Ryan Donaldson is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and 65 licenses and three years of industry experience. Prior to joining Cambridge, he worked at Paychex Inc. and has been involved in small business operations including ownership of a landscaping company. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base ranging from individual investors to retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing various portfolio management strategies and multiple platform arrangements.

Joseph Piegay is a financial advisor at OSAIC with five years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Equitable Advisors and Strategic Financial Solutions. Outside of his advisory role, he is involved with Northeastern Financial Partners LLC and GenX Financial LLC in registered representative and assistant capacities. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across a wide range of investment types.

Thad Borowiak is a CFP® professional with 15 years of industry experience, currently serving at Edelman Financial Engines. His prior roles include positions at United Capital Financial Advisers, LLC and Girard Securities, Inc. He is a board member of the East Aurora Rotary Club, a nonprofit organization. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines committee-driven proprietary modeling with planner delivery and online tools, offering a range of discretionary and non-discretionary investment solutions with an emphasis on diversified portfolios and long-term orientation.

Lorraine Carson is a financial advisor with Primerica Advisors in Amherst, NY, holding a Series 63 designation and 10 years of industry experience. Her career includes roles at Primerica Financial Services and PFS Investments Inc., along with prior employment at National Fuel Gas. She is involved with Ken-Ton Meals On Wheels since 2023. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-based strategies and selectively managed accounts. The firm uses third-party asset managers and a wrap-fee structure, focusing on curated model portfolios rather than institutional plan management.

Thomas Healy is a financial advisor at LPL Enterprise with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously with Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and an affiliated insurance agency.

Matthew Kapanek is a financial advisor at LPL Financial with 20 years of industry experience. He holds the Series 66 designation and previously worked at Next Financial Group Inc for 18 years before joining LPL Financial in 2025. In addition to his advisory work, he is involved in a non-variable insurance business and operates a DBA related to his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, delivering advice through a network of investment adviser representatives who use a range of strategies and advisor-facing tools.

Michael Radecke is a financial advisor at Morgan Stanley in Williamsville, NY, holding Series 63 and Series 65 licenses with 39 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves on the Finance Committee of the Country Club of Buffalo. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning and a range of investment programs supported by firm-approved planning tools and strategies.

Devin Filippi is a Series 66-licensed financial advisor with Equitable Advisors, bringing two years of industry experience. Prior to joining Equitable Advisors, he worked at Alliance Advisory Group, Inc./Park Avenue Securities for one year and has a background that includes roles in education and part-time employment at Imperial Concrete Company. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Katherine Mclernon is a financial advisor with MassMutual Investors Services, holding a Series 63 designation and 35 years of industry experience. She has been with MML Investor Service Inc and MassMutual since 2005. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software for goal analysis and delivering written recommendations through collaborative annual planning engagements.

Thomas Giambra is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His career includes over two decades at M&T Securities and brief tenures at Wilmington Advisors and LPL Financial prior to joining Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a diverse range of investment vehicles such as insurance-related products and bank deposit sweep options.

Daniel Lipsitz is a financial advisor at OSAIC with 22 years of industry experience. He holds a Series 63 designation and has worked at L&M Financial and Securities America Advisors since 2007. Outside of his financial advisory role, he teaches yoga classes several times a month and is involved in home improvement projects through his position as president of 716 Planning. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios.

Michael Di Duro is a financial advisor with Morgan Stanley in Williamsville, NY, holding Series 63 and Series 65 licenses and having 24 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2009. Outside of his advisory role, he serves on the finance committee of St. Mary’s Church in Swormville, NY, where he reviews financial reports and budget activities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions. The firm provides tailored financial planning services supported by structured discovery processes and firm-approved planning tools.

Samuel Bronsky is a financial advisor at Cetera with nine years of industry experience and a Series 66 designation. He has worked with Avantax Investment Services and Avantax Advisory Services, and he is a managing partner at Bronsky and Company CPAs, a firm providing tax return preparation and financial statement services. Bronsky is also a partner at Bronsky Wealth Management, a wealth management company affiliated with 1st Global. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management options and access to various third-party money managers.

Kenneth Vampotic is a financial advisor at Merrill with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes positions at Bank of America, Pruco Securities LLC, Bank On Buffalo/CNB Bank, and First Niagara/Northwest Bank NA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Kranz is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2010. He specializes in providing personalized financial strategies tailored to clients' individual goals, managing custom investment strategies on a discretionary basis, and selecting from a broad range of Merrill model portfolios and third-party investment options. His expertise spans managing new wealth, personal retirement planning, tax minimization, and retirement income. James holds a Bachelor's degree in Political Science with a specialization in International Relations from the University at Buffalo. He is a specially qualified Senior Portfolio Advisor within the Merrill Investment Advisory Program and maintains Series 7 and Series 66 FINRA registrations. Additionally, James holds the Certified Private Wealth Advisor® designation and the Personal Investment Advisor (PIA) professional designation. Based in Williamsville, New York, James has lived in the Buffalo area his entire life. He is actively involved in his community, serving as a mentor and supporter of the Kenya Project. Outside of his professional responsibilities, he enjoys football, golfing, hiking, and spending time with his family.

Christopher Lo Tempio is a financial advisor with Charles Schwab in Amherst, NY, holding a Series 66 designation and 18 years of industry experience. He has been with Charles Schwab since 2013, including six years at Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, combining a multi-asset model portfolio approach with centralized operational and custody services.

Richard Fichter Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He previously worked at Securities America Advisors Inc. and OSAIC, and has been president of Fichter Wealth Management, Inc. since 2006. Outside of his advisory role, he serves as a deacon at the First Baptist Church of West Seneca. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a variety of financial planning and asset management solutions, supported by technology tools and a broad range of affiliated financial services.

Michael Boss is a financial advisor at Edward Jones with Series 65 and Series 66 designations and four years of industry experience. He has held roles at Edward Jones since 2022 and has prior experience with firms including Western New York Financial Group, LLC, and 432 Brickyard Inc. Additionally, he has worked at the Niagara Falls Country Club and River Oaks Golf Club. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Kenneth Lenfest is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked at Wells Fargo Clearing since 2020 and previously spent four years at Citizens Securities Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from its Investment Institute alongside third-party data.

Christina Wolfe is a financial advisor at OSAIC with 24 years of industry experience. She holds a Series 66 designation and has worked at OSAIC since 2024, following 14 years at Securities America Inc. Wolfe also serves as Chief Compliance Officer at L&M Group Ltd. and maintains a life insurance license in New York. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and corporate investors, offering a range of brokerage and advisory services supported by advanced asset-allocation tools and access to third-party money managers. The firm operates a complex platform with multiple mergers and commercial arrangements, providing both discretionary and non-discretionary portfolio management options.