Chris Sebastian is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He began his career at Merrill Lynch in 1991 and currently leads a 14-person team providing a family office-like experience to clients. Chris serves a select group of highly successful clients, including executives, doctors, attorneys, and entrepreneurs, designing tailored strategies that reflect their unique circumstances. With over 30 years of experience, Chris oversees the team's strategic initiatives and execution of business plans. His areas of expertise include executive compensation, equity compensation services, family wealth management strategies, institutional consulting, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Chris holds a Bachelor of Science degree in Business from Clarkson University and has earned the Personal Investment Advisor (PIA) designation. Outside of his professional role, Chris has personal interests in gardening, softball, and tennis.

Douglas Berkun is a financial advisor at OSAIC with 42 years of industry experience. He holds a Series 63 designation and has previously worked at Securities America Advisor, Inc. and Securities America Inc for 17 years. Outside of his advisor role, he is also an insurance agent with L&M Group, providing life insurance services. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, advisory, and financial planning services with access to third-party money managers and multiple portfolio management platforms.

Matthew Sotland is a CFP® professional with 19 years of industry experience, currently serving as an advisor at Wells Fargo Clearing since 2016. His prior experience includes roles at Wells Fargo Advisors LLC and UBS Wealth Management. He holds a minority ownership in a commercial rental property holding company in Williamsville, NY. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 financial advisors and offers both brokerage and advisory solutions.

Joseph Fecio is a CFP® professional with 28 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. He previously worked at Commonwealth Financial Network and Lincoln Financial Advisors. He has maintained a long-standing appointment as an insurance agent for non-variable life insurance policies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports advisory programs and institutional consulting through a large network of advisors.

William Saperston is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2005. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its advisory services.

Scott Jusiak is a financial advisor with Equitable Advisors in Williamsville, NY, holding Series 63 and Series 66 licenses and 25 years of industry experience. He has been with Equitable Advisors since 2004 and served in the U.S. Air Force Reserve from 1992 to 2021. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a range of advisory models, including third-party programs and discretionary management, and offers ERISA fiduciary services through credentialed representatives.

Michael Alba is a financial advisor with Edelman Financial Engines, holding Series 65, Series 63, and Series 66 licenses and 17 years of industry experience. His prior roles include positions at HSBC Securities (USA) Inc., td ameritrade, Citizens Securities, Inc., and operating Innovative Ecom LLC. He is based in Lancaster, NY. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment management with a focus on diversified model portfolios and long-term strategies.

Liam Davis is a financial advisor with LPL Financial based in Hamburg, NY, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Cadaret Grant & Co., Inc. and Equitable Advisors LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

James Rehak Jr. is a financial advisor with LPL Financial in Buffalo, NY, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has over 40 years of industry experience and has held roles at firms including Lawley Retirement Advisors, Cadaret, Grant & Co., Inc., and OSAIC. Rehak serves on the audit committee of Challenge Manufacturing Company, a role outside his advisory activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides financial planning, model portfolio programs, and institutional platforms, supporting a large network of registered investment advisers who utilize a variety of strategies and technology tools.

Glenn Shaikun is a CFP® with 45 years of industry experience and is currently affiliated with OSAIC. He previously worked at Investacorp and its advisory services division for over 25 years before joining Securities America Advisors. Outside of his advisory role, he is involved in an insurance business and operates Financial Education Resources. OSAIC serves a diverse client base including individual investors, pension plans, and charitable organizations through a large network of advisers and multiple platforms. The firm employs a variety of asset-allocation and portfolio management tools, offering integrated brokerage and advisory services with access to third-party money managers and specialized investment solutions.

Anne Pasker is a financial advisor with Raymond James & Associates in Buffalo, NY, holding Series 63 and Series 65 designations and 27 years of industry experience. She joined Raymond James in 2020 after working at key Investment Services LLC from 2016 to 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting through a range of investment strategies and affiliated research.

Matthew Siva is a financial advisor with LPL Financial in Buffalo, NY, holding the Series 63 and Series 65 licenses and bringing four years of industry experience. His prior roles include positions at Cadaret Grant & Co., Inc. and SC Parker, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jared Smith is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 credentials and has 15 years of industry experience. His prior roles include positions at Noble Wealth Partners, Crux Wealth Advisors, Key Investment Services, and M&T Securities. He is also involved as a minority partner and officer in several support entities related to his financial planning practice. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports a wide advisor network, with services that include municipal advisory work and specialized retirement plan consulting.

Peter Kazmierczak is a CFP®-certified financial advisor with eight years of industry experience, currently with Morgan Stanley in Williamsville, NY. His prior roles include positions at AllianceBernstein Investments and Nottingham Advisors Inc., among others. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Courtland Van Deusen V is a financial advisor with Cetera in Buffalo, NY, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at Avantax Investment Services and 1st Global Capital Corp. Outside of his advisory work, he serves as treasurer and board member for the C&D Van Deusen Foundation, a private charitable foundation supporting educational and religious institutions, and is involved in nonprofit efforts related to hearing services and local education. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with a range of discretionary and non-discretionary investment programs and access to third-party money managers.

James Anderson is a CFP®-certified financial advisor with Edward Jones, based in East Aurora, NY, and has 15 years of industry experience. He has been with Edward Jones since 2010. Outside of his advisory role, Anderson serves on the finance committee of Aurora Waldorf School in West Falls and is a board member and treasurer for Aurora Waldorf School in South Wales. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets through a large network of advisors and branch offices, offering a range of advisory programs, tax-efficient services, and affiliated investment products while operating under a fiduciary standard.

Jaclyn Singer is a financial advisor at RBC Capital Markets with 19 years of industry experience. She holds a Series 66 designation and has worked at Merrill and RBC Capital Markets. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies that combine internal and third-party managers, providing a range of portfolio management, financial planning, and brokerage services.

Michael Carrig is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds the Series 66 designation and has worked at UBS since 2022. Prior to UBS, he was with Bank of America N.A. and Merrill from 2014 to 2022. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides a range of financial planning and portfolio management solutions supported by proprietary research and a broad platform of capital markets and custody services.

Gino Callisto is a financial advisor with Mass Mutual Investors Services, holding the Series 63 and Series 65 designations and bringing 27 years of industry experience. He has been with MML Investors Services since 2011 and Mass Mutual Life Insurance Company since 2009. Outside of advising, he works as a life insurance agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, and various organizations. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved software and strategies focused on client goals.

Matthew Mcmahon is a Financial Advisor at Merrill Lynch Wealth Management. He joined the firm in 2026, bringing with him two decades of experience in Capital Markets and Institutional Sales acquired at various broker dealers. Matthew specializes in advising clients on investment strategies and wealth management tailored to their financial goals. He holds a Bachelor of Science degree in Business Management from the State University of New York at Buffalo. Additionally, Matthew has earned the Personal Investment Advisor (PIA) designation, supporting his professional expertise in personal investment advisory services.