Joseph Mccarthy is a financial advisor with LPL Financial in Hamden, CT, holding Series 63 and Series 65 licenses and 24 years of industry experience. He has been with LPL Financial since 2002. Outside of his advisory role, he is a co-owner of Smedley Aerial Lifts LLC and Smedley Industrial Services, Inc., businesses unrelated to investment management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with diverse investment strategies and advanced operational tools.

Meghan Mills is an advisor with LPL Financial based in Guilford, CT, holding Series 65 and Series 63 licenses and four years of industry experience. Her prior experience includes roles at Sound Generational Wealth, Inc., The O.N. Equity Sales Company, and Diastole Wealth Management, Inc. In addition to her advisory work, she holds a notary commission in the state of Connecticut. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services, utilizing both proprietary and third-party strategies, supported by technology tools for operational and research purposes.

Frank Germano is a CFP® professional with 35 years of industry experience, currently serving at OSAIC since 2025. His prior roles include positions at Lincoln Financial Securities Corporation, Investors Capital Corp., Tower Square Securities, Inc., and Veravest Investment Advisors, Inc. Germano is also involved in offering insurance products and tax preparation services through several privately owned entities. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services such as comprehensive financial planning and unified managed accounts. The firm utilizes model-based asset allocation and portfolio optimization tools and is notable for its scale, complex affiliate network, and multi-advisor platform.

Alexander Boehm is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has three years of industry experience, including roles at MassMutual Life Insurance Co and Travelers Insurance. Outside of finance, he works as a bartender at WeHa Brewing in West Hartford, CT. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, and charitable organizations. The firm provides financial planning, asset management, and educational seminars, employing collaborative, goal-based planning supported by advanced analytical tools.

James Combs is a CFP® professional with six years of industry experience, currently serving at Cetera and Cartier Wealth. His career includes roles at Ameriprise, National Life Group, and PricewaterhouseCoopers LLP. Outside of finance, he managed Good Neighbor Lawn Care for over a decade. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management and financial planning services. The firm supports a variety of investment strategies and program structures with over 10,000 advisors and more than $256 billion in assets under management.

Robert Mckinnon III is a financial advisor at Cambridge Investment Research Advisors with 10 years of industry experience. He holds the Series 66 designation and has worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2021. Prior to that, he was with JL Glowka Wealth Management and Invest Financial Corporation. Outside of advising, he owns a tax preparation business and serves as a committee member of the Berlin Republican Town Committee. Cambridge Investment Research Advisors serves a diverse clientele including individual, institutional, pension, and charitable organization clients by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages assets across multiple platforms and supports both discretionary and non-discretionary management, also providing access to third-party advisers and proprietary model strategies.

Emily Bordeau is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 17 years of industry experience. She has worked at Mass Mutual Investors Services since 2018 and previously at Essex Financial and infinex Investments, Inc. In addition to her advisory role, she teaches yoga at Core and Restore. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations, using firm-approved tools and a collaborative approach.

Jeffrey Pinover is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. His prior work includes roles in the retail and education sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and offers advisory services supported by oversight controls and a structured governance process.

Nicholas Cyr is a Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments since 2020, progressing through roles including Financial Representative, Investment Consultant, and Financial Consultant I. Prior to joining Fidelity, he worked as an Insurance Representative at Mutual of Omaha in 2020. In his current role, Nicholas partners with clients to develop comprehensive financial plans tailored to their individual goals. His approach emphasizes educating clients to simplify complex financial topics and enhance their understanding. Nicholas holds a California Insurance License. Outside of his professional work, he enjoys activities such as beach outings, golf, and skiing.

Jodi Polick is a financial advisor with Merrill in New Haven, CT, holding a Series 66 designation and bringing 21 years of industry experience. She has been with Merrill since 2009 and also has a longstanding affiliation with Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Todd Cody is a financial advisor at Merrill with 22 years at the firm and 10 years of industry experience. He holds the Series 66 designation and is based in New Haven, CT. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Anne Debowes is a financial advisor with Wells Fargo Clearing in New Haven, CT, holding Series 63 and Series 65 licenses and 26 years of industry experience. Her prior roles include positions at Chase Investment Services Corp. and J.P. Morgan Securities Inc. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party databases.

Christopher Gavin is a financial advisor with LPL Financial, holding a Series 66 designation and over 23 years of industry experience. He has worked at LPL Financial since 2021 and previously spent 18 years at Waddell & Reed, Inc. Outside of his advisory work, Gavin owns several non-investment businesses, including The Sweets Pond Food Company, LLC and TrailIntel. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions with a broad range of advisory and brokerage services. The firm supports its network of over 22,800 advisors with various investment strategies and operational tools, managing more than $819 billion in discretionary assets.

Paul Shay is a financial advisor with Osaic, holding the ChFC® and Series 63 designations, and has 46 years of industry experience. He has worked at Osaic since 2025 and previously spent 17 years with Lincoln Financial Securities. He also has experience selling and servicing life insurance. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supported by a variety of portfolio management strategies and tools.

Michael Prior is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 1991, providing financial planning and wealth management services. His client base includes high-net-worth families, individuals, and not-for-profit institutions. Michael attended Notre Dame West Haven High School and The Williston Northampton School. He holds a Bachelor's degree from The University of Connecticut and has earned the Personal Investment Advisor (PIA) designation. He is a long-time resident of North Haven, where he lives with his wife, Sue.

Mark Meotti is a financial advisor with Morgan Stanley in New Haven, CT, holding a Series 66 designation and nine years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017. Prior to his current role, he took a one-year break for extended travel. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services that utilize firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and provides tailored planning through its Financial Advisors and Estate Planning Strategies Group.

Stacy Capobianco is a financial advisor with Morgan Stanley in New Haven, CT, holding a Series 66 designation and 11 years of industry experience. She previously worked at Janney Montgomery Scott from 2007 to 2017 before joining Morgan Stanley and its Private Bank in 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of financial advisory programs to individuals and institutional clients. The firm provides tailored financial planning using structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Jack Murray is a Financial Advisor at Merrill Lynch Wealth Management based in New Haven, Connecticut. Since beginning his career in wealth management in 2018 after graduating from Quinnipiac University, he has worked with a broad range of families and clients. He particularly focuses on serving physicians and healthcare workers. Jack holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). He provides guidance across a variety of areas such as college education planning, executive compensation, family wealth management strategies, personal retirement planning, portfolio management services, tax minimization, and retirement income. Outside of his professional work, Jack enjoys spending time boating, playing hockey, exercising, and being outdoors. He strives to build relationships based on integrity, loyalty, and objectivity to help clients achieve their financial goals.

David Meade is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He previously worked at People's Securities, Inc., Signator Investors, Inc., and MSI Financial Services, Inc. Meade operates several investment-related businesses under LPL Financial, including Meade Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies.

John Glowka is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 licenses. He has 42 years of industry experience, including prior roles at Lincoln Financial Securities Corporation, Invest Financial Corp, and Cetera. Glowka is also the owner of JL Glowka Wealth LLC and works as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base of individuals and institutions by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and offers access to multiple platforms, proprietary model strategies, and third-party advisers.