Charles Gadsden is a financial advisor at J.P. Morgan Securities with a Series 66 credential and two years of industry experience. His work history includes roles at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Rachel Nolan is a Financial Consultant at Fidelity Investments, where she has been serving clients since 2022. She collaborates with clients to develop financial plans tailored to their unique family situations, aiming to help them achieve their financial goals and provide peace of mind through life's various events. Rachel has been with Fidelity Investments since 2014, holding roles including Financial Representative, Investment Consultant, and currently as a Financial Consultant. This experience has contributed to her expertise in financial planning and investment consulting. Outside of her professional work, Rachel enjoys activities such as barre, fitness, hiking, traveling, and exploring food. She also has an interest in pets.

Robert Whitbeck is a financial advisor with Osaic Wealth, Inc. in Rochester, NY, holding Series 65 and Series 63 licenses and with 37 years of industry experience. Prior to joining Osaic in 2025, he spent 27 years at Lincoln Financial Advisors Corporation. He is also an insurance agent offering accident and health, disability, fixed annuities, index annuities, fixed life settlements, fixed life premium financing, and traditional life insurance. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a large network of advisers, using asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios that may include a broad range of investment vehicles.

Marcia Ford is a financial advisor at Cetera with 43 years of industry experience and holds a Series 63 designation. She has worked within the Cetera network since 2013. In addition to her advisory role, she is licensed as a fixed insurance agent, selling life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services through multiple program structures and investment approaches.

Devin Rasmussen is a financial advisor with LPL Financial in Rochester, NY, holding Series 66 and Series 63 credentials and eight years of industry experience. His work history includes roles at ESL Investment Services, Bank of America, Merrill, J.P. Morgan, and US Bank. Outside of his advisory career, he is the owner of Outlet Rod & Gun Club. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers diverse advisory programs and financial planning services, utilizing model portfolios and research from multiple sources, and provides both discretionary and non-discretionary management options.

Amanda Archer is a Branch Leader at Fidelity Investments, a position she has held since 2024. In this role, she leads a team of financial advisors who work with clients to deliver personalized financial planning experiences. Her approach focuses on helping clients feel confident in their financial plans while prioritizing their goals, enabling them to concentrate on what matters most to them. Amanda has been with Fidelity Investments since 2012, progressing through several roles including Financial Representative, Relationship Manager, Senior Relationship Manager, and Planning Consultant. This extensive experience within the company has contributed to her expertise in financial advisory and client relationship management.

Christopher Gaudino is a financial advisor with LPL Financial in Rochester, NY, holding a Series 66 designation and 11 years of industry experience. He previously worked at INVEST Financial Corp. for four years prior to joining LPL Financial in 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management alongside various model portfolios and research resources.

Barry Sullivan is a financial advisor with Wells Fargo Advisors in Rochester, NY, holding Series 63 and Series 65 licenses and 46 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisor role, he is the owner and trustee of Sullivan & Associates Wealth Management, LLC, a firm he has maintained since 2014. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet certain net-worth criteria, using proprietary research and planning tools to develop customized recommendations.

Tricia Zanon is a financial advisor with Raymond James & Associates, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. She has worked with Wells Fargo Clearing and Wells Fargo Advisors LLC prior to joining Raymond James in 2018. Based in Rochester, NY, Zanon focuses on delivering personalized financial advice. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing roughly $501 billion in assets for a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, supported by a range of portfolio management styles and affiliated research.

Christopher O'Dell is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2019. He works closely with families to define their financial goals and develop comprehensive plans tailored to their specific needs. His approach emphasizes financial planning as an ongoing process aimed at making sensible decisions through each stage of life to work toward financial freedom. Christopher has extensive experience in the financial services industry, having held various advisory roles since 2009. Prior to his current role, he served as a Financial Advisor at Ameriprise Financial Services Inc. from 2014 to 2019, a Financial Consultant at Allstate Financial Services Inc. from 2012 to 2014, a Financial Advisor at Merrill Lynch from 2010 to 2012, and a Planning Assistant at Ameriprise Financial from 2009 to 2010. Outside of his professional work, Christopher enjoys cooking and baking, participating in family activities, playing golf, riding motorcycles, and practicing yoga.

