Alicia Kong is a financial advisor with VOYA Financial Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with VOYA since 2014. Outside of her advisory role, she serves on several educational advisory boards, including as chairman of the Howard County Public School Academy of Finance Advisory Board and as a volunteer with the Howard County Junior Achievement program. VOYA Financial Advisors serves a diverse client base including individual, institutional, and high-net-worth clients, offering financial planning, portfolio management, and retirement plan consulting through multiple program structures, primarily using non-discretionary, recommendation-based advice.

Jacob Santore is a CFP® professional with 13 years of industry experience, currently serving at T. Rowe Price Investment Services, Inc. since 2015. He holds Series 63 and Series 66 licenses and is based in Owings Mills, MD. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service for individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily through proprietary mutual funds and ETFs. The firm uses a model allocation approach with tax-aware strategies and delivers financial plans with annual reviews supported by an interactive online tool.

Robin Gibbons is a financial advisor with VOYA Financial Advisors, Inc. who holds a Series 66 designation and has 29 years of industry experience. Prior to joining VOYA in 2019, Gibbons worked at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities. Outside of financial advising, Gibbons operates as an independent insurance agent specializing in fixed insurance products. VOYA Financial Advisors, Inc. serves a diverse client base that includes individuals, institutional clients, retirement plan sponsors, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and plan-sponsor consulting, primarily delivering advice through non-discretionary, recommendation-based arrangements alongside various wrap and third-party money manager programs.

Jason Scarborough is a financial advisor at Empower Advisory Group with 28 years of industry experience. He holds Series 66 and Series 63 designations. Prior to joining Empower Advisory Group, he worked for T. Rowe Price Investment Services for 16 years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders, offering services integrated with Empower’s recordkeeping and administrative platforms.

Sucharu Arora is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. He has been with SunTrust Advisory Services and related affiliates since 2013. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs both discretionary and non-discretionary approaches, leveraging third-party platforms and AI-enabled research tools to support manager selection and investment oversight.

Chad Norfolk is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at HB Wealth Management, LLC. He previously worked for 11 years at WMS Partners, LLC. Norfolk holds the Series 66 license and is based in Towson, MD. HB Wealth Management is a registered investment adviser offering wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm employs a combined quantitative and qualitative investment process across a range of public and private strategies and provides outsourced chief investment officer and institutional advisory services.

Earl Choi is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 registrations and has five years of industry experience. His prior roles include positions at J.P. Morgan Securities, JPMorgan Chase Bank, Merrill Edge, Merrill, and PNC Bank. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs. The service is tailored to individual investors and households with retirement goals and includes telephone access to advisors supported by an interactive online planning tool.

Geoffrey Carey is a CFA® charterholder with 24 years of industry experience. He has been with Brown Investment Advisory & Trust Company since 2001. Brown Advisory provides investment management and advisory services to a diverse range of clients, including high net worth individuals, endowments, foundations, pension plans, and corporations. The firm employs a bottom-up, fundamental research approach to construct concentrated portfolios and offers a variety of strategies, including sustainable-investment integration and access to private funds and venture programs.

Emilio Egea is a financial advisor with HB Wealth who holds a Series 65 designation and has two years of industry experience. He previously worked at HB Wealth (formerly WMS Partners, LLC) for four years and spent five years at Loyola University. HB Wealth Management provides wealth and investment management, as well as financial planning, to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers discretionary portfolio management, incorporates both quantitative and qualitative due diligence across a range of public and private investment strategies, and provides outsourced chief investment officer and institutional advisory services.

Skyler Hutcheson is a financial advisor at CWM, LLC with a Series 65 designation and five years of industry experience. His prior work includes roles at Carson Group and FAI Wealth Management. He serves on the board of directors for the Central Maryland Chamber of Commerce. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, endowments, corporations, and institutions through a network of over 600 advisors. The firm offers portfolio management, financial planning, and retirement-plan services using model portfolios overseen by an in-house Investment Committee and a combination of fundamental and technical analysis.

Daniel Mento is a CFA® charterholder with five years of industry experience. He is currently with HB Wealth Management, LLC and has prior experience at WMS Partners, LLC and Pinnacle Advisory Group. HB Wealth Management is a registered investment adviser serving individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers wealth management, investment management, and financial planning services, along with outsourced chief investment officer and institutional advisory solutions.

Brian Rosenbaum is a financial advisor with Kestra Advisory who holds the CFP® designation and has 27 years of industry experience. He previously worked for Hornor Townsend and Kent, Inc. and Penn Mutual Life Insurance Company for 19 years. He is also President and CEO of Vero Advisory, an insurance and wealth advisory firm in transition from its current operating name. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, employee education, and advisor-managed accounts. The firm serves a diverse client base that includes large institutional investors and sovereign wealth funds, with a broad range of third-party and proprietary investment platforms.

Michael Thompson is a financial advisor at Truist Advisory Services with 17 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at various Truist-related entities since 2011, including BB&T Bank and BB&T Investments. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation analysis, fiduciary support, and a manager-selection program, utilizing a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Jeffrey Smith is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked exclusively with Janney Montgomery Scott since 2016. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutional clients, offering brokerage services, financial planning, advisory programs, and professional asset management through both in-house and third-party portfolio managers.

Benjamin Hostetler is a financial advisor at Integrity Alliance, LLC with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Lion Street Financial, Commonwealth Financial Network, and Virtus Wealth Solutions. Hostetler is also the owner of Hostetler Financial LLC, a financial advisory firm. Integrity Alliance is a large advisor network serving individual investors, corporations, and qualified retirement plans. The firm offers portfolio management, financial planning, and various program options, utilizing multiple platforms and investment approaches to support a broad client base.

Sergio Gutierrez Carballido is a financial advisor at T. Rowe Price Advisory Services, Inc. with six years of industry experience. He holds Series 63 and Series 66 credentials. His prior work history includes roles at Fis and ClearOne Advantage, LLC. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining financial planning, retirement income planning, and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs. The service is designed for individual investors and households with investable assets generally starting at $250,000 and includes ongoing financial plans and annual reviews.

Isaac Lee is a financial advisor at T. Rowe Price Advisory Services, Inc. with three years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining T. Rowe Price, he worked in positions at Chubby Cattle and &Pizza. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management, serving individual investors and households with an emphasis on proprietary mutual funds and ETFs.

Christopher Riolo is a financial advisor at T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and has four years of industry experience. Prior to joining T. Rowe Price, he worked for five years at Austin Pharmacy and Medical Supplies. T. Rowe Price Advisory Services, Inc. provides the T. Rowe Price Retirement Advisory Service, which serves individual investors and households focused on retirement goals through a combination of nondiscretionary goals-based planning and discretionary investment management using proprietary mutual funds and ETFs. The firm employs a model allocation strategy with tax-aware rebalancing and delivers financial plans and retirement income projections supported by an interactive online tool.

Harrison Malone is a financial advisor with PNC Wealth Management, holding a Series 66 designation and two years of industry experience. Prior to joining PNC Investments LLC in 2025, he worked at Equitable Advisors and has held various roles outside the financial sector, including positions at a middle school, a country club, and a butcher shop. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio solution that uses algorithm-driven risk assessment and manages investments via mutual funds and ETFs.

James Williamson is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has seven years of industry experience. His prior roles include positions at The Marshall Financial Group LLC and T. Rowe Price. T. Rowe Price Advisory Services, Inc. provides the T. Rowe Price Retirement Advisory Service, which serves individual investors and households focused on retirement goals by combining nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs.