Steven Koskinen is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2015. Outside of his advisory role, he serves as a vestry member at Saint Peter’s Episcopal Church in Portland, Maine. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and research.

Brian Bartlett is a financial advisor with Edward Jones in Yarmouth, ME, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Troy Jellison is a financial advisor at UBS Financial Services with seven years of industry experience. He holds a Series 66 designation and has worked at UBS since 2018, with prior experience at Ameriprise Financial and Atlantic Fund Services. Outside of his advisory role, he serves on the finance committee of Triangle Lodge No. 1, A.F. & A.M., a longstanding community organization in Portland, Maine. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans and portfolio management. The firm operates with institutional trading capabilities alongside wealth management services, providing a broad range of capital markets and advisory solutions.

Travis Miller is a financial advisor at UBS Financial Services with 24 years of industry experience. He has been with UBS since 2006 and holds Series 63 and Series 65 licenses. Outside of his advisory work, he serves as a trustee for a condo association in Boston where he is involved in the building’s management. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources.

Barry Haffner is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with UBS since 1987 and previously worked at Painewebber Incorporated starting in 1986. Outside of his advisory role, he serves on the boards of several organizations including a real estate association, a music school, and a country club golf committee. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings that include financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client strategies.

Joyce Pike is a financial advisor at Morgan Stanley with 31 years of industry experience. She holds Series 63 and Series 65 designations and has been with Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery conversations and advanced planning tools, managing approximately $2.74 trillion in client assets.

Eric Pronovost is a financial advisor with Robert W. Baird & Co., holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Robert W. Baird since 2015. Outside of his advisory role, he co-owns a rental condo at Sugarloaf Mountain Hotel in Maine. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, employing both in-house and third-party managers across a range of traditional and non-traditional investment strategies.

George Spino is a financial advisor at Raymond James Financial with 40 years of experience. He holds the ChFC® and Series 63 designations and has been with Raymond James Financial since 2001. Outside of his advisory role, he serves as an assistant football coach for Greely Youth Football. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and analytical modeling and supports a range of advisory programs and institutional consulting services.

Carter Pearl is a financial advisor at Raymond James Financial with a Series 66 designation and four years of industry experience. He has worked at Raymond James and its affiliate Financial Benefit Services Corporation since 2019. Outside of advising, he serves on the advisory board of Maine Central Institute, where he participates in quarterly board meetings and committee work related to the school's development. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, corporations, and institutional clients. The firm offers tailored, non-discretionary advice supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Christina Marquette is a Financial Consultant at Fidelity Investments, a role she has held since 2025. She has been with Fidelity Investments since 2023, progressing through positions including Financial Representative, Relationship Manager, and Planning Consultant. Christina works closely with clients to develop customized financial plans, identify opportunities to enhance their outcomes, and maintain consistent communication to ensure confidence in their financial futures. Christina holds a California Insurance License, which supports her capability in providing comprehensive financial advice. Outside of her professional work, she has interests in music, outdoor adventures, pets, running, and traveling.

Margaret Haskell is a financial advisor with RBC Capital Markets in Portland, ME, holding Series 63 and Series 66 credentials and 35 years of industry experience. She has been with RBC Capital Markets since 2008. Outside of her advisory role, she serves as Treasurer and a board member for Almost Home Rescue, a nonprofit organization. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies implemented through a mix of in-house and third-party managers, complemented by RBC’s capital-markets capabilities and affiliated asset managers.

Naveed Ahmady is a financial advisor at UBS Financial Services with 10 years of industry experience. He has been with UBS since 2015 and holds the Series 66 designation. Outside of his advisory role, he serves on the board of directors for MidCoast Humane, where he contributes financial guidance and helps develop additional funding for the organization. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings that include financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing a range of solutions supported by proprietary research and a broad platform of capital markets activities.

Paula Raleigh is a financial advisor with UBS Financial Services in Portland, ME, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. She has been with UBS since 1995. Outside of her advisory work, she also works as a customer service representative for L.L. Bean. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Claire Cooney is a CFP® with 37 years of experience in the financial industry and has been with Raymond James & Associates since 2014. Based in Portland, ME, she serves clients through the firm’s advisory platform. She is also a committee member of the St. Brigid School Finance Committee, where she participates in budgeting, tuition setting, and fundraising activities. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and consulting services supported by extensive research and a range of portfolio management styles.

Adam Mattson is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2017. He collaborates with clients to develop holistic wealth plans by clearly defining their financial goals and assisting them through various phases of their financial journey. His approach aims to provide clients with peace of mind by helping them understand how their investments are managed and performing. Adam's professional experience spans multiple roles in the financial services industry, beginning as a Customer Services Representative at Putnam Investments from 2002 to 2004. He then held several positions at Columbia Threadneedle Investments, including Product Specialist, Regional Sales Consultant AVP, Regional Sales Director, and Lead Business Analyst between 2004 and 2016. Prior to joining Fidelity Investments, he also worked as a Corporate Retirement Plan Associate at Richard Brothers Financial Advisors from 2016 to 2017. Adam holds a California Insurance License. Outside of work, Adam spends his weekends with his wife and two children, engaging in activities such as coaching their teams, skiing, camping, and visiting the beach.

Sarah Huckins is a Financial Consultant at Fidelity Investments, where she focuses on creating personalized financial plans tailored to her clients' individual goals and priorities. She emphasizes building meaningful relationships and trust to support her clients' confidence in their financial futures. Since joining Fidelity in 2020, Sarah has held various roles, including Investment Consultant, Portfolio Specialist, and Client Management Representative, gaining comprehensive experience in investment solutions and client services. She holds insurance licenses in Arkansas and California. Outside of her professional work, Sarah enjoys spending time at the beach, playing board games, engaging in family activities, exploring food interests, attending social events with friends, and parenthood.

Christopher Rogers is a financial advisor with Raymond James & Associates in Portland, ME, holding Series 63 and Series 66 credentials and bringing 42 years of industry experience. He has been with Raymond James since 2013. Outside of his advisory role, Rogers is a partner in Griswold Holdings LLC and an investor in The Sugarbowl, a local business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions through a variety of portfolio management styles and affiliated research resources.

Deborah Galarneau is a CFP® professional with 31 years of industry experience. She is currently with Cambridge Investment Research Advisors and previously worked for Cantella and Co., Inc. for over a decade. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, and charitable organizations, providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers multiple investment platforms and strategies, including proprietary models and access to third-party managers, with both discretionary and non-discretionary options tailored to client objectives.

Timothy Keene is a financial advisor with Ameriprise in N Yarmouth, ME, holding a Series 66 designation and 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized, non-discretionary retirement income recommendations through a centralized consulting team.

Corey Woodhead is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Cetera in Falmouth, ME. His prior experience includes roles at LPL Financial, Gorham Savings Bank, and INVEST Financial Corporation. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services through a multi-manager platform with various program options and custodial relationships.