Daniel Ioos is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Securities LLC and Jpmorgan Chase Bank NA since 2019, following his studies at the State University of New York College at Oneonta. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Brian Blaustein is a financial advisor with OSAIC in Rochester, NY, holding a Series 63 designation and 28 years of industry experience. He previously worked at Securities America Advisors, Inc. and Securities America, Inc. Blaustein is involved in BlueMark Advisors, which provides fixed insurance product services through a partnership with the Greater Rochester Chamber of Commerce. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a wide array of advisory platforms and services, utilizing asset-allocation tools and third-party solutions to construct portfolios and manage accounts on both discretionary and non-discretionary bases.

Thomas Ferraro Jr. is a financial advisor with Cetera and holds a Series 63 designation. He has 34 years of industry experience, including long tenures with Avantax Insurance Agency and related firms. Outside of his advisory work, he is a certified public accountant operating his own tax preparation and accounting practice and is a self-employed musician. He also serves as treasurer in waiting for the Gates Historical Society, a local nonprofit organization. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Simon Devenish is a financial advisor with LPL Financial based in Spencerport, NY. He holds Series 63 and Series 65 credentials and has four years of industry experience. His background includes roles in health and life insurance brokerage and operating a website design business. He has also worked at the Spencerport Depot and Canal Museum and is employed at Monroe Community College’s Public Safety Training Facility. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from multiple sources, along with various institutional and participant advice programs.

Noah McDonald is a Planning Consultant at Fidelity Investments, where he works collaboratively with clients to develop financial plans aligned with their personal goals. He engages with clients to review their progress and identify strategies that reflect their priorities and concerns. Noah has held various roles in the financial services industry, including Private Client Relationship Manager at Citizens Bank from 2024 to 2025, Associate Advisor at Northwestern Mutual from 2022 to 2024, and Financial Representative at Northwestern Mutual from 2021 to 2022. Outside of his professional work, Noah has interests in food, skiing, theater, traveling, and volunteering.

Antonio Barcelo is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and six years of industry experience. His prior roles include positions at Key Investment Services LLC and MassMutual Life Insurance Co. before joining Mass Mutual Investors Services. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers educational seminars and employs firm-approved software to deliver written financial recommendations within annual, collaborative planning engagements.

Michael Deer is a financial advisor with MassMutual Investors Services and holds a Series 63 designation. He has 26 years of industry experience, including prior roles at Metlife Securities and Massachusetts Mutual Life Insurance Company. Outside of his advisory work, he is involved with Deer & Yunker Financial Partners, assisting clients with life settlements and insurance brokerage. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning relationships and provides specialized services such as divorce and estate-settlement planning.

Justin Wolf is a financial advisor with LPL Enterprise in Rochester, NY. He holds a Series 66 designation and has three years of industry experience, including prior roles at Equitable Advisors and involvement with Elderly Care Guidance LLC. Outside of his advisory work, he is engaged with MC Management in a non-investment-related capacity. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and other institutions through both advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management programs, and a range of brokerage and insurance products via its integrated platform.

Eric Rogers is a financial advisor with MassMutual Investors Services in Rochester, NY, holding a Series 63 designation and 10 years of industry experience. He previously worked at Northwestern Mutual from 2016 to 2018 before joining his current firm in 2018. Outside of his advisory role, Rogers is also an insurance agent with Wayfinder Strategic Planning & Wealth Management LLC, focusing on life, disability, long-term care, fixed annuities, and health insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, typically recommending investment categories and strategies without discretionary authority.

Benjamin Messmer is a financial advisor affiliated with LPL Financial, holding Series 65 and Series 63 credentials and bringing 10 years of industry experience. His background includes roles at M&T Securities, NY Patriot Construction, Millet Masonry and Construction, and Axa Advisors. He is also engaged in a home-based non-investment-related activity outside of his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party research, and diverse investment strategies.