John Frith is a CFA® charterholder with four years of industry experience currently working at Wells Fargo Investment Institute, Inc. He has been with Wells Fargo & Company since 2002, including five years at the Investment Institute. Based in Charlotte, NC, Frith holds a Series 65 license. Wells Fargo Investment Institute provides manager research, global investment strategy, securities research, asset allocation analysis, and model-portfolio services to Wells Fargo affiliates and unaffiliated financial institutions. The firm delivers its offerings on a non-customized basis and serves primarily as a research and model-provider rather than managing discretionary client accounts.

Craig Bisagna is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His career includes roles at firms such as Merrill, Charles Schwab, and National Securities Corporation. He is based in Charlotte, NC. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, plan sponsors, and charitable organizations. The firm uses a combination of traditional research and AI-enabled tools to support its advisory process, partnering with Envestnet for investment management and retirement solutions.

Thomas Sowers is a CFP®-credentialed financial advisor with six years of industry experience. He is currently with Kestra Advisory and has prior experience at Dimensional Fund Advisors. Outside of his advisory role, he also works as an independent contractor dog walker. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves large institutional investors, including sovereign wealth funds.

Michael Bish is a CFP® with 21 years of industry experience currently serving as a financial advisor at Truist Advisory Services. His prior experience includes roles at Merrill Lynch, BB&T Securities, and Bank of America. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base that includes individuals, corporations, plan sponsors, and charitable organizations. The firm combines traditional research with AI-enabled tools and provides ongoing reporting and consultations while leveraging its affiliated financial relationships.

Traci Diblasio is a CFP® professional with 25 years of industry experience. She is currently with First Citizens Investor Services, Inc., where she has worked since 2018. Her prior experience includes roles at Wells Fargo Clearing, Wachovia Bank, N.A., Key Investment Services LLC, and KeyBanc Capital Markets Inc. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm offers portfolio management, wrap programs, model portfolios, an automated Guided Investing platform, and Tax Aware services, emphasizing IAR-led assessments and diverse analytical approaches to asset allocation.

Daniel Finnerty is a financial advisor with Osaic Advisory Services, LLC, holding the Series 63 and Series 65 licenses and bringing 14 years of industry experience. His career includes roles at Kingsbury Capital, Inc., Kingsbury Capital Investment Advisors LLC, and SW Financial prior to joining Osaic Wealth in 2026. Osaic Advisory Services, LLC is an SEC-registered enterprise adviser serving a broad client base including individuals, pension and profit-sharing plans, corporate and charitable entities, retirement plan participants, and sovereign wealth fund clients. The firm offers a variety of managed programs, retirement plan consulting, financial planning, and access to alternative investments, utilizing a range of investment strategies and platform relationships that differentiate its operating model.

Griffin Kasemeyer is a financial advisor at Wealth Enhancement Advisory Services, LLC with four years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including LPL Financial and T. Rowe Price. Kasemeyer provides administrative support to Wealth Enhancement Advisory Services in addition to his advisory role. Wealth Enhancement Advisory Services is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans through a large network of advisors. The firm offers financial planning, asset management, and specialized consulting, employing a strategic investment approach that combines passive and active management guided by an internal Investment Committee.

Brenda Yard is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63 and Series 66 designations and having 28 years of industry experience. She has worked extensively within Truist and its predecessor entities since 1999, including Bb&T Securities and Investment Services. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, plan sponsors, and charitable organizations. The firm employs a multi-manager approach using the Envestnet platform, combines traditional research with AI tools, and delivers ongoing client reviews and reporting.

Joseph Burns is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Truist Advisory Services in Charlotte, NC. He has worked at SunTrust Advisory Services since 2016 and has longstanding experience with SunTrust Bank dating back to 2010. His earlier career includes roles at Banc of America Investment Services, Inc. and Wells Fargo Clearing. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base that includes individuals, corporations, plan sponsors, and charitable organizations. The firm employs a range of tools, including AI-enabled research, to support its investment oversight and utilizes the Envestnet platform for manager selection and ongoing client reviews.

Elizabeth Skettino is a CFA® credentialed financial advisor with nine years of industry experience. She is currently with Wells Fargo Investment Institute, Inc., having previously worked at Cullinan Associates, Inc. and J.P. Morgan Securities. Wells Fargo Investment Institute provides manager research, global investment strategy, securities research, asset allocation analysis, and model-portfolio services to Wells Fargo affiliates and unaffiliated financial institutions. The firm delivers non-discretionary, impersonal model portfolios constructed through specialized divisions focused on rigorous research and evaluation.

