Michael Smoker is a financial advisor with Cetera who holds a Series 63 designation and has 25 years of industry experience. He has been affiliated with Cetera since 2004 and has an extensive background including ownership and management roles in multiple businesses such as Smoker Realty LLC and Smoker and Company, a CPA firm. Outside of his advisory role, he is involved in several entrepreneurial ventures including technology services and business consulting. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients from individuals to institutional accounts through a nationwide network of independent advisors. The firm offers diverse portfolio management and retirement services using a multi-manager platform that includes both affiliated and third-party model portfolios, with over $256 billion in assets under management.

Zachary Bechtold is a financial advisor at Raymond James Financial with nine years of industry experience. He holds the Series 63 and Series 65 credentials and has worked with firms including Academy Financial, Lincoln Financial Advisors, and AXA Advisors. His current roles include positions at both Raymond James Financial Services Advisors, Inc. and Fulton Bank. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and consulting strategies supported by advanced analytical tools and maintains a distinctive municipal advisor affiliation uncommon among large institutional advisors.

Shane Rebert is a financial advisor at Stifel with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Stifel Nicolaus & Co Inc since 2019. Prior to that, he was employed at Wells Fargo Clearing and Wells Fargo Bank, NA, as well as Scottrade, Inc. for nearly two decades. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary methodologies developed by its Investment Strategy Group, which provides forward-looking analyses to guide client decisions.

Amanda Diaz is a financial advisor at LPL Financial with five years of industry experience. She holds the CFP® designation and Series 66 and 63 licenses. Prior to joining LPL Financial in 2020, she worked at Janney Montgomery Scott from 2015 to 2020. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms with a range of advisory strategies.

Debra Szymanski is a financial advisor at Raymond James & Associates with nine years of industry experience. She holds a Series 66 designation and has previously worked at Stifel and LPL Financial. Raymond James & Associates, Inc. is a large, dually registered broker‑dealer and SEC‑registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting through various programs and emphasizing tailored, non‑discretionary advice supported by extensive firm research and multiple portfolio management styles.

Brian Asper is a financial advisor with Cetera in Ephrata, PA, holding Series 63 and Series 66 credentials and 25 years of industry experience. He previously worked at Concourse Financial Group Securities Inc for 11 years and has operated Pathway Financial Group since 2003. Asper is also the chairman of the board for Align Life Ministries, an educational nonprofit organization. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management and consulting services through a multi-manager platform featuring both affiliated and third-party strategies.

Sheldon Brubaker is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has worked at Prudential Insurance Company of America and Pruco Securities, LLC prior to joining LPL Enterprise. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and affiliated insurance and trust services.

Theodore Williams is a financial advisor at Ameriprise with 38 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliated entities since 1987. Outside of his advisory role, he has worked as a distributor for Send Out Cards and has been involved in consulting activities with Dynamic Directions. Ameriprise provides retirement-income planning services targeting individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Leon Horn is a financial advisor with Edward Jones in Stevens, PA. He holds the CFP®, ChFC®, and Series 66 designations and has nine years of industry experience, including a prior role at Orrstown Bank. Horn has been with Edward Jones since 2017. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including retail and high-net-worth households, pension plans, corporations, and nonprofits. The firm manages over $1 trillion in assets and offers a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products.

Scott Lindermann is a financial advisor at Stifel with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co Inc since 2013. Outside of his advisory role, he owns a real estate business involving property maintenance and management on a limited basis. Stifel serves a broad range of clients, including individuals, institutions, and nonprofit entities, offering brokerage and investment advisory services. The firm’s investment guidance is based on a proprietary methodology developed by its Investment Strategy Group, supporting client decisions through probabilistic modeling and capital market assumptions.

Jacob Arcilesi is a financial advisor at Morgan Stanley in Lancaster, PA, holding a Series 66 designation with one year of industry experience. His background includes roles outside of finance, such as working at Van Houtan Gardens and Spartan Surfaces, interspersed with periods of full-time education. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs with a structured financial planning process supported by firm-approved tools and serves approximately $2.74 trillion in client assets.

David Smith is a financial advisor at OSAIC with 42 years of industry experience. He holds the ChFC® designation and Series 63 and Series 65 licenses. Prior to joining OSAIC in 2018, he worked at Signator Investors, Inc. for 35 years. He is also involved with Mountain Top Wealth Management, where he engages in the sales and marketing of fixed annuities, insurance, and securities products. OSAIC serves a broad range of clients, including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to construct diversified portfolios across multiple asset classes.

Zachariah Hershberger is a financial advisor with LPL Enterprise, holding a Series 66 designation and beginning his advisory career in 2025. His prior experience includes roles at Douglas Hershberger / Comparion Insurance Agency and Keller Williams Elite. He serves as a board member of The Greens of Rapho Homeowners Association. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and insurance products through affiliated entities.

Mark Stone is a financial advisor with Cetera, holding a Series 66 credential and 27 years of industry experience. He has worked with various Cetera entities since 2020 and previously with First Allied Advisory Services and First Allied Securities. Outside of his advisory role, he serves as a board member of the Berk Community Health Center, volunteers in tax preparation, and is the treasurer for the Treatment Access and Service Center, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Jenine Wamsher is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. She has been with Wells Fargo Clearing since 2023. Outside of her advisory role, she works as a bartender and server at The Penn Hotel Sports and Raw Bar and at Delaches Fishing Association. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving plan sponsors with tailored investment solutions and a broader range of financial product options than many institutional advisers.

Douglas Darling is a financial advisor at LPL Financial with 27 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation and H.D. Vest Advisory Services. Outside of his advisory work, he owns Darling Dells Tree Farm and participates in the Family Forest Carbon Program. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a broad range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm combines extensive financial planning and asset management capabilities with a large network of investment adviser representatives.

Alexander Jones is a financial advisor with Ameriprise Financial Services in Lancaster, PA, holding Series 66 and Series 63 credentials and seven years of industry experience. His prior roles include positions at Concourse Financial Group Securities Inc and Jones Financial. Ameriprise Financial Services is a large, diversified advisory firm that serves individual and institutional clients, offering a specialized Premier Retirement Income service for clients approaching or in retirement. The firm’s approach includes written Recommendation Reports and ongoing retirement-income planning advice focusing on dependable income sources and tax-aware withdrawal strategies.

Connor Skeen is a CFP®-certified financial advisor with nine years of industry experience. He is currently with Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB, where he has worked since 2023. His prior experience includes roles at Bank of America, Merrill, and T. Rowe Price. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts, delivering investment guidance via multi-asset model portfolios and a formal alternative-investment process.

Jason Kurrass is a financial advisor at Osaic Wealth, Inc. with one year of industry experience. He holds the Series 66 designation and previously worked at Fors Marsh, Retail Industry Leaders Association, Centric Business Systems, Brooks Adams Research, and the University of Richmond. Outside of his advisory role, he is involved in tax preparation through IVALUE Financial Planning LLC. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients, offering integrated brokerage and investment advisory services across multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that include a variety of investment products, while supporting both discretionary and non-discretionary account management.

Brianna Garber is a financial advisor at Cetera with one year of industry experience. She holds the Series 66 designation and has worked at Cetera and affiliated firms since 2024. Brianna is also involved in client services roles at Stone Financial and Union Advantage Financial. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors, utilizing a range of program structures and third-party money managers.