Stephanie Maurer is a financial advisor at Commonwealth Financial Network with one year of industry experience. She holds a Series 65 designation and has previously been associated with Independence Wealth Services. Outside of her advisory work, she is a member of Shellenberger Family, LLC, a family business unrelated to investments. Commonwealth Financial Network is a national registered investment adviser that supports approximately 2,950 advisors with a range of advisory programs and services, including wealth management and retirement plan consulting. The firm provides operational, trading, technology, investment management, compliance, and practice-management support to affiliated advisors who deliver personalized client portfolios.

Daniel Rowles is a CFP® and holds a Series 66 license with 22 years of industry experience. He has worked at Private Advisor Group, LLC and LPL Financial since 2011 and previously held roles at Ridgeway Conger Advisory Services, Merrill, PNC Wealth Management, and Citigroup Global Markets. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based model that incorporates third-party managers and technology platforms to implement diversified investment strategies.

Tyler Foley is a financial advisor with Key Investment Services LLC in Kennett Square, PA, holding Series 63 and Series 66 credentials and nine years of industry experience. His career includes roles at KeyBank, Santander Securities, The Prudential Insurance Company of America, and Branch Banking and Trust. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a broad network of financial professionals. The firm employs a multi-provider model for portfolio implementation and oversight, with significant integration of affiliated services from KeyCorp entities.

Linda Farquhar is a financial advisor with TIAA-CREF and holds a Series 66 designation. She has seven years of industry experience, including prior self-employment and business ownership with Entredonovan Wholesale LLC and Entredonovan LLC. She is active in her community as Co-Chair of the social committee for the Westover Hills Woods Homeowners Association and serves on the board of the University of Pennsylvania Alumni Club of Delaware. TIAA-CREF provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing retirement plan relationships. The firm offers both model portfolio and customized portfolio management under a fiduciary standard.

Michael Kernicky is a CFP® with 43 years of experience in the financial industry. He currently works at Janney Montgomery Scott, where he has been since 2018. His prior experience includes roles at Bank of America and Merrill. Kernicky serves as Secretary and Rear Commodore on the board of the Yacht Club of Sea Isle City in New Jersey. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base through a variety of brokerage, financial planning, and advisory programs, combining in-house portfolio management with third-party managers.

Gregg Somerville is a CFP® with over 41 years of experience in the financial industry. He is currently with Independent Financial Partners and has previously worked at Realta Equities, Inc. and Realta Investment Advisors for 11 years. Outside of his advisory role, he owns and operates Somerville Investments, a business focused on portfolio management and financial projections. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm is noted for its decentralized investment approach and formal retirement-plan advisory and pension consulting capabilities.

Nicholas Lombardo is a CFA® charterholder affiliated with Commonwealth Financial Network in Chadds Ford, PA. He has one year of industry experience, including prior roles at Independence Wealth Services and the State of Delaware, as well as a lengthy tenure at DuPont Capital Management. Commonwealth Financial Network is a dual-registered broker-dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm offers a broad platform including managed-account programs, access to third-party asset managers, and custody services, providing both discretionary and nondiscretionary investment solutions.

Nicholas Matt is a financial advisor with Voya Financial Advisors, Inc., holding a Series 66 designation and two years of industry experience. His prior work includes roles at LPL Enterprise LLC, Fidelity Investments, and Coppell Advisory Solutions, among others. Outside of advisory work, he has experience with the United States Marine Corps and has been involved in remodeling and flooring businesses. Voya Financial Advisors, Inc. serves a broad client base including individuals, pension plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, and retirement advisory services through a combination of in-house and third-party strategies, utilizing both discretionary and non-discretionary account management approaches.

Brian Sanford is a CFP® professional with 11 years of experience in financial advising, currently affiliated with Commonwealth Financial Network and Union Street Financial. He has an extensive background at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A., where he worked for nine years. Sanford is also a co-owner of Delian Capital, LLC, a private entity involved in securities, advisory, and insurance services. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $200 billion in client assets. The firm provides a comprehensive adviser-support platform that includes various managed-account programs, access to third-party asset managers, and custody and clearing services.

Gail Kelly Brown is a financial advisor at Janney Montgomery Scott with 20 years of industry experience. She holds a Series 66 designation and has been with Janney Montgomery Scott since 2006. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage, financial planning, consulting, and multiple advisory programs.