Kate Lawson is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 designation and 11 years of industry experience. She previously worked at Nuveen Asset Management and Nuveen Securities from 2020 to 2023. Lawson serves as a board member of the Virginia Tech Alumni Association Charlotte Chapter, helping to promote alumni events and raise funds for scholarships. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm separates one-time planning from ongoing portfolio management and acts as adviser to a donor-advised fund, operating within a vertically integrated structure that includes affiliated funds.

Matthew Jarrett is a CFP® professional with 26 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory, where he has worked since 2026, and has previously held roles at Charles Schwab, Charles Schwab Bank, Fidelity, and Vanguard Advisers. Based in Charlotte, NC, Jarrett holds Series 63 and Series 65 licenses as well. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s services emphasize asset allocation and investment selection guided by internal research and standard models, with client authorization required for all trades.

Marcus Richbourg is a financial advisor with First Citizens Investor Services, Inc. He holds Series 63 and Series 66 licenses and has three years of industry experience. Prior to his current role, he has worked at firms including UBS Financial Services and Wells Fargo Advisors. Outside of finance, he has worked in radio broadcasting with roles at Dick Broadcasting Company and Radio One. First Citizens Investor Services provides advisory and brokerage services to individuals, pension plans, charitable organizations, and corporate clients. The firm offers a range of portfolio management solutions and employs a client process that incorporates fundamental, quantitative, and technical analysis to guide investment allocations.

Michael Jones is a CFP® professional with 29 years of industry experience. He is currently with Money Concepts Capital Corp and previously worked at firms including Prudential Insurance Company of America, GWN Securities Inc, and Merrill. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, pension plans, trusts, and corporations. The firm employs model-driven, asset-allocation strategies and utilizes proprietary and third-party portfolio programs, supporting a network of several hundred advisors managing approximately $4.07 billion in assets.

Alexis Quen is a financial advisor at Wells Fargo Investment Institute, Inc. in Charlotte, NC, holding a Series 65 license with one year of industry experience. Prior to joining Wells Fargo Investment Institute, Alexis worked in various roles including at Wells Fargo and Voodoo Donuts. Wells Fargo Investment Institute provides manager research, global investment strategy, securities research, asset allocation analysis, and model-portfolio services primarily to Wells Fargo affiliates and unaffiliated financial institutions. The firm delivers its offerings on a non-customized basis and focuses on research and model provisioning rather than direct portfolio management or individualized financial planning.

Adam Dinkins is a financial advisor at First Citizens Investor Services, Inc. with nine years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Wells Fargo Bank NA and Ally Invest Advisors. First Citizens Investor Services, Inc. serves individuals, pension and profit-sharing plans, charitable organizations, and corporate entities by providing advisory and brokerage services. The firm utilizes a client-centered process combining fundamental, quantitative, and technical analysis to manage portfolios across various asset classes.

Marcus Atkinson is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with First Citizens Investor Services since 2012. Outside of his advisory role, he serves as a director helping set up youth summer football camps and is contracted with USA Track & Field as a coach and referee. First Citizens Investor Services, Inc. serves individuals, pension and profit-sharing plans, charitable organizations, and corporate entities by providing advisory and brokerage services through investment adviser representatives and third-party portfolio managers. The firm offers portfolio management, wrap programs, model portfolios, an automated guided investing platform, and tax-aware services, focusing on client-driven assessments and a mix of fundamental, quantitative, and technical analysis for asset allocation.

Christian Patterson is a financial advisor at Truist Advisory Services with 23 years of industry experience. He holds a Series 66 designation and has worked within the Truist organization and its predecessors since 2008, including roles at Bb&T Investments and Bb&T Securities. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to a wide range of clients, including individuals, corporations, plan sponsors, and charitable organizations. The firm’s approach integrates traditional research with AI-enabled tools and offers comprehensive ongoing reviews and reporting.

Amy Wong Pawa is a financial advisor at TIAA-CREF with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has been with TIAA-CREF since 2017. Outside of her advisory role, she is involved in managing an investment property. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm separates one-time financial planning from ongoing portfolio management and acts as adviser to a donor-advised fund, operating within a vertically integrated model using affiliated funds.

Katie Ellis is a financial advisor with Truist Advisory Services based in Gastonia, NC, holding Series 63 and Series 65 licenses and eight years of industry experience. She has worked at Truist Investment Services since 2019 and previously held positions at First Citizens Investor Services and First Citizens Bank. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, plan sponsors, and charitable organizations. The firm utilizes a combination of traditional research and AI-enabled tools, and provides ongoing client reviews and reporting through its affiliation with Truist Financial and related entities.