Carter Schanck is a financial advisor at Wells Fargo Advisors with one year of industry experience. He holds a Series 66 designation and has worked previously with Wells Fargo Clearing Services and in roles at Virginia Beach Life Saving Service and Virginia Tech. Wells Fargo Advisors Financial Network operates as a large broker-dealer and registered investment adviser offering investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services tailored to clients meeting certain net-worth thresholds, utilizing proprietary research and tools to develop recommendations.

Cameron Miller is a financial advisor with Mass Mutual Investors Services in Virginia Beach, VA. He holds a Series 66 designation and has 14 years of industry experience. Since 2013, he has been associated with Mass Mutual Investors Services and Massachusetts Life Insurance Co. Outside of his advisory role, he serves as a consultant managing bookkeeping operations for GCM Enterprise LLC. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs firm-approved software and collaborative annual planning to deliver written financial recommendations to its clients.

Walter King is a CFP® with 38 years of experience in the financial industry. He currently works at OSAIC and was previously with FSC Securities Corporation for 35 years. Outside of his advisory role, he owns West Financial Enterprises, which provides bookkeeping and tax return preparation services, and he is a partner in a commercial real estate leasing business. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of brokerage and advisory services supported by various asset-allocation and portfolio management tools.

James Ritter is a CFP®-designated financial advisor with 38 years of industry experience, currently serving at Ameriprise in Virginia Beach, VA. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized written recommendations through a centralized consulting team, emphasizing managed accounts and algorithmic support in its advisory process.

Danielle Henning is a Series 66-licensed financial advisor with Merrill, based in Norfolk, VA, and has 11 years of industry experience. She has been with Merrill since 2015 and also worked at Bank of America, N.A. for four years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Carl Crespi is a financial advisor at Merrill in Norfolk, VA, holding a Series 66 designation. He has professional experience at Bank of America, Merrill, and several organizations in the sports and education sectors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pensions, corporations, and charitable organizations.

Patricia Sutton is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

Lisa Romano is a financial advisor with UBS Financial Services in Norfolk, VA, holding a Series 66 designation and 9 years of industry experience. She has been with UBS since 2008. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and mutual fund distribution. The firm integrates institutional trading capabilities with wealth management services, delivering tailored strategies based on proprietary research and model-based asset allocations.

Roland Martin is a CFP® professional with 34 years of experience in the financial services industry. He has worked with OSAIC since 2024 and previously spent a decade at Securities America Advisors. Outside of his advisory role, he serves as a deacon at Riverbend Church and is a board member of the Charted Way Foundation, contributing financial planning expertise to the nonprofit. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a broad network of affiliated advisers. The firm offers integrated brokerage and advisory services with a variety of investment platforms and portfolio management options.

Bruce Weber is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, National Association since 2015, as well as Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets starting in 2000. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs. The firm emphasizes tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Santo Serafine is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 11 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors, LLC from 2014 to 2016. Outside of advisory work, he serves as executor for his brother’s estate. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

David Kunhardt is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and possessing 38 years of industry experience. His career includes roles at Lincoln Financial Securities and Penn Mutual Life Insurance Company, along with long-term involvement in independent insurance agency activities dating back to 1985. Kunhardt operates in Virginia Beach, VA, and maintains advisory responsibilities managing client assets and financial plans. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base that includes individuals, retirement plans, charitable organizations, trusts, and estates. The firm provides a range of services such as financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals, offering tailored investment solutions across multiple platforms and custody arrangements.

Jesse King is a Wealth Management Advisor with Merrill Lynch Wealth Management. He brings extensive experience in the financial services industry, having worked as an analyst and portfolio manager at American Capital Advisory and analyzed private investments for a closely-held corporation. Jesse focuses on delivering comprehensive, planning-based financial strategies tailored to both clients’ current needs and long-term goals, maintaining a consistent commitment to acting in their best interests. Jesse holds the Chartered Financial Analyst (CFA) designation and is a Certified Private Wealth Advisor (CPWA) as well as a Personal Investment Advisor (PIA). He earned both his bachelor's and master’s degrees from the University of Queensland in Australia, where he graduated as Valedictorian of his postgraduate honors program with first-class honors, majoring in finance and accounting. Outside of his professional role, Jesse enjoys golfing, skiing, playing tennis, and spending time outdoors with his family in Virginia Beach.

Patrick Tedesco is a CFP® professional with 42 years of industry experience, currently affiliated with LPL Financial. His career includes roles at Mutual of Omaha, Humana, and Waddell & Reed, Inc., among others. He also serves as a trustee for the Rose Tedesco Trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including model portfolios and retirement plan consulting, supported by research from LPL Research and third-party subadvisors.

Michael Chapman is a financial advisor with Wells Fargo Clearing in Virginia Beach, VA, holding a Series 66 designation and 11 years of industry experience. He previously worked at Edward Jones for seven years before joining Wells Fargo Clearing in 2021. Outside of his advisory role, Chapman serves as a part-time professor at Old Dominion University. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non‑qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Jonathan Muhlendorf is a CFP® professional at OSAIC with 25 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 23 years before joining OSAIC in 2025. In addition to his advisory role, he holds licenses as an insurance agent offering accident and health, traditional life, disability, life settlement, and long-term care insurance, and assists clients with life settlements of fixed life policies. OSAIC serves a broad range of retail and institutional clients through a large network of financial advisers, providing integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios across various asset classes.

Daniel Ross is a financial advisor with Edward Jones in Virginia Beach, VA, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients and managing approximately $1.01 trillion in assets. The firm provides a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Victoria Goldsberry is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Wells Fargo, she worked at Woodmen Financial Services and Woodmen of the World Life Insurance Society, among other roles in various sectors. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Emily Robbins is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. She has previously worked with Virginia Asset Group, Monarch Bank, and Infinex Investments, Inc. She is also a notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

Elizabeth Wagner is a financial advisor with LPL Financial in Chesapeake, VA, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. She has been with LPL Financial and its predecessor firm since 1996. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a variety of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by model portfolios and research from multiple sources.