as adviser to a donor-advised fund, operating within a vertically integrated structure.

Nicholas Caracci is a financial advisor at Citizens Securities, Inc. in Rochester, NY, holding Series 63 and Series 65 licenses with 10 years of industry experience. He has been with Citizens Securities and its affiliated entities since 2015. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s offerings include a digital advisory program managed with proprietary algorithms and a Managed Account program, operating as both a broker-dealer and insurance agency.

Mark Flaherty is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and seven years of industry experience. He is also co-owner of Weller Group, LLC, a private entity involved in securities, advisory, and insurance business. His career includes multiple tenures at Commonwealth Financial Network and ongoing involvement with Weller Group. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs, technology, and operational support, allowing advisors discretion in portfolio construction alongside managed model portfolios created by its Investment Management and Research team.

Jeffrey Hough is a financial advisor at Mariner with five years of industry experience. He holds a Series 63 designation and previously worked at Forte Capital LLC for eighteen years. He serves as a board member of Boardwalk Securities Corp, a trust company based in Wilmington, Delaware. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm offers comprehensive services such as investment management, financial planning, retirement plan consulting, coordinated tax services, and family office capabilities, employing a discretionary, customized portfolio approach supported by in-house research and third-party managers.

Daniel James is a financial advisor with Commonwealth Financial Network in Pittsford, NY, holding a Series 66 credential and 19 years of industry experience. He is also a partner and part owner of RFG Associates, LLC, a private entity engaged in securities, advisory, and insurance business. Prior to his current roles, Daniel worked at Penn Mutual Life Insurance Company and Hornor Townsend & Kent Inc. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 affiliated advisors. The firm offers a broad adviser-support platform, including managed-account programs, third-party asset manager access, retirement consulting, and custody services, managing roughly $212.7 billion in client assets.

Edward Silversmith Jr. is a CFP® with 10 years of experience in financial advisory services. He is currently with Wealth Enhancement Advisory Services, LLC, where he has worked since 2022. His prior experience includes roles at Ameriprise Financial Services and New York Life Insurance. Wealth Enhancement Advisory Services provides comprehensive financial planning and asset management services to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified, risk-class based investment approach that combines passive and active management with quantitative, momentum, and fundamental analysis.

Bryant Dudek is a Series 66-licensed financial advisor at Key Investment Services LLC with one year of industry experience. His prior work history includes roles at Keybank and Chase Bank. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to a wide range of clients, including individuals, trusts, estates, small businesses, and institutional plans. The firm uses a multi-provider platform with discretionary and non-discretionary management options and is integrated with KeyCorp affiliates offering additional financial services.

Alexa Glanzel is a financial advisor with Commonwealth Financial Network, holding a Series 65 designation and two years of industry experience. She has previously worked at Weller Group LLC and has experience outside finance, including a role at DiBella's Old Fashioned Submarines. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and services. The firm supports its advisors with operations, technology, investment management, compliance, and practice-management resources, offering access to diverse investment solutions and model portfolios.