Charles Creighton is a financial advisor with Equity Services, Inc., holding the ChFC® designation and a Series 63 license. He has 42 years of industry experience, with his career spanning from Shevlin Gladden Associates and Equity Services, Inc., where he has worked since 1982 and 1984 respectively. He also serves as a volunteer member of the West Goshen Township Pension Committee. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to a variety of clients including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines multiple advisory platforms with a mix of long-term strategies and shorter-term trading options, utilizing both discretionary and non-discretionary management approaches.

Gregory Kupiec is a financial advisor at Private Advisor Group, LLC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with LPL Financial since 2003, joining Private Advisor Group in 2017. In addition to his advisory role, Kupiec operates insurance agencies focused on fixed annuities, life insurance, and property/casualty insurance. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model that combines client goal assessment with manager selection and utilizes proprietary technology platforms alongside third-party managers and TAMPs.

Howard Siegal is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Media, PA, holding a Series 63 designation and 25 years of industry experience. He has been with Equity Services, Inc. since 2014 and also has professional experience with National Life of Vermont and Sd Associates P.C., CPAs. Outside of his advisory role, he is involved in various investment-related partnerships. Equity Services, Inc. provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm operates as both a broker-dealer and an SEC-registered investment adviser, offering multiple advisory platforms that use third-party asset managers and model portfolios, combining long-term strategies with opportunities for shorter-term trading.

Christina Lee is a financial advisor at Integrity Alliance, LLC with 19 years of industry experience. She holds Series 65 and Series 66 credentials and has worked at firms including Lion Street Financial and SA Stone Wealth Management. Outside of advising, she teaches economics as an adjunct instructor and owns a real estate sales business and an insurance brokerage. Integrity Alliance serves individual investors, corporations, and qualified retirement plans through a network of over 300 independent advisors managing about $5.4 billion in assets. The firm offers portfolio management, financial planning, and various advisory programs, utilizing multiple allocation strategies and platforms such as Envestnet and AssetMark.

David Duncan is a financial advisor with Commonwealth Financial Network, holding the CFA® designation along with Series 63, 65, and 66 licenses. He has 25 years of industry experience and has been with Commonwealth since 2008, also maintaining a role at Independence Wealth Advisors since 2005. Outside of advisory services, he is involved in selling fixed insurance products under the name Independence Wealth Services. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing a range of advisory programs and support services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm offers multiple program structures and discretionary model portfolios, supporting advisors with operations, trading, technology, compliance, and practice-management resources.

Jeffrey Pelesh is a financial advisor with Principal Financial Services in Springfield, PA, holding the PFS™ and Series 63 credentials and possessing 29 years of industry experience. He has been with Principal Securities since 2015 and has operated the CPA firm Gelman & Pelesh PC since 1991. He also served on the faculty at Villanova University from 1991 to 2020. Outside of his advisory role, he acts as an insurance agent offering fixed life, disability, long-term care, annuities, and group benefits. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel. The firm emphasizes direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Amina Gilchrist is a financial advisor with OSAIC, holding Series 65 and Series 66 licenses and bringing 24 years of industry experience. Her prior work includes 22 years at Lincoln Financial Advisors and one year at Prudential Retirement Brokerage Services, Inc. She is also the sole owner of Omega Wealth Management LLC, through which she offers fixed insurance, long-term care, disability insurance, and annuity products. OSAIC serves a broad range of retail and institutional clients, providing integrated brokerage and advisory services supported by multiple advisory platforms and third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across various investment types on both discretionary and non-discretionary bases.

Giorgio Athans is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JP Morgan Chase Bank since 2021. Prior to that, he was employed by AIG Retirement Services and Valic Financial Advisors from 2014 to 2021. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers its advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Michael Gioia is a financial advisor with Ameriprise in Wilmington, DE, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Gioia serves as a board member and treasurer for the Silverside Commons Condo Council. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement who meet specific asset criteria, providing detailed Recommendation Reports that incorporate research, modeling, and tax-efficiency analysis. The firm combines advisory, brokerage, and insurance solutions through affiliated entities, with a centralized consulting team supporting its advisors.

Brian Sanders is a financial advisor at Cetera with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Fidelity Investments, Charles Schwab, and Swan Global Investments. Sanders is based in Springfield, PA. Cetera Investment Advisers LLC is a nationwide registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform. The firm offers a range of portfolio management and financial planning services, providing advisors with access to model portfolios, third-party managers, and customizable strategies.