Zachary Sims is a financial advisor with Mass Mutual Investors Services, holding a Series 66 credential and five years of industry experience. His career includes roles at NewDay Financial LLC and various positions within MassMutual and its affiliates. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements utilizing firm-approved tools and educational seminars.

Christian Keiter is a financial advisor with Wells Fargo Advisors, holding Series 63 and 66 licenses and three years of industry experience. Prior to joining Wells Fargo Advisors, he worked at Citi and Truist. Outside of finance, he has experience working at Lykens Valley Golf Course for five years. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and sports and entertainment planning.

Kenneth Laukhuff is a financial advisor with LPL Financial in Middletown, PA, holding a Series 66 designation. He has recently entered the industry and has prior experience in various business ventures including dental service companies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of financial planning and advisory services along with model portfolios and research support.

Tony Feliciano is a financial advisor with Mass Mutual Investors Services in Mechanicsburg, PA. He holds the ChFC® designation and Series 63 license and has 37 years of industry experience. He has been with MML Investors Services, Inc. and MassMutual Life Insurance Company since 1987. Outside of advisory work, he is a member and investor in The Conodoguinet Club LLC, a golf simulator location. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software for goal analysis and delivers written recommendations through annual, collaborative planning relationships.

Mark Snyder is a financial advisor with RBC Capital Markets in Lemoyne, PA, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has worked with RBC Capital Markets since 2009 and with City National Bank since 2020. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored strategies implemented through various investment managers and options for portfolio customization.

Justine Davis is a financial advisor at Morgan Stanley with six years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank since 2019. Outside of her advisory role, she is involved in community and cultural activities, including serving as treasurer for The Harrisburg Symphony Society and performing as a cello player with The Saint Christine's. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and structured discovery conversations. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and employer-sponsored planning arrangements.

Jeffrey Anderton is a financial advisor with Charles Schwab in Camp Hill, PA, holding a Series 63 designation and 29 years of industry experience. He has been with Charles Schwab since 1999 and has worked at Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining multi-asset model portfolios with centralized supervisory and custody arrangements.

Paul Smith is a financial advisor with Ameriprise, holding Series 63 and Series 65 designations and bringing 35 years of industry experience. He worked at Edward D. Jones & Co., L.P. for 28 years before joining Ameriprise in 2019. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides tailored retirement income planning and ongoing advice based on proprietary research and algorithmic tools.

Stefan Niculae is a financial advisor at Cetera with 25 years of industry experience and holds a Series 66 designation. He has been with Cetera and its affiliated entities since 2013. Niculae also owns an inactive LLC established for tax purposes. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management and consulting services through a large network of independent advisors.

Edward Mckee is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, following a seven-year tenure at Wells Fargo Advisors LLC. Outside of his advisory role, he serves as treasurer and finance committee member for local nonprofit organizations including the Greater Susquehanna Valley YMCA and the Lewisburg Little League. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a wider range of financial product options than many peers, such as insurance-related vehicles and bank deposit sweep programs.

Christopher Hanshaw is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing in 2016. Outside of his advisory role, he serves as an executor and trustee for family estates and trusts. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s investment process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Bradley Epps is a financial advisor with Ameriprise in Elizabethtown, PA, holding Series 63 and Series 65 licenses and possessing 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is the managing partner and CEO of LWAG LLC, a financial planning firm. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, combining proprietary research and third-party data to provide tailored, tax-aware withdrawal strategies.

Jesse Hodges is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he served in the U.S. Army from 2015 to 2023. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Matthew Frey is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and 13 years of industry experience. His prior roles include positions at Ocean Thermal Energy Corporation, Massachusetts Mutual Life Insurance Company, and Metlife Securities. Cambridge Investment Research Advisors serves a broad client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm provides a variety of portfolio management strategies and investment platforms, combining proprietary models and access to unaffiliated strategists.

Matthew J. Frye, CFP®, CPFA®, serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining Merrill in 2009, he has provided tailored financial, estate, and wealth planning solutions, focusing on areas such as divorce transition planning, family wealth management strategies, institutional investment consulting, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, and retirement income. Matthew earned a Bachelor's degree in Public Administration from Shippensburg University in 2005. Prior to his career at Merrill, he worked at Sherwin-Williams from 2005 to 2009, where he was recognized as Manager of the Year in 2008. He attained the CERTIFIED FINANCIAL PLANNER® designation in 2014 and holds additional credentials including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His team's achievements include inclusion in the Forbes 2024 Best-in-State Wealth Management Teams list. Matthew is actively involved in his community through participation with organizations such as the Central PA Food Bank, Habitat for Humanity, Salvation Army, and the Humane Society of Central PA. Outside of his professional work, he enjoys adventure sports, biking, camping, cooking, gardening, hiking, running, traveling, and spending time with his wife and two children.

Hayden Bankes is a financial advisor at LPL Financial with three years of industry experience. He previously worked at Cambridge Investment Research Advisors and Belco Community Credit Union. In addition to his advisory role, he is an independent insurance agent. LPL Financial serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs, financial planning, and brokerage services.

Tara Mchugh Hollister is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and 19 years of industry experience. She has previously been associated with CUSO Financial Services, LP. In addition to her advisory role, she operates her own insurance agency offering accident, health, disability, annuity, and life insurance products. She is also forming an LLC to market her financial services business independently starting in 2026 and serves as a trustee for the associated 401(k) plan. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of advisers. The firm provides integrated brokerage and advisory services with a focus on asset allocation, risk tolerance, and investment diversification across various securities and managed account solutions.

John Ohara is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 11 years of industry experience. He has been with Wells Fargo entities since 2016, including Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics.

Sarah Leer is a financial advisor at LPL Financial with 23 years of industry experience. She holds the ChFC® designation and Series 66 license. Prior to joining LPL Financial in 2021, she spent 17 years with MML Investors Services and MassMutual Life Insurance Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs supported by research and model portfolios, providing both discretionary and non-discretionary management.

Loni Rothenberger is a financial advisor with Morgan Stanley, holding a Series 63 designation and bringing 22 years of industry experience. She has worked with Morgan Stanley Smith Barney since 2009 and has been associated with Citigroup Global Markets since 1999. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.