David Morrison is a financial advisor with Wells Fargo Clearing in Albany, NY, holding a Series 63 designation and 29 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Patrick Marlatt is a financial advisor at Equitable Advisors with six years of industry experience. He holds a Series 66 designation and has previously worked in various roles including academic positions at SUNY Oswego, Onondaga Community College, Lemoyne College, and SUNY Canton. In addition to his advisory role, he is involved as a sales associate with Realty Benefit Services and Dergalis Associates LLC. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing a range of third-party advisory models and proprietary investment products.

Jason Blair is a financial advisor at LPL Financial with 18 years of industry experience and holds the Series 66 designation. Prior to joining LPL Financial in 2025, he worked at Northwestern Mutual Wealth Management Company and The Ayco Company. He is also involved with Tennant Financial, an investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of advisers, offering a broad range of advisory programs and financial services.

Mark Davidson is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Cadaret Grant & Co., Inc. and Citizens Securities, Inc. Davidson serves as a board member for the Arkell Museum and Library and volunteers with the Boy Scouts of America. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and services, including financial planning, retirement plan consulting, and model portfolio management supported by research from LPL Research and third-party subadvisors.

Justin Spraker is a financial advisor with Cetera who holds a Series 66 credential and has 24 years of industry experience. He has worked at firms including Raymond James Financial Services and Ameriprise Financial Services. Outside of his advisory roles, he is the owner of GHA Executive Services LLC, which supports his financial practice. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored, corporate, charitable, and institutional clients nationwide. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that combines affiliated and third-party model portfolios with various program structures.

Pierce Mahar III is a financial advisor with LPL Financial in Latham, NY, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at LPL Financial since 2018 and previously at INVEST Financial Corporation. Mahar is also president of Education Funding Specialists, Inc., a role he has held since 2003. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by in-house and third-party research and technology-driven strategies.

Jeffrey Miller is a financial advisor with Ameriprise in Freehold, NY, holding a Series 63 designation and 14 years of industry experience. He has been with Ameriprise and its related entities since 2012. Outside of his advisory work, he owns All-Trades Improvements, a remodel construction and woodworking business. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, delivering customized recommendation reports that incorporate tax-smart withdrawal strategies and Social Security options. The firm combines research, modeling, and algorithmic tools to support its advisory process and offers a broad range of investment and insurance solutions through affiliated entities.

Donna Stewart is a financial advisor at LPL Financial with 27 years of industry experience. She previously worked at Key Investment Services LLC and KeyBank from 2016 to 2023, and is currently affiliated with Pioneer Bank as a Premier Relationship Manager. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, and provides both discretionary and non-discretionary management supported by research and various investment strategies.

Sarah Paige is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. She has worked at LPL Financial and Pachira Wealth Management since 2024. Her prior experience includes roles outside the financial industry, such as positions at SUNY Oneonta and Cooper's Cave Ale Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Robert Manor is a financial advisor with UBS Financial Services in Albany, NY. He holds a Series 66 designation and has been in the financial industry since 2024. His prior experience includes roles at Goldman Sachs and H&R Block, as well as work in healthcare and academia. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to create tailored financial plans. The firm combines institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

Carlos Martinez is a financial advisor with Wells Fargo Clearing in Rotterdam, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Renu Kallianpur is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has been with LPL Financial since 2018 and also works with INVEST Financial Corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, supported by research and model portfolios from LPL Research and third-party subadvisors.

Tara Hutchins is a financial advisor at Wells Fargo Clearing with nine years of industry experience. She holds the Series 66 and Series 63 designations and has worked at Wells Fargo Clearing Services LLC since 2017. Prior to that, she was involved with the Adult and Senior Center of Saratoga for one year. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Liam Rice is a financial advisor at Cetera with three years of industry experience. He holds the Series 66 designation and previously worked at firms including Bank of America, Merrill, Morgan Stanley, and LPL Financial. Outside of his advisory role, he coaches youth soccer. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and advisory services through a multi-manager platform with access to affiliated and third-party managers, supporting both discretionary and non-discretionary strategies.

Ralph Lemme is a financial advisor with UBS Financial Services in Albany, NY, holding Series 63 and Series 65 designations and bringing 37 years of industry experience. He has been with UBS since 2014. He has served as an officer and board member for local nonprofit organizations focused on community parks and youth rowing programs. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, incorporating proprietary capital market research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management and offers a variety of investment products and capital markets services.

Kemal Garuc is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds a Series 66 designation and has worked at JP Morgan Chase Bank and Bank of America, including Merrill, prior to his current roles. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary programs supported by an in-house manager solutions team and centralized due diligence.

Jonathan Laparl is a CFP® professional with 19 years of experience in the financial services industry. He has worked at OSAIC since 2018 and previously spent 11 years with Signator Investors, Inc. He is also involved in financial planning and investment advisory through his sole proprietorship, Threesixty Wealth and Financial Management, and serves as an executor of an estate. OSAIC serves a wide range of clients, including individual investors, institutions, and charitable organizations, providing integrated brokerage and advisory services with a focus on diversified portfolio construction using firm-supported tools and third-party offerings.

Keagan O'Connor is a Financial Consultant at Fidelity Investments. In this role, he focuses on assisting individuals with strategic financial planning and providing personalized guidance to help clients work toward their financial goals. Prior to joining Fidelity, Keagan worked as a Financial Analyst at Goldman Sachs (AYCO) from 2019 to 2023. His professional experience includes investment consulting and financial analysis, contributing to his expertise in financial services. Outside of his professional career, Keagan's personal interests include board games, football, golf, music, and attending social events with friends.

Richard Daniels is a financial advisor at LPL Financial with 43 years of industry experience, including 36 years at LPL. He holds the Series 63 designation and is based in Albany, NY. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by proprietary and third-party research and technologies.

Ryan Dudzic is a financial advisor with Ameriprise in Albany, NY, holding a Series 66 designation and six years of industry experience. He has worked at Ameriprise since 2019 and has prior experience in roles outside finance, including positions at Annarella's Ristorante and Siena College. In addition to his advisory role, Dudzic supports lead advisors through FFLIH, LLC, assisting with meeting preparation and client transactions, and provides consulting services to franchise clients through INetwork NY LLC. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning with tax-aware withdrawal strategies. The firm’s approach integrates investment research, third-party data, and algorithmic tools, operating within a defined investment universe influenced by affiliated product relationships.