Stephen Swofford is a financial advisor at Fisher Investments with 10 years of industry experience and holds a Series 65 designation. He has been with Fisher Investments since 2012. Outside of his advisory role, he is the owner of a holding company that has no active business operations. Fisher Investments serves a diverse global clientele, including institutional and private clients such as pension plans and high-net-worth individuals. The firm provides discretionary portfolio management using a centralized Investment Policy Committee that integrates quantitative and qualitative research, employing tax-aware and risk management strategies across multiple investment vehicles.

Maria Merced is a Series 66-licensed financial advisor with Ameriprise, with 19 years of industry experience. She has held roles at Ameriprise Financial Services since 2011, following positions at Piedmont Investment Advisors, Morgan Stanley, and Janney Montgomery Scott. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and tax-aware withdrawal strategies.

Jason Betz is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Ameriprise and its related entities since 1998. In addition to his advisory work, he is involved in live music performance through a separate business, JEB Productions. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendations and ongoing advice centered on reliable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Peter Mayer is a Financial Consultant currently working at Fidelity Investments, where he has been employed since 2019. In this role, he collaborates with clients and their families to define financial goals and assist in creating sustainable financial plans. Prior to his current position, he served as a Planning Consultant at Fidelity Investments from 2019 to 2023. Before joining Fidelity, Peter worked as a Financial Analyst at Independence Square Advisors from 2016 to 2019. His professional experience spans financial analysis, planning, and consulting, enabling him to support clients in achieving their financial objectives. Outside of his professional work, Peter has interests in cooking and baking, fitness, golf, hiking, outdoor adventures, and reading.

Katherine Orth is a Series 66-licensed financial advisor with Ameriprise in Wilmington, DE, and has nine years of industry experience. She has been with Ameriprise and its affiliated entities since 2015. Outside of her advisory role, she is co-owner of Family First Legacy LLC and is involved with KMO LLC as a franchise advisor. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service focused on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendation reports tailored to clients’ income planning needs.

Marc Wilson is a financial advisor with Primerica Advisors in Newark, Delaware, holding Series 63 and Series 65 licenses and four years of industry experience. He has been with Primerica Advisors since 2021 and has worked in related roles at Primerica Financial Services since 2020. Outside of his advisory work, he has been involved with Imhotep Institute Charter High School since 2001. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure rather than fixed fees.

Julia Williams is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. She previously worked at The Vanguard Group and Wells Fargo Clearing and Bank. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs, and maintains oversight of sub-advisers while addressing conflicts of interest.

Robert Billings is a Series 66 licensed financial advisor with J.P. Morgan Securities, based in Newark, Delaware, and has 10 years of industry experience. His prior roles include positions at Morgan Stanley and Morgan Stanley Private Bank. He serves as a local board member for the Selective Service Administration, acting as a director appointed by the President. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective group of Wealth Advisors. The firm’s advisory process involves written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a focus on eligible strategies.

Timothy Fox is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. Prior to joining Cetera in 2026, he worked at PayPal for two years and spent over a decade with the Delaware Claims Processing Facility. Cetera Investment Advisers LLC serves a broad client base including individual investors, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform that includes both affiliated and third-party investment options.

Arash Ahmadpour is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at Wells Fargo Clearing since 2018 and was previously employed at the University of Delaware from 2014 to 2018. Outside of his advisory role, he holds power of attorney for his spouse. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services that include investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles, and it acts as an ERISA fiduciary when providing investment advice.

Nicole Brown is a Series 66-licensed financial advisor at Ameriprise in Wilmington, Delaware, with seven years of industry experience. She previously worked at the State of Delaware Department of Justice before joining Ameriprise in 2018. Outside of her advisory role, she volunteers with the Fund for Women, a Delaware-based organization focused on supporting women and girls. Ameriprise is a large institutional firm offering retirement-income planning services primarily for individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized retirement-income consulting team.

Matthew Mc Menamy is a financial advisor with Ameriprise in Garnet Valley, PA, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to deliver annual, non-discretionary recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Jennifer Hoey is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 30 years of experience to her role. She works with a diverse clientele that includes corporate executives, teachers, farmers, doctors, attorneys, and caregivers, among others. Jennifer helps her clients outline their financial goals—both short-term and long-term—and creates customized plans to achieve those goals, emphasizing risk awareness, cash flow needs, and regular portfolio reviews. She takes a holistic approach to wealth management, addressing college and retirement savings, mortgage strategies, insurance and long-term care planning, job transitions, and charitable giving. Jennifer earned her bachelor's degree from Rosemont College, where she studied English Literature and Philosophy with a concentration in French. She holds the CERTIFIED FINANCIAL PLANNER® certification as well as the Certified Private Wealth Advisor® certification, and is recognized among Forbes' Top Women Wealth Advisors Best-in-State list. Over her career at Merrill Lynch, Jennifer has cultivated a broad network to support complex client needs. She is also a member of the United States Equestrian Federation. Outside of her professional work, Jennifer is an avid equestrian and gardener. She actively competes in equestrian events across the mid-Atlantic region and is involved in restoring native plants and trees on her property. She maintains a commitment to client relationships and mentorship, often visiting clients who have relocated and providing guidance to students at local colleges and universities.

Charles Stalter is a financial advisor at Cetera with 22 years of industry experience. He holds the CFP® and ChFC® designations and has previously worked at Diamond State Financial Group and Securian Financial Services. Outside of his advisory role, he serves as the leadership chair for the Leukemia & Lymphoma Society of Delaware and is a board member of the nonprofit DSFG Cares. Cetera Investment Advisers LLC is a large nationwide registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management and financial planning services.

Timothy Friedrich is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 66 designation and 11 years of industry experience. His career includes positions at Ameriprise Financial Services, Inc. and Commonwealth Financial Network. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and annual retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Samir Ahmad is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at HSBC Securities and J.P. Morgan Securities. He is based in Wilmington, Delaware. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including customized financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market scenario models as part of its financial planning process.

Nicholas Hernjak is a CFP® and Series 66-registered financial advisor with Edward Jones in Wilmington, DE, bringing three years of industry experience. Prior to joining Edward Jones, he spent six years at the University of Delaware and ten years at DuPont. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, while operating under a fiduciary standard and notable for its extensive advisor network and affiliated financial services.

Emily Woodson is a CFP®-designated financial advisor with 16 years of industry experience. She is currently with LPL Financial and previously worked at Lincoln Financial Securities and Financial House. Outside of her advisory work, she has involvement with CFC Inc., an insurance agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered through a broad network of investment adviser representatives.

Joseph Petry is a financial advisor at LPL Financial with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Ameriprise and Stifel. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset management, supported by a large network of investment adviser representatives.

Silk Hedges is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds the Series 66 designation and has previously worked at JPMorgan Chase and Thrivent Financial. Outside of his advisory roles, he spent two years as a stay-at-home parent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars tailored to a broad client